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SHRIRAM FINANCE vs HDFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM FINANCE HDFC SHRIRAM FINANCE/
HDFC
 
P/E (TTM) x 13.3 30.6 43.4% View Chart
P/BV x 2.2 2.5 85.3% View Chart
Dividend Yield % 1.6 1.6 99.7%  

Financials

 SHRIRAM FINANCE   HDFC
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-24
HDFC
Mar-23
SHRIRAM FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs2,5352,855 88.8%   
Low Rs1,2672,027 62.5%   
Income per share (Unadj.) Rs968.1833.7 116.1%  
Earnings per share (Unadj.) Rs196.0142.6 137.5%  
Cash flow per share (Unadj.) Rs521.0692.5 75.2%  
Dividends per share (Unadj.) Rs45.0044.00 102.3%  
Avg Dividend yield %2.41.8 131.3%  
Book value per share (Unadj.) Rs1,300.61,090.0 119.3%  
Shares outstanding (eoy) m375.791,834.56 20.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.02.9 67.1%   
Avg P/E ratio x9.717.1 56.7%  
Avg P/CF ratio x8.917.1 52.4%  
Avg Price/Bookvalue ratio x1.52.2 65.3%  
Dividend payout %23.030.9 74.4%   
Avg Mkt Cap Rs m714,3634,478,060 16.0%   
No. of employees `000NANA-   
Total wages & salary Rs m34,71521,600 160.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m363,7951,529,403 23.8%  
Other income Rs m38521,598 1.8%   
Interest expense Rs m156,061370,286 42.1%   
Net interest income Rs m207,7341,159,117 17.9%  
Operating expense Rs m102,641965,098 10.6%   
Gross profit Rs m105,093194,018 54.2%  
Gross profit margin %28.912.7 227.7%  
Provisions/contingencies Rs m6,210607 1,022.4%   
Profit before tax Rs m99,602321,306 31.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-325-15,389 2.1%   
Prior Period Items Rs m780-   
Tax Rs m25,69144,308 58.0%   
Profit after tax Rs m73,664261,609 28.2%  
Net profit margin %20.217.1 118.4%  
BALANCE SHEET DATA
Advances Rs m2,186,9566,245,515 35.0%   
Deposits Rs m428,0231,109,979 38.6%  
Credit/Deposit ratio x510.9562.7 90.8%  
Yield on advances %00-   
Cost of deposits %7.89.4 83.3%   
Net Interest Margin %8.711.1 77.8%  
Net fixed assets Rs m37,16998,012 37.9%   
Share capital Rs m3,7583,669 102.4%   
Free reserves Rs m484,9881,996,058 24.3%   
Net worth Rs m488,7461,999,727 24.4%   
Borrowings Rs m55,862876,846 6.4%   
Investments Rs m214,4404,173,582 5.1%   
Total assets Rs m2,619,95510,897,807 24.0%  
Debt/equity ratio x1.01.0 99.6%   
Return on assets %2.82.4 117.1%  
Return on equity %15.113.1 115.2%  
Capital adequacy ratio %20.30-  
Net NPAs %2.70-  
CASH FLOW
From Operations Rs m-311,014-473,285 65.7%  
From Investments Rs m-2,582-215,235 1.2%  
From Financial Activity Rs m276,091693,206 39.8%  
Net Cashflow Rs m-37,5054,687 -800.3%  

Share Holding

Indian Promoters % 25.0 0.0 -  
Foreign collaborators % 0.4 0.0 -  
Indian inst/Mut Fund % 69.5 87.9 79.1%  
FIIs % 53.3 63.6 83.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 100.0 74.6%  
Shareholders   140,680 720,777 19.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Shriram Transport vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs HDFC Share Price Performance

Period Shriram Transport HDFC
1-Day -0.81% -0.62%
1-Month -15.40% 3.39%
1-Year 40.00% 22.62%
3-Year CAGR 21.47% 13.92%
5-Year CAGR 20.55% 6.83%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 45.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



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