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SUNDARAM FINANCE vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

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Current Valuations

    SUNDARAM FINANCE SARASWATI COMMERCIAL (INDIA) SUNDARAM FINANCE/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 29.2 13.4 218.0% View Chart
P/BV x 4.2 3.3 127.7% View Chart
Dividend Yield % 0.7 0.0 -  

Financials

 SUNDARAM FINANCE   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-24
SARASWATI COMMERCIAL (INDIA)
Mar-24
SUNDARAM FINANCE/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs4,3008,427 51.0%   
Low Rs2,2112,251 98.2%   
Income per share (Unadj.) Rs659.41,245.8 52.9%  
Earnings per share (Unadj.) Rs130.31,008.8 12.9%  
Cash flow per share (Unadj.) Rs326.6-2,133.9 -15.3%  
Dividends per share (Unadj.) Rs30.000-  
Avg Dividend yield %0.90-  
Book value per share (Unadj.) Rs1,004.66,768.8 14.8%  
Shares outstanding (eoy) m110.211.03 10,700.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.94.3 115.2%   
Avg P/E ratio x25.05.3 472.1%  
Avg P/CF ratio x24.91.2 2,036.6%  
Avg Price/Bookvalue ratio x3.20.8 410.9%  
Dividend payout %23.00-   
Avg Mkt Cap Rs m358,7575,499 6,524.3%   
No. of employees `000NANA-   
Total wages & salary Rs m8,32123 35,790.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,6711,283 5,663.2%  
Other income Rs m1840-   
Interest expense Rs m34,17917 202,840.4%   
Net interest income Rs m38,4931,266 3,039.6%  
Operating expense Rs m16,31932 51,578.1%   
Gross profit Rs m22,1731,235 1,795.8%  
Gross profit margin %30.596.2 31.7%  
Provisions/contingencies Rs m663,464 1.9%   
Profit before tax Rs m19,6111,235 1,588.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-4,0630 -40,634,000.0%   
Prior Period Items Rs m4,1990-   
Tax Rs m5,387196 2,753.4%   
Profit after tax Rs m14,3601,039 1,382.1%  
Net profit margin %19.881.0 24.4%  
BALANCE SHEET DATA
Advances Rs m410,7320-   
Deposits Rs m79,7070-  
Credit/Deposit ratio x515.30- 
Yield on advances %00-  
Cost of deposits %6.70-  
Net Interest Margin %8.116.6 49.0%  
Net fixed assets Rs m13,1220 3,200,585.4%   
Share capital Rs m1,10210 10,699.0%   
Free reserves Rs m109,6126,962 1,574.5%   
Net worth Rs m110,7146,972 1,588.0%   
Borrowings Rs m46,5840 31,055,733.3%   
Investments Rs m62,9037,629 824.5%   
Total assets Rs m642,3138,049 7,979.8%  
Debt/equity ratio x1.10 5,301,827.4%   
Return on assets %2.212.9 17.3%  
Return on equity %13.014.9 87.0%  
Capital adequacy ratio %20.573.1 28.0%  
Net NPAs %1.30-  
CASH FLOW
From Operations Rs m-84,859330 -25,729.6%  
From Investments Rs m889-67 -1,318.0%  
From Financial Activity Rs m87,543-238 -36,841.7%  
Net Cashflow Rs m3,57425 14,450.1%  

Share Holding

Indian Promoters % 35.0 70.2 49.9%  
Foreign collaborators % 2.2 2.1 104.2%  
Indian inst/Mut Fund % 26.4 0.0 -  
FIIs % 18.4 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 62.8 27.7 226.8%  
Shareholders   44,168 2,936 1,504.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on Sundaram Finance vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period Sundaram Finance SARASWATI COMMERCIAL (INDIA)
1-Day 2.10% -1.45%
1-Month -15.34% 15.13%
1-Year 31.09% 597.84%
3-Year CAGR 21.31% 100.23%
5-Year CAGR 20.88% 206.06%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.2% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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