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SOUTH IND.BANK vs SBI - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK SBI SOUTH IND.BANK/
SBI
 
P/E (TTM) x 4.9 10.0 48.5% View Chart
P/BV x 0.7 1.8 37.9% View Chart
Dividend Yield % 1.3 1.7 79.7%  

Financials

 SOUTH IND.BANK   SBI
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-24
SBI
Mar-24
SOUTH IND.BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs40794 5.1%   
Low Rs15519 2.8%   
Income per share (Unadj.) Rs32.9492.1 6.7%  
Earnings per share (Unadj.) Rs4.175.2 5.4%  
Cash flow per share (Unadj.) Rs14.2330.8 4.3%  
Dividends per share (Unadj.) Rs0.3013.70 2.2%  
Avg Dividend yield %1.12.1 52.4%  
Book value per share (Unadj.) Rs33.7464.9 7.3%  
Shares outstanding (eoy) m2,615.938,924.61 29.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.3 62.5%   
Avg P/E ratio x6.78.7 76.8%  
Avg P/CF ratio x3.86.0 64.2%  
Avg Price/Bookvalue ratio x0.81.4 57.6%  
Dividend payout %7.318.2 40.2%   
Avg Mkt Cap Rs m71,7555,856,777 1.2%   
No. of employees `000NANA-   
Total wages & salary Rs m17,053836,712 2.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m86,1284,391,885 2.0%  
Other income Rs m15,1451,553,864 1.0%   
Interest expense Rs m52,8082,597,360 2.0%   
Net interest income Rs m33,3211,794,525 1.9%  
Operating expense Rs m29,7882,358,938 1.3%   
Gross profit Rs m3,533-564,414 -0.6%  
Gross profit margin %4.1-12.9 -31.9%  
Provisions/contingencies Rs m7,976308,068 2.6%   
Profit before tax Rs m15,289912,302 1.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-24,587 -0.0%   
Prior Period Items Rs m014,052 0.0%   
Tax Rs m4,587230,920 2.0%   
Profit after tax Rs m10,702670,847 1.6%  
Net profit margin %12.415.3 81.3%  
BALANCE SHEET DATA
Advances Rs m780,60637,842,727 2.1%   
Deposits Rs m1,019,19149,665,375 2.1%  
Credit/Deposit ratio x76.676.2 100.5%  
Yield on advances %8.87.9 112.4%   
Cost of deposits %4.84.5 107.2%   
Net Interest Margin %3.33.0 107.3%  
Net fixed assets Rs m8,211441,373 1.9%   
Share capital Rs m2,6168,925 29.3%   
Free reserves Rs m85,6214,140,467 2.1%   
Net worth Rs m88,2374,149,392 2.1%   
Borrowings Rs m39,1216,396,095 0.6%   
Investments Rs m239,76521,105,482 1.1%   
Total assets Rs m1,174,12567,337,788 1.7%  
Debt/equity ratio x12.013.5 88.8%   
Return on assets %0.91.0 91.5%  
Return on equity %12.116.2 75.0%  
Capital adequacy ratio %19.914.3 139.4%  
Net NPAs %1.50.6 256.1%  
CASH FLOW
From Operations Rs m70,752216,324 32.7%  
From Investments Rs m-19,859-42,517 46.7%  
From Financial Activity Rs m-21,476-98,963 21.7%  
Net Cashflow Rs m29,41782,604 35.6%  

Share Holding

Indian Promoters % 0.0 57.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.7 34.8 48.0%  
FIIs % 11.5 10.7 107.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 42.5 235.3%  
Shareholders   1,247,471 3,791,512 32.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    KOTAK MAHINDRA BANK    INDUSIND BANK    


More on South Ind.Bank vs SBI

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs SBI Share Price Performance

Period South Ind.Bank SBI S&P BSE BANKEX
1-Day 0.13% 4.71% 1.52%
1-Month -5.35% 3.43% -0.16%
1-Year -8.58% 46.24% 18.82%
3-Year CAGR 36.32% 18.90% 11.22%
5-Year CAGR 15.27% 19.96% 10.60%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the SBI share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of SBI the stake stands at 57.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of SBI.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

SBI paid Rs 13.7, and its dividend payout ratio stood at 18.2%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of SBI.

For a sector overview, read our banking sector report.



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