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PAISALO DIGITAL vs FORTUNE FIN. - Comparison Results

Rs 100 invested in...

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Current Valuations

    PAISALO DIGITAL FORTUNE FIN. PAISALO DIGITAL/
FORTUNE FIN.
 
P/E (TTM) x 21.5 30.8 69.8% View Chart
P/BV x 3.0 1.6 188.6% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 PAISALO DIGITAL   FORTUNE FIN.
EQUITY SHARE DATA
    PAISALO DIGITAL
Mar-24
FORTUNE FIN.
Mar-24
PAISALO DIGITAL/
FORTUNE FIN.
5-Yr Chart
Click to enlarge
High Rs100171 58.3%   
Low Rs2166 32.1%   
Income per share (Unadj.) Rs7.355.1 13.3%  
Earnings per share (Unadj.) Rs2.03.6 56.1%  
Cash flow per share (Unadj.) Rs-6.948.9 -14.1%  
Dividends per share (Unadj.) Rs0.100-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs14.8126.3 11.7%  
Shares outstanding (eoy) m898.0452.24 1,719.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x8.22.1 383.2%   
Avg P/E ratio x30.333.2 91.0%  
Avg P/CF ratio x4.617.9 25.5%  
Avg Price/Bookvalue ratio x4.10.9 435.3%  
Dividend payout %5.00-   
Avg Mkt Cap Rs m54,1666,174 877.4%   
No. of employees `000NANA-   
Total wages & salary Rs m4251,090 39.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m6,5872,877 228.9%  
Other income Rs m1179 0.4%   
Interest expense Rs m2,701270 999.6%   
Net interest income Rs m3,8872,607 149.1%  
Operating expense Rs m1,4462,364 61.2%   
Gross profit Rs m2,440243 1,003.9%  
Gross profit margin %37.08.4 438.5%  
Provisions/contingencies Rs m10,052159 6,339.7%   
Profit before tax Rs m2,412363 664.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m622163 380.8%   
Profit after tax Rs m1,790186 963.6%  
Net profit margin %27.26.5 420.9%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,868.381.5 2,291.6%  
Net fixed assets Rs m664330 201.1%   
Share capital Rs m898522 171.9%   
Free reserves Rs m12,3966,073 204.1%   
Net worth Rs m13,2946,595 201.6%   
Borrowings Rs m7,4202,628 282.3%   
Investments Rs m2083,198 6.5%   
Total assets Rs m41,84912,688 329.8%  
Debt/equity ratio x0.60.4 140.1%   
Return on assets %4.31.5 292.2%  
Return on equity %13.52.8 478.1%  
Capital adequacy ratio %35.90-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-5,698-2,095 272.0%  
From Investments Rs m269 276.5%  
From Financial Activity Rs m5,5261,717 321.9%  
Net Cashflow Rs m-145-368 39.5%  

Share Holding

Indian Promoters % 52.4 72.1 72.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.4 6.6 357.4%  
FIIs % 10.7 6.6 163.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.6 27.9 170.8%  
Shareholders   71,338 6,080 1,173.3%  
Pledged promoter(s) holding % 17.8 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PAISALO DIGITAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Paisalo Digital vs FORTUNE FIN.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Paisalo Digital vs FORTUNE FIN. Share Price Performance

Period Paisalo Digital FORTUNE FIN.
1-Day 1.26% -4.43%
1-Month -10.39% -2.16%
1-Year 6.27% 93.54%
3-Year CAGR -3.14% 25.39%
5-Year CAGR 15.21% 11.10%

* Compound Annual Growth Rate

Here are more details on the Paisalo Digital share price and the FORTUNE FIN. share price.

Moving on to shareholding structures...

The promoters of Paisalo Digital hold a 52.4% stake in the company. In case of FORTUNE FIN. the stake stands at 72.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Paisalo Digital and the shareholding pattern of FORTUNE FIN..

Finally, a word on dividends...

In the most recent financial year, Paisalo Digital paid a dividend of Rs 0.1 per share. This amounted to a Dividend Payout ratio of 5.0%.

FORTUNE FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Paisalo Digital, and the dividend history of FORTUNE FIN..

For a sector overview, read our finance sector report.



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