SBI | J&K BANK | SBI/ J&K BANK |
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P/E (TTM) | x | 9.6 | 5.1 | 186.6% | View Chart |
P/BV | x | 1.7 | 0.9 | 196.9% | View Chart |
Dividend Yield | % | 1.8 | 2.3 | 77.1% |
SBI J&K BANK |
EQUITY SHARE DATA | |||||
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SBI Mar-24 |
J&K BANK Mar-24 |
SBI/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 794 | 152 | 520.5% | |
Low | Rs | 519 | 48 | 1,071.9% | |
Income per share (Unadj.) | Rs | 492.1 | 101.8 | 483.3% | |
Earnings per share (Unadj.) | Rs | 75.2 | 16.1 | 467.3% | |
Cash flow per share (Unadj.) | Rs | 330.8 | 51.2 | 645.8% | |
Dividends per share (Unadj.) | Rs | 13.70 | 2.15 | 637.2% | |
Avg Dividend yield | % | 2.1 | 2.1 | 97.5% | |
Book value per share (Unadj.) | Rs | 464.9 | 110.7 | 419.9% | |
Shares outstanding (eoy) | m | 8,924.61 | 1,101.18 | 810.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.3 | 1.0 | 135.2% | |
Avg P/E ratio | x | 8.7 | 6.2 | 139.8% | |
Avg P/CF ratio | x | 6.0 | 4.8 | 123.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.9 | 155.6% | |
Dividend payout | % | 18.2 | 13.4 | 136.4% | |
Avg Mkt Cap | Rs m | 5,856,777 | 110,597 | 5,295.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 836,712 | 25,790 | 3,244.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 4,391,885 | 112,132 | 3,916.7% | |
Other income | Rs m | 1,553,864 | 8,377 | 18,549.8% | |
Interest expense | Rs m | 2,597,360 | 60,079 | 4,323.2% | |
Net interest income | Rs m | 1,794,525 | 52,053 | 3,447.5% | |
Operating expense | Rs m | 2,358,938 | 37,626 | 6,269.5% | |
Gross profit | Rs m | -564,414 | 14,427 | -3,912.2% | |
Gross profit margin | % | -12.9 | 12.9 | -99.9% | |
Provisions/contingencies | Rs m | 308,068 | 5,105 | 6,034.8% | |
Profit before tax | Rs m | 912,302 | 23,881 | 3,820.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -24,587 | 0 | - | |
Prior Period Items | Rs m | 14,052 | 13 | 106,774.6% | |
Tax | Rs m | 230,920 | 6,182 | 3,735.5% | |
Profit after tax | Rs m | 670,847 | 17,712 | 3,787.5% | |
Net profit margin | % | 15.3 | 15.8 | 96.7% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 37,842,727 | 937,566 | 4,036.3% | |
Deposits | Rs m | 49,665,375 | 1,347,632 | 3,685.4% | |
Credit/Deposit ratio | x | 76.2 | 69.6 | 109.5% | |
Yield on advances | % | 7.9 | 9.2 | 85.6% | |
Cost of deposits | % | 4.5 | 4.2 | 106.6% | |
Net Interest Margin | % | 3.0 | 4.0 | 75.2% | |
Net fixed assets | Rs m | 441,373 | 22,083 | 1,998.7% | |
Share capital | Rs m | 8,925 | 1,101 | 810.3% | |
Free reserves | Rs m | 4,140,467 | 120,826 | 3,426.8% | |
Net worth | Rs m | 4,149,392 | 121,927 | 3,403.2% | |
Borrowings | Rs m | 6,396,095 | 28,850 | 22,170.2% | |
Investments | Rs m | 21,105,482 | 349,002 | 6,047.4% | |
Total assets | Rs m | 67,337,788 | 1,545,046 | 4,358.3% | |
Debt/equity ratio | x | 13.5 | 11.3 | 119.7% | |
Return on assets | % | 1.0 | 1.1 | 86.9% | |
Return on equity | % | 16.2 | 14.5 | 111.3% | |
Capital adequacy ratio | % | 14.3 | 15.4 | 92.6% | |
Net NPAs | % | 0.6 | 0.8 | 72.2% |
CASH FLOW | |||||
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From Operations | Rs m | 216,324 | -8,526 | -2,537.4% | |
From Investments | Rs m | -42,517 | -2,573 | 1,652.7% | |
From Financial Activity | Rs m | -98,963 | 4,074 | -2,428.9% | |
Net Cashflow | Rs m | 82,604 | -7,024 | -1,176.1% |
Indian Promoters | % | 57.5 | 59.4 | 96.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 34.8 | 12.9 | 270.8% | |
FIIs | % | 10.7 | 6.5 | 165.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 42.5 | 40.6 | 104.7% | |
Shareholders | 3,791,512 | 278,050 | 1,363.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SBI With: HDFC BANK AXIS BANK ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SBI | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.64% | -1.61% | -0.42% |
1-Month | -4.09% | -0.26% | -2.93% |
1-Year | 39.09% | -16.30% | 16.50% |
3-Year CAGR | 17.09% | 34.35% | 10.67% |
5-Year CAGR | 18.70% | 23.37% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the SBI share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of SBI hold a 57.5% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SBI and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, SBI paid a dividend of Rs 13.7 per share. This amounted to a Dividend Payout ratio of 18.2%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of SBI, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.