REC | MUTHOOT MICROFIN LTD. | REC/ MUTHOOT MICROFIN LTD. |
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P/E (TTM) | x | 9.3 | 7.7 | 120.6% | View Chart |
P/BV | x | 2.0 | 1.2 | 172.3% | View Chart |
Dividend Yield | % | 3.0 | 0.0 | - |
REC MUTHOOT MICROFIN LTD. |
EQUITY SHARE DATA | |||||
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REC Mar-24 |
MUTHOOT MICROFIN LTD. Mar-24 |
REC/ MUTHOOT MICROFIN LTD. |
5-Yr Chart Click to enlarge
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High | Rs | 524 | 281 | 186.6% | |
Low | Rs | 116 | 196 | 58.9% | |
Income per share (Unadj.) | Rs | 180.4 | 133.2 | 135.5% | |
Earnings per share (Unadj.) | Rs | 53.7 | 26.4 | 203.7% | |
Cash flow per share (Unadj.) | Rs | 70.7 | 80.2 | 88.2% | |
Dividends per share (Unadj.) | Rs | 16.00 | 0 | - | |
Avg Dividend yield | % | 5.0 | 0 | - | |
Book value per share (Unadj.) | Rs | 263.4 | 163.6 | 161.0% | |
Shares outstanding (eoy) | m | 2,633.22 | 170.49 | 1,544.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.8 | 1.8 | 99.0% | |
Avg P/E ratio | x | 6.0 | 9.0 | 65.8% | |
Avg P/CF ratio | x | 5.8 | 9.0 | 64.3% | |
Avg Price/Bookvalue ratio | x | 1.2 | 1.5 | 83.3% | |
Dividend payout | % | 29.8 | 0 | - | |
Avg Mkt Cap | Rs m | 841,973 | 40,654 | 2,071.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2,380 | 4,487 | 53.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 475,048 | 22,702 | 2,092.6% | |
Other income | Rs m | 14,461 | 153 | 9,445.2% | |
Interest expense | Rs m | 299,647 | 8,832 | 3,392.9% | |
Net interest income | Rs m | 175,400 | 13,870 | 1,264.6% | |
Operating expense | Rs m | 10,022 | 7,850 | 127.7% | |
Gross profit | Rs m | 165,379 | 6,020 | 2,747.3% | |
Gross profit margin | % | 34.8 | 26.5 | 131.3% | |
Provisions/contingencies | Rs m | 3,321 | 0 | - | |
Profit before tax | Rs m | 179,599 | 5,818 | 3,086.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 38,145 | 1,323 | 2,884.1% | |
Profit after tax | Rs m | 141,455 | 4,496 | 3,146.4% | |
Net profit margin | % | 29.8 | 19.8 | 150.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 4,991,921 | 94,357 | 5,290.5% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 3.3 | 14.6 | 22.7% | |
Net fixed assets | Rs m | 6,315 | 2,147 | 294.2% | |
Share capital | Rs m | 31,916 | 1,705 | 1,872.0% | |
Free reserves | Rs m | 661,586 | 26,191 | 2,526.1% | |
Net worth | Rs m | 693,503 | 27,895 | 2,486.1% | |
Borrowings | Rs m | 363,018 | 0 | - | |
Investments | Rs m | 300,845 | 683 | 44,043.7% | |
Total assets | Rs m | 5,489,085 | 115,902 | 4,736.0% | |
Debt/equity ratio | x | 0.5 | 0 | - | |
Return on assets | % | 2.6 | 3.9 | 66.4% | |
Return on equity | % | 20.4 | 16.1 | 126.6% | |
Capital adequacy ratio | % | 25.8 | 29.0 | 89.1% | |
Net NPAs | % | 0.9 | 0.9 | 96.7% |
CASH FLOW | |||||
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From Operations | Rs m | -577,226 | -21,253 | 2,716.0% | |
From Investments | Rs m | -18,310 | -2,253 | 812.6% | |
From Financial Activity | Rs m | 595,878 | 25,488 | 2,337.9% | |
Net Cashflow | Rs m | 342 | 1,982 | 17.3% |
Indian Promoters | % | 52.6 | 55.5 | 94.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 35.5 | 28.4 | 125.0% | |
FIIs | % | 21.2 | 3.1 | 686.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.4 | 44.5 | 106.4% | |
Shareholders | 1,040,888 | 162,575 | 640.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | REC | MUTHOOT MICROFIN LTD. |
---|---|---|
1-Day | 1.23% | 0.96% |
1-Month | 0.64% | -6.27% |
1-Year | 55.19% | -28.70% |
3-Year CAGR | 75.86% | -10.66% |
5-Year CAGR | 38.84% | -6.54% |
* Compound Annual Growth Rate
Here are more details on the REC share price and the MUTHOOT MICROFIN LTD. share price.
Moving on to shareholding structures...
The promoters of REC hold a 52.6% stake in the company. In case of MUTHOOT MICROFIN LTD. the stake stands at 55.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of MUTHOOT MICROFIN LTD..
Finally, a word on dividends...
In the most recent financial year, REC paid a dividend of Rs 16.0 per share. This amounted to a Dividend Payout ratio of 29.8%.
MUTHOOT MICROFIN LTD. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of REC, and the dividend history of MUTHOOT MICROFIN LTD..
For a sector overview, read our finance sector report.
After opening the day marginally lower, Indian benchmark indices reversed the trend as the session progressed and ended the day higher.