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SHRIRAM FINANCE vs INDIA HOME LOANS - Comparison Results

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Current Valuations

    SHRIRAM FINANCE INDIA HOME LOANS SHRIRAM FINANCE/
INDIA HOME LOANS
 
P/E (TTM) x 13.3 -14.0 - View Chart
P/BV x 2.2 1.1 203.7% View Chart
Dividend Yield % 1.6 0.0 -  

Financials

 SHRIRAM FINANCE   INDIA HOME LOANS
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-24
INDIA HOME LOANS
Mar-24
SHRIRAM FINANCE/
INDIA HOME LOANS
5-Yr Chart
Click to enlarge
High Rs2,53548 5,336.8%   
Low Rs1,26723 5,508.3%   
Income per share (Unadj.) Rs968.18.4 11,502.9%  
Earnings per share (Unadj.) Rs196.0-2.4 -8,125.5%  
Cash flow per share (Unadj.) Rs521.0-847.1 -61.5%  
Dividends per share (Unadj.) Rs45.000-  
Avg Dividend yield %2.40-  
Book value per share (Unadj.) Rs1,300.628.9 4,507.7%  
Shares outstanding (eoy) m375.7914.28 2,631.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.04.2 46.9%   
Avg P/E ratio x9.7-14.6 -66.4%  
Avg P/CF ratio x8.90 21,502.2%  
Avg Price/Bookvalue ratio x1.51.2 119.6%  
Dividend payout %23.00-   
Avg Mkt Cap Rs m714,363503 141,898.5%   
No. of employees `000NANA-   
Total wages & salary Rs m34,71528 123,322.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m363,795120 302,708.6%  
Other income Rs m38518 2,125.8%   
Interest expense Rs m156,06195 164,050.6%   
Net interest income Rs m207,73425 829,277.0%  
Operating expense Rs m102,64175 136,855.2%   
Gross profit Rs m105,093-50 -210,437.5%  
Gross profit margin %28.9-41.6 -69.5%  
Provisions/contingencies Rs m6,21012,138 51.2%   
Profit before tax Rs m99,602-34 -295,641.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3250-   
Prior Period Items Rs m780-   
Tax Rs m25,6911 3,425,413.3%   
Profit after tax Rs m73,664-34 -213,828.2%  
Net profit margin %20.2-28.7 -70.6%  
BALANCE SHEET DATA
Advances Rs m2,186,956558 392,194.7%   
Deposits Rs m428,0230-  
Credit/Deposit ratio x510.90- 
Yield on advances %00-   
Cost of deposits %7.80-  
Net Interest Margin %8.74.4 196.8%  
Net fixed assets Rs m37,1693 1,286,117.6%   
Share capital Rs m3,758143 2,631.2%   
Free reserves Rs m484,988269 180,165.8%   
Net worth Rs m488,746412 118,624.8%   
Borrowings Rs m55,8620-   
Investments Rs m214,44012 1,721,024.1%   
Total assets Rs m2,619,9551,040 251,918.8%  
Debt/equity ratio x1.00-   
Return on assets %2.8-3.3 -84.9%  
Return on equity %15.1-8.4 -180.3%  
Capital adequacy ratio %20.370.9 28.6%  
Net NPAs %2.72.6 103.4%  
CASH FLOW
From Operations Rs m-311,014309 -100,528.1%  
From Investments Rs m-2,58232 -7,959.6%  
From Financial Activity Rs m276,091-340 -81,088.8%  
Net Cashflow Rs m-37,5051 -2,778,133.3%  

Share Holding

Indian Promoters % 25.0 39.0 64.1%  
Foreign collaborators % 0.4 0.0 -  
Indian inst/Mut Fund % 69.5 24.6 282.9%  
FIIs % 53.3 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 61.0 122.2%  
Shareholders   140,680 3,678 3,824.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Shriram Transport vs INDIA HOME LOANS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs INDIA HOME LOANS Share Price Performance

Period Shriram Transport INDIA HOME LOANS
1-Day -0.81% -5.39%
1-Month -15.40% -10.26%
1-Year 40.00% 12.08%
3-Year CAGR 21.47% -3.96%
5-Year CAGR 20.55% -9.67%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the INDIA HOME LOANS share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of INDIA HOME LOANS the stake stands at 39.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of INDIA HOME LOANS.

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 45.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

INDIA HOME LOANS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of INDIA HOME LOANS.

For a sector overview, read our finance sector report.



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