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SMART FINSEC vs INDERGIRI FN - Comparison Results

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Current Valuations

    SMART FINSEC INDERGIRI FN SMART FINSEC/
INDERGIRI FN
 
P/E (TTM) x 31.3 -32.4 - View Chart
P/BV x 3.4 4.0 83.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SMART FINSEC   INDERGIRI FN
EQUITY SHARE DATA
    SMART FINSEC
Mar-24
INDERGIRI FN
Mar-24
SMART FINSEC/
INDERGIRI FN
5-Yr Chart
Click to enlarge
High Rs22110 20.4%   
Low Rs57 79.4%   
Income per share (Unadj.) Rs8.61.6 553.0%  
Earnings per share (Unadj.) Rs0.8-1.3 -61.7%  
Cash flow per share (Unadj.) Rs8.60.5 1,781.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs4.88.6 56.5%  
Shares outstanding (eoy) m30.005.06 592.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.637.4 4.3%   
Avg P/E ratio x17.6-45.6 -38.7%  
Avg P/CF ratio x16.9-139.7 -12.1%  
Avg Price/Bookvalue ratio x2.96.8 42.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m417295 141.5%   
No. of employees `000NANA-   
Total wages & salary Rs m39 29.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2588 3,278.4%  
Other income Rs m00 0.0%   
Interest expense Rs m01 0.8%   
Net interest income Rs m2587 3,890.5%  
Operating expense Rs m22713 1,737.4%   
Gross profit Rs m31-6 -489.6%  
Gross profit margin %12.2-81.4 -14.9%  
Provisions/contingencies Rs m14 24.5%   
Profit before tax Rs m31-6 -493.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m70 3,438.1%   
Profit after tax Rs m24-6 -365.5%  
Net profit margin %9.2-82.1 -11.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,444.05,533.7 26.1%  
Net fixed assets Rs m140 12,309.1%   
Share capital Rs m3051 59.3%   
Free reserves Rs m115-7 -1,572.4%   
Net worth Rs m14543 335.2%   
Borrowings Rs m015 0.0%   
Investments Rs m180 14,908.3%   
Total assets Rs m14684 174.1%  
Debt/equity ratio x00.3 0.0%   
Return on assets %16.2-7.7 -210.0%  
Return on equity %16.3-14.9 -109.1%  
Capital adequacy ratio %054.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m27-40 -66.8%  
From Investments Rs m-6NA -1,717.1%  
From Financial Activity Rs m-1436 -38.7%  
Net Cashflow Rs m7-3 -198.2%  

Share Holding

Indian Promoters % 75.0 60.1 124.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 39.9 62.7%  
Shareholders   15,450 1,747 884.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SMART FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SMART FINSEC vs INDERGIRI FN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SMART FINSEC vs INDERGIRI FN Share Price Performance

Period SMART FINSEC INDERGIRI FN
1-Day -5.00% 0.00%
1-Month 14.19% -1.46%
1-Year 76.08% -63.88%
3-Year CAGR 29.07% 128.28%
5-Year CAGR 18.82% 47.15%

* Compound Annual Growth Rate

Here are more details on the SMART FINSEC share price and the INDERGIRI FN share price.

Moving on to shareholding structures...

The promoters of SMART FINSEC hold a 75.0% stake in the company. In case of INDERGIRI FN the stake stands at 60.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SMART FINSEC and the shareholding pattern of INDERGIRI FN.

Finally, a word on dividends...

In the most recent financial year, SMART FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

INDERGIRI FN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of SMART FINSEC, and the dividend history of INDERGIRI FN.

For a sector overview, read our finance sector report.



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