Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

RBL BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    RBL BANK BANK OF BARODA RBL BANK/
BANK OF BARODA
 
P/E (TTM) x 8.0 6.2 130.2% View Chart
P/BV x 0.7 1.0 63.7% View Chart
Dividend Yield % 1.0 3.2 29.6%  

Financials

 RBL BANK   BANK OF BARODA
EQUITY SHARE DATA
    RBL BANK
Mar-24
BANK OF BARODA
Mar-24
RBL BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs301286 105.3%   
Low Rs139165 84.1%   
Income per share (Unadj.) Rs204.8228.9 89.5%  
Earnings per share (Unadj.) Rs20.836.3 57.4%  
Cash flow per share (Unadj.) Rs90.280.0 112.8%  
Dividends per share (Unadj.) Rs1.507.60 19.7%  
Avg Dividend yield %0.73.4 20.2%  
Book value per share (Unadj.) Rs243.3231.5 105.1%  
Shares outstanding (eoy) m605.105,171.36 11.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.11.0 109.0%   
Avg P/E ratio x10.66.2 169.9%  
Avg P/CF ratio x4.33.1 138.3%  
Avg Price/Bookvalue ratio x0.91.0 92.8%  
Dividend payout %7.220.9 34.4%   
Avg Mkt Cap Rs m132,9251,165,108 11.4%   
No. of employees `000NANA-   
Total wages & salary Rs m18,559169,667 10.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m123,9381,183,792 10.5%  
Other income Rs m30,600233,995 13.1%   
Interest expense Rs m63,500698,991 9.1%   
Net interest income Rs m60,437484,801 12.5%  
Operating expense Rs m59,765343,368 17.4%   
Gross profit Rs m672141,433 0.5%  
Gross profit margin %0.511.9 4.5%  
Provisions/contingencies Rs m18,673191,332 9.8%   
Profit before tax Rs m13,487257,994 5.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,015 -0.0%   
Prior Period Items Rs m04,592 0.0%   
Tax Rs m88873,897 1.2%   
Profit after tax Rs m12,599187,674 6.7%  
Net profit margin %10.215.9 64.1%  
BALANCE SHEET DATA
Advances Rs m839,86910,889,834 7.7%   
Deposits Rs m1,034,70413,518,018 7.7%  
Credit/Deposit ratio x81.280.6 100.8%  
Yield on advances %11.98.0 147.6%   
Cost of deposits %5.24.5 113.9%   
Net Interest Margin %5.33.2 164.4%  
Net fixed assets Rs m5,91280,358 7.4%   
Share capital Rs m6,05110,355 58.4%   
Free reserves Rs m141,1461,186,767 11.9%   
Net worth Rs m147,1971,197,122 12.3%   
Borrowings Rs m141,8521,019,591 13.9%   
Investments Rs m294,7784,071,363 7.2%   
Total assets Rs m1,384,53916,547,794 8.4%  
Debt/equity ratio x8.012.1 65.8%   
Return on assets %0.91.1 80.2%  
Return on equity %8.615.7 54.6%  
Capital adequacy ratio %16.216.3 99.2%  
Net NPAs %0.70.7 108.8%  
CASH FLOW
From Operations Rs m49,550-62,740 -79.0%  
From Investments Rs m-1,935-12,853 15.1%  
From Financial Activity Rs m8,42854,757 15.4%  
Net Cashflow Rs m56,043-20,835 -269.0%  

Share Holding

Indian Promoters % 0.0 64.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 41.7 26.5 157.4%  
FIIs % 14.6 9.9 148.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 36.0 277.5%  
Shareholders   422,544 1,711,548 24.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on RBL BANK vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs Bank of Baroda Share Price Performance

Period RBL BANK Bank of Baroda S&P BSE BANKEX
1-Day 0.70% 3.28% 1.61%
1-Month -5.83% 1.07% -0.07%
1-Year -32.73% 21.33% 18.92%
3-Year CAGR -6.63% 37.49% 11.26%
5-Year CAGR -15.21% 18.97% 10.62%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 7.2%.

Bank of Baroda paid Rs 7.6, and its dividend payout ratio stood at 20.9%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.