REC | AD-MANUM FIN | REC/ AD-MANUM FIN |
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P/E (TTM) | x | 9.0 | 6.9 | 129.8% | View Chart |
P/BV | x | 1.9 | 1.0 | 199.0% | View Chart |
Dividend Yield | % | 3.2 | 0.0 | - |
REC AD-MANUM FIN |
EQUITY SHARE DATA | |||||
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REC Mar-24 |
AD-MANUM FIN Mar-24 |
REC/ AD-MANUM FIN |
5-Yr Chart Click to enlarge
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High | Rs | 524 | 98 | 537.4% | |
Low | Rs | 116 | 40 | 288.4% | |
Income per share (Unadj.) | Rs | 180.4 | 14.7 | 1,226.8% | |
Earnings per share (Unadj.) | Rs | 53.7 | 10.3 | 523.2% | |
Cash flow per share (Unadj.) | Rs | 70.7 | -3,214.2 | -2.2% | |
Dividends per share (Unadj.) | Rs | 16.00 | 0 | - | |
Avg Dividend yield | % | 5.0 | 0 | - | |
Book value per share (Unadj.) | Rs | 263.4 | 94.5 | 278.8% | |
Shares outstanding (eoy) | m | 2,633.22 | 7.50 | 35,109.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.8 | 4.7 | 37.9% | |
Avg P/E ratio | x | 6.0 | 6.7 | 88.9% | |
Avg P/CF ratio | x | 5.8 | 0 | 27,395.5% | |
Avg Price/Bookvalue ratio | x | 1.2 | 0.7 | 166.8% | |
Dividend payout | % | 29.8 | 0 | - | |
Avg Mkt Cap | Rs m | 841,973 | 516 | 163,232.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2,380 | 3 | 68,203.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 475,048 | 110 | 430,725.8% | |
Other income | Rs m | 14,461 | 19 | 77,288.1% | |
Interest expense | Rs m | 299,647 | 14 | 2,108,707.2% | |
Net interest income | Rs m | 175,400 | 96 | 182,556.4% | |
Operating expense | Rs m | 10,022 | 13 | 78,538.4% | |
Gross profit | Rs m | 165,379 | 83 | 198,486.2% | |
Gross profit margin | % | 34.8 | 75.5 | 46.1% | |
Provisions/contingencies | Rs m | 3,321 | 24,221 | 13.7% | |
Profit before tax | Rs m | 179,599 | 102 | 176,945.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 38,145 | 25 | 155,693.1% | |
Profit after tax | Rs m | 141,455 | 77 | 183,683.4% | |
Net profit margin | % | 29.8 | 69.8 | 42.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 4,991,921 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 3.3 | 138.0 | 2.4% | |
Net fixed assets | Rs m | 6,315 | 4 | 177,387.6% | |
Share capital | Rs m | 31,916 | 75 | 42,554.9% | |
Free reserves | Rs m | 661,586 | 634 | 104,420.3% | |
Net worth | Rs m | 693,503 | 709 | 97,872.2% | |
Borrowings | Rs m | 363,018 | 0 | - | |
Investments | Rs m | 300,845 | 70 | 432,186.8% | |
Total assets | Rs m | 5,489,085 | 816 | 673,094.4% | |
Debt/equity ratio | x | 0.5 | 0 | - | |
Return on assets | % | 2.6 | 9.4 | 27.3% | |
Return on equity | % | 20.4 | 10.9 | 187.7% | |
Capital adequacy ratio | % | 25.8 | 0 | - | |
Net NPAs | % | 0.9 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -577,226 | 14 | -4,062,114.0% | |
From Investments | Rs m | -18,310 | NA | -20,344,111.1% | |
From Financial Activity | Rs m | 595,878 | -11 | -5,412,154.4% | |
Net Cashflow | Rs m | 342 | 3 | 10,398.2% |
Indian Promoters | % | 52.6 | 37.4 | 140.8% | |
Foreign collaborators | % | 0.0 | 36.9 | - | |
Indian inst/Mut Fund | % | 35.5 | 0.0 | - | |
FIIs | % | 21.2 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.4 | 25.7 | 184.3% | |
Shareholders | 1,040,888 | 2,121 | 49,075.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | REC | AD-MANUM FIN |
---|---|---|
1-Day | 3.09% | -1.99% |
1-Month | -0.37% | -10.19% |
1-Year | 50.10% | 52.80% |
3-Year CAGR | 71.65% | 53.46% |
5-Year CAGR | 37.04% | 43.49% |
* Compound Annual Growth Rate
Here are more details on the REC share price and the AD-MANUM FIN share price.
Moving on to shareholding structures...
The promoters of REC hold a 52.6% stake in the company. In case of AD-MANUM FIN the stake stands at 74.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of AD-MANUM FIN.
Finally, a word on dividends...
In the most recent financial year, REC paid a dividend of Rs 16.0 per share. This amounted to a Dividend Payout ratio of 29.8%.
AD-MANUM FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of REC, and the dividend history of AD-MANUM FIN.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.