SHALIB.FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES | SHALIB.FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 40.6 | 15.3 | 265.4% | View Chart |
P/BV | x | 5.6 | 1.6 | 343.0% | View Chart |
Dividend Yield | % | 0.2 | 2.4 | 7.1% |
SHALIB.FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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SHALIB.FINANCE Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
SHALIB.FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 648 | 346 | 187.0% | |
Low | Rs | 125 | 232 | 53.7% | |
Income per share (Unadj.) | Rs | 46.2 | 128.0 | 36.1% | |
Earnings per share (Unadj.) | Rs | 17.1 | 15.7 | 109.2% | |
Cash flow per share (Unadj.) | Rs | -1.2 | 71.0 | -1.7% | |
Dividends per share (Unadj.) | Rs | 1.20 | 6.30 | 19.0% | |
Avg Dividend yield | % | 0.3 | 2.2 | 14.3% | |
Book value per share (Unadj.) | Rs | 138.3 | 161.2 | 85.8% | |
Shares outstanding (eoy) | m | 7.00 | 1,234.39 | 0.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 8.4 | 2.3 | 370.2% | |
Avg P/E ratio | x | 22.6 | 18.5 | 122.3% | |
Avg P/CF ratio | x | 7.0 | 18.2 | 38.2% | |
Avg Price/Bookvalue ratio | x | 2.8 | 1.8 | 155.7% | |
Dividend payout | % | 7.0 | 40.2 | 17.4% | |
Avg Mkt Cap | Rs m | 2,703 | 356,984 | 0.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 37 | 22,614 | 0.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 323 | 157,969 | 0.2% | |
Other income | Rs m | 5 | 1,817 | 0.3% | |
Interest expense | Rs m | 67 | 69,592 | 0.1% | |
Net interest income | Rs m | 257 | 88,377 | 0.3% | |
Operating expense | Rs m | 99 | 62,125 | 0.2% | |
Gross profit | Rs m | 157 | 26,252 | 0.6% | |
Gross profit margin | % | 48.6 | 16.6 | 292.5% | |
Provisions/contingencies | Rs m | 269 | 261 | 103.0% | |
Profit before tax | Rs m | 161 | 25,882 | 0.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -104 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 41 | 6,451 | 0.6% | |
Profit after tax | Rs m | 120 | 19,327 | 0.6% | |
Net profit margin | % | 37.0 | 12.2 | 302.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,339 | 37,577 | 3.6% | |
Deposits | Rs m | 0 | 71,747 | 0.0% | |
Credit/Deposit ratio | x | 0 | 52.4 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 6.8 | - | |
Net Interest Margin | % | 18.5 | 62.9 | 29.5% | |
Net fixed assets | Rs m | 26 | 10,080 | 0.3% | |
Share capital | Rs m | 70 | 2,469 | 2.8% | |
Free reserves | Rs m | 898 | 196,559 | 0.5% | |
Net worth | Rs m | 968 | 199,028 | 0.5% | |
Borrowings | Rs m | 206 | 53,682 | 0.4% | |
Investments | Rs m | 45 | 102,915 | 0.0% | |
Total assets | Rs m | 1,582 | 1,229,140 | 0.1% | |
Debt/equity ratio | x | 0.2 | 0.6 | 33.8% | |
Return on assets | % | 7.6 | 1.6 | 481.2% | |
Return on equity | % | 12.4 | 9.7 | 127.3% | |
Capital adequacy ratio | % | 0 | 18.9 | 0.0% | |
Net NPAs | % | 0 | 1.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 25 | -184,486 | -0.0% | |
From Investments | Rs m | -22 | 26,703 | -0.1% | |
From Financial Activity | Rs m | 95 | 160,949 | 0.1% | |
Net Cashflow | Rs m | 98 | 3,170 | 3.1% |
Indian Promoters | % | 54.8 | 52.2 | 105.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 1.1 | 41.8 | 2.5% | |
FIIs | % | 1.1 | 10.2 | 10.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 45.2 | 47.8 | 94.4% | |
Shareholders | 2,097 | 211,051 | 1.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SHALIB.FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SHALIB.FINANCE | M&M Financial |
---|---|---|
1-Day | 0.04% | 2.30% |
1-Month | -4.75% | -6.85% |
1-Year | 83.80% | -4.50% |
3-Year CAGR | 81.41% | 15.55% |
5-Year CAGR | 56.67% | 5.24% |
* Compound Annual Growth Rate
Here are more details on the SHALIB.FINANCE share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of SHALIB.FINANCE hold a 54.8% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHALIB.FINANCE and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, SHALIB.FINANCE paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 7.0%.
M&M Financial paid Rs 6.3, and its dividend payout ratio stood at 40.2%.
You may visit here to review the dividend history of SHALIB.FINANCE, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.