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SMART FINSEC vs BALMER LAW INVEST - Comparison Results

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Current Valuations

    SMART FINSEC BALMER LAW INVEST SMART FINSEC/
BALMER LAW INVEST
 
P/E (TTM) x 31.3 8.1 385.3% View Chart
P/BV x 3.4 1.4 247.4% View Chart
Dividend Yield % 0.0 5.1 -  

Financials

 SMART FINSEC   BALMER LAW INVEST
EQUITY SHARE DATA
    SMART FINSEC
Mar-24
BALMER LAW INVEST
Mar-24
SMART FINSEC/
BALMER LAW INVEST
5-Yr Chart
Click to enlarge
High Rs2281 27.6%   
Low Rs536 15.1%   
Income per share (Unadj.) Rs8.61,057.7 0.8%  
Earnings per share (Unadj.) Rs0.875.7 1.0%  
Cash flow per share (Unadj.) Rs8.6681.8 1.3%  
Dividends per share (Unadj.) Rs03.80 0.0%  
Avg Dividend yield %06.5 0.0%  
Book value per share (Unadj.) Rs4.8549.9 0.9%  
Shares outstanding (eoy) m30.0022.20 135.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.1 2,920.0%   
Avg P/E ratio x17.60.8 2,281.8%  
Avg P/CF ratio x16.90.1 12,601.1%  
Avg Price/Bookvalue ratio x2.90.1 2,702.8%  
Dividend payout %05.0 0.0%   
Avg Mkt Cap Rs m4171,299 32.1%   
No. of employees `000NANA-   
Total wages & salary Rs m32,436 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m25823,482 1.1%  
Other income Rs m0859 0.0%   
Interest expense Rs m0221 0.0%   
Net interest income Rs m25823,261 1.1%  
Operating expense Rs m22720,699 1.1%   
Gross profit Rs m312,563 1.2%  
Gross profit margin %12.210.9 111.5%  
Provisions/contingencies Rs m18,017 0.0%   
Profit before tax Rs m313,411 0.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-958 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m7774 0.9%   
Profit after tax Rs m241,680 1.4%  
Net profit margin %9.27.2 128.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,444.0396.0 364.6%  
Net fixed assets Rs m147,496 0.2%   
Share capital Rs m30222 13.5%   
Free reserves Rs m11511,986 1.0%   
Net worth Rs m14512,208 1.2%   
Borrowings Rs m00-   
Investments Rs m185,874 0.3%   
Total assets Rs m14630,217 0.5%  
Debt/equity ratio x00.1 0.0%   
Return on assets %16.25.6 292.3%  
Return on equity %16.313.8 118.5%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m272,688 1.0%  
From Investments Rs m-6-1,052 0.6%  
From Financial Activity Rs m-14-1,723 0.8%  
Net Cashflow Rs m7-88 -7.5%  

Share Holding

Indian Promoters % 75.0 59.7 125.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 1.3 -  
FIIs % 0.0 1.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 40.3 62.0%  
Shareholders   15,450 41,756 37.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SMART FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SMART FINSEC vs BALMER LAW INVEST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SMART FINSEC vs BALMER LAW INVEST Share Price Performance

Period SMART FINSEC BALMER LAW INVEST
1-Day -5.00% -0.16%
1-Month 14.19% -0.21%
1-Year 76.08% 75.28%
3-Year CAGR 29.07% 22.80%
5-Year CAGR 18.82% 12.58%

* Compound Annual Growth Rate

Here are more details on the SMART FINSEC share price and the BALMER LAW INVEST share price.

Moving on to shareholding structures...

The promoters of SMART FINSEC hold a 75.0% stake in the company. In case of BALMER LAW INVEST the stake stands at 59.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SMART FINSEC and the shareholding pattern of BALMER LAW INVEST.

Finally, a word on dividends...

In the most recent financial year, SMART FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

BALMER LAW INVEST paid Rs 3.8, and its dividend payout ratio stood at 5.0%.

You may visit here to review the dividend history of SMART FINSEC, and the dividend history of BALMER LAW INVEST.

For a sector overview, read our finance sector report.



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