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SOUTH IND.BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK INDIAN BANK SOUTH IND.BANK/
INDIAN BANK
 
P/E (TTM) x 4.9 7.5 64.8% View Chart
P/BV x 0.7 1.2 56.1% View Chart
Dividend Yield % 1.3 2.3 59.1%  

Financials

 SOUTH IND.BANK   INDIAN BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-24
INDIAN BANK
Mar-24
SOUTH IND.BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs40573 7.0%   
Low Rs15267 5.5%   
Income per share (Unadj.) Rs32.9413.2 8.0%  
Earnings per share (Unadj.) Rs4.162.5 6.5%  
Cash flow per share (Unadj.) Rs14.2129.6 10.9%  
Dividends per share (Unadj.) Rs0.3012.00 2.5%  
Avg Dividend yield %1.12.9 38.3%  
Book value per share (Unadj.) Rs33.7447.3 7.5%  
Shares outstanding (eoy) m2,615.931,346.96 194.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.0 81.9%   
Avg P/E ratio x6.76.7 99.7%  
Avg P/CF ratio x3.83.3 116.9%  
Avg Price/Bookvalue ratio x0.80.9 86.5%  
Dividend payout %7.319.2 38.2%   
Avg Mkt Cap Rs m71,755566,196 12.7%   
No. of employees `000NANA-   
Total wages & salary Rs m17,05393,199 18.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m86,128556,497 15.5%  
Other income Rs m15,14585,820 17.6%   
Interest expense Rs m52,808323,408 16.3%   
Net interest income Rs m33,321233,090 14.3%  
Operating expense Rs m29,788149,528 19.9%   
Gross profit Rs m3,53383,562 4.2%  
Gross profit margin %4.115.0 27.3%  
Provisions/contingencies Rs m7,97688,090 9.1%   
Profit before tax Rs m15,289110,174 13.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-31 -0.0%   
Prior Period Items Rs m02,934 0.0%   
Tax Rs m4,58728,882 15.9%   
Profit after tax Rs m10,70284,194 12.7%  
Net profit margin %12.415.1 82.1%  
BALANCE SHEET DATA
Advances Rs m780,6065,148,891 15.2%   
Deposits Rs m1,019,1916,879,531 14.8%  
Credit/Deposit ratio x76.674.8 102.3%  
Yield on advances %8.87.9 111.9%   
Cost of deposits %4.84.4 108.8%   
Net Interest Margin %3.33.2 102.3%  
Net fixed assets Rs m8,21175,226 10.9%   
Share capital Rs m2,61613,470 19.4%   
Free reserves Rs m85,621589,012 14.5%   
Net worth Rs m88,237602,482 14.6%   
Borrowings Rs m39,121231,429 16.9%   
Investments Rs m239,7652,152,418 11.1%   
Total assets Rs m1,174,1257,957,088 14.8%  
Debt/equity ratio x12.011.8 101.6%   
Return on assets %0.91.1 86.1%  
Return on equity %12.114.0 86.8%  
Capital adequacy ratio %19.916.4 121.1%  
Net NPAs %1.50.4 339.5%  
CASH FLOW
From Operations Rs m70,752-86,173 -82.1%  
From Investments Rs m-19,859-6,177 321.5%  
From Financial Activity Rs m-21,47611,951 -179.7%  
Net Cashflow Rs m29,417-80,399 -36.6%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.7 22.3 74.8%  
FIIs % 11.5 5.0 229.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.2 382.3%  
Shareholders   1,247,471 325,449 383.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs Indian Bank Share Price Performance

Period South Ind.Bank Indian Bank S&P BSE BANKEX
1-Day 0.31% 0.29% 1.61%
1-Month -5.18% 5.67% -0.07%
1-Year -8.42% 29.49% 18.92%
3-Year CAGR 36.40% 54.63% 11.26%
5-Year CAGR 15.31% 34.88% 10.62%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

Indian Bank paid Rs 12.0, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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