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SUNDARAM FINANCE vs BENGAL & ASSAM - Comparison Results

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Current Valuations

    SUNDARAM FINANCE BENGAL & ASSAM SUNDARAM FINANCE/
BENGAL & ASSAM
 
P/E (TTM) x 29.2 3.4 868.6% View Chart
P/BV x 4.2 1.2 361.2% View Chart
Dividend Yield % 0.7 0.4 167.0%  

Financials

 SUNDARAM FINANCE   BENGAL & ASSAM
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-24
BENGAL & ASSAM
Mar-24
SUNDARAM FINANCE/
BENGAL & ASSAM
5-Yr Chart
Click to enlarge
High Rs4,30010,389 41.4%   
Low Rs2,2113,251 68.0%   
Income per share (Unadj.) Rs659.411,431.3 5.8%  
Earnings per share (Unadj.) Rs130.33,443.9 3.8%  
Cash flow per share (Unadj.) Rs326.613,785.3 2.4%  
Dividends per share (Unadj.) Rs30.0040.00 75.0%  
Avg Dividend yield %0.90.6 157.1%  
Book value per share (Unadj.) Rs1,004.68,013.7 12.5%  
Shares outstanding (eoy) m110.2111.30 975.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.90.6 827.7%   
Avg P/E ratio x25.02.0 1,262.0%  
Avg P/CF ratio x24.92.0 1,256.2%  
Avg Price/Bookvalue ratio x3.20.9 380.9%  
Dividend payout %23.01.2 1,982.9%   
Avg Mkt Cap Rs m358,75777,040 465.7%   
No. of employees `000NANA-   
Total wages & salary Rs m8,32112,790 65.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,671129,174 56.3%  
Other income Rs m184774 23.7%   
Interest expense Rs m34,1793,655 935.0%   
Net interest income Rs m38,493125,519 30.7%  
Operating expense Rs m16,319110,438 14.8%   
Gross profit Rs m22,17315,081 147.0%  
Gross profit margin %30.511.7 261.3%  
Provisions/contingencies Rs m661 8,979.7%   
Profit before tax Rs m19,61141,092 47.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-4,063-3,020 134.5%   
Prior Period Items Rs m4,1997,264 57.8%   
Tax Rs m5,3876,421 83.9%   
Profit after tax Rs m14,36038,916 36.9%  
Net profit margin %19.830.1 65.6%  
BALANCE SHEET DATA
Advances Rs m410,7320-   
Deposits Rs m79,70775 106,417.6%  
Credit/Deposit ratio x515.30-  
Yield on advances %00-  
Cost of deposits %6.70-   
Net Interest Margin %8.1138.0 5.9%  
Net fixed assets Rs m13,1224,381 299.6%   
Share capital Rs m1,102113 975.6%   
Free reserves Rs m109,61290,442 121.2%   
Net worth Rs m110,71490,555 122.3%   
Borrowings Rs m46,5841,403 3,321.4%   
Investments Rs m62,90390,945 69.2%   
Total assets Rs m642,313104,372 615.4%  
Debt/equity ratio x1.10 4,928.2%   
Return on assets %2.237.3 6.0%  
Return on equity %13.043.0 30.2%  
Capital adequacy ratio %20.50-  
Net NPAs %1.30-  
CASH FLOW
From Operations Rs m-84,85918,172 -467.0%  
From Investments Rs m889-12,602 -7.1%  
From Financial Activity Rs m87,543-5,899 -1,483.9%  
Net Cashflow Rs m3,574-1,651 -216.5%  

Share Holding

Indian Promoters % 35.0 73.0 47.9%  
Foreign collaborators % 2.2 0.0 -  
Indian inst/Mut Fund % 26.4 4.6 579.8%  
FIIs % 18.4 4.6 404.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 62.8 27.0 232.6%  
Shareholders   44,168 21,119 209.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on Sundaram Finance vs BENGAL & ASSAM

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs BENGAL & ASSAM Share Price Performance

Period Sundaram Finance BENGAL & ASSAM
1-Day 2.10% 1.41%
1-Month -15.34% -6.33%
1-Year 31.09% 16.22%
3-Year CAGR 21.31% 67.18%
5-Year CAGR 20.88% 50.42%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the BENGAL & ASSAM share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.2% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of BENGAL & ASSAM.

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

BENGAL & ASSAM paid Rs 40.0, and its dividend payout ratio stood at 1.2%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of BENGAL & ASSAM.

For a sector overview, read our finance sector report.



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