REC | MOTOR & GEN. FINAN | REC/ MOTOR & GEN. FINAN |
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P/E (TTM) | x | 9.0 | 60.0 | 14.9% | View Chart |
P/BV | x | 1.9 | 1.7 | 112.7% | View Chart |
Dividend Yield | % | 3.2 | 0.0 | - |
REC MOTOR & GEN. FINAN |
EQUITY SHARE DATA | |||||
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REC Mar-24 |
MOTOR & GEN. FINAN Mar-24 |
REC/ MOTOR & GEN. FINAN |
5-Yr Chart Click to enlarge
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High | Rs | 524 | 51 | 1,027.9% | |
Low | Rs | 116 | 27 | 435.0% | |
Income per share (Unadj.) | Rs | 180.4 | 1.6 | 11,262.3% | |
Earnings per share (Unadj.) | Rs | 53.7 | 0.3 | 17,935.7% | |
Cash flow per share (Unadj.) | Rs | 70.7 | 0.8 | 9,103.5% | |
Dividends per share (Unadj.) | Rs | 16.00 | 0 | - | |
Avg Dividend yield | % | 5.0 | 0 | - | |
Book value per share (Unadj.) | Rs | 263.4 | 19.4 | 1,360.0% | |
Shares outstanding (eoy) | m | 2,633.22 | 38.73 | 6,798.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.8 | 24.2 | 7.3% | |
Avg P/E ratio | x | 6.0 | 129.4 | 4.6% | |
Avg P/CF ratio | x | 5.8 | 22.5 | 25.8% | |
Avg Price/Bookvalue ratio | x | 1.2 | 2.0 | 60.7% | |
Dividend payout | % | 29.8 | 0 | - | |
Avg Mkt Cap | Rs m | 841,973 | 1,501 | 56,084.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2,380 | 14 | 17,149.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 475,048 | 62 | 765,711.6% | |
Other income | Rs m | 14,461 | 40 | 36,590.6% | |
Interest expense | Rs m | 299,647 | 4 | 7,050,524.7% | |
Net interest income | Rs m | 175,400 | 58 | 303,513.1% | |
Operating expense | Rs m | 10,022 | 74 | 13,634.7% | |
Gross profit | Rs m | 165,379 | -16 | -1,052,697.0% | |
Gross profit margin | % | 34.8 | -25.3 | -137.5% | |
Provisions/contingencies | Rs m | 3,321 | 55 | 6,036.7% | |
Profit before tax | Rs m | 179,599 | 12 | 1,548,270.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 38,145 | 0 | - | |
Profit after tax | Rs m | 141,455 | 12 | 1,219,436.2% | |
Net profit margin | % | 29.8 | 18.7 | 159.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 4,991,921 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 3.3 | 125.8 | 2.6% | |
Net fixed assets | Rs m | 6,315 | 256 | 2,468.9% | |
Share capital | Rs m | 31,916 | 194 | 16,482.2% | |
Free reserves | Rs m | 661,586 | 556 | 118,913.3% | |
Net worth | Rs m | 693,503 | 750 | 92,467.0% | |
Borrowings | Rs m | 363,018 | 13 | 2,867,438.4% | |
Investments | Rs m | 300,845 | 46 | 654,723.0% | |
Total assets | Rs m | 5,489,085 | 1,720 | 319,062.4% | |
Debt/equity ratio | x | 0.5 | 0 | 3,101.0% | |
Return on assets | % | 2.6 | 0.7 | 382.1% | |
Return on equity | % | 20.4 | 1.5 | 1,318.3% | |
Capital adequacy ratio | % | 25.8 | 0 | - | |
Net NPAs | % | 0.9 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -577,226 | 10 | -6,012,775.0% | |
From Investments | Rs m | -18,310 | NA | 4,694,794.9% | |
From Financial Activity | Rs m | 595,878 | -9 | -6,733,087.0% | |
Net Cashflow | Rs m | 342 | 0 | 95,027.8% |
Indian Promoters | % | 52.6 | 69.6 | 75.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 35.5 | 2.7 | 1,330.7% | |
FIIs | % | 21.2 | 2.7 | 797.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.4 | 30.4 | 155.7% | |
Shareholders | 1,040,888 | 9,040 | 11,514.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | REC | MOTOR & GEN. FINAN |
---|---|---|
1-Day | 3.09% | -0.24% |
1-Month | -0.37% | -5.66% |
1-Year | 50.10% | 11.44% |
3-Year CAGR | 71.65% | 12.65% |
5-Year CAGR | 37.04% | 13.60% |
* Compound Annual Growth Rate
Here are more details on the REC share price and the MOTOR & GEN. FINAN share price.
Moving on to shareholding structures...
The promoters of REC hold a 52.6% stake in the company. In case of MOTOR & GEN. FINAN the stake stands at 69.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of MOTOR & GEN. FINAN.
Finally, a word on dividends...
In the most recent financial year, REC paid a dividend of Rs 16.0 per share. This amounted to a Dividend Payout ratio of 29.8%.
MOTOR & GEN. FINAN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of REC, and the dividend history of MOTOR & GEN. FINAN.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.