PTC INDIA FINANCIAL | FIVE STAR BUSINESS | PTC INDIA FINANCIAL/ FIVE STAR BUSINESS |
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P/E (TTM) | x | 16.6 | 19.0 | 87.5% | View Chart |
P/BV | x | 1.0 | 3.6 | 28.4% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
PTC INDIA FINANCIAL FIVE STAR BUSINESS |
EQUITY SHARE DATA | |||||
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PTC INDIA FINANCIAL Mar-24 |
FIVE STAR BUSINESS Mar-24 |
PTC INDIA FINANCIAL/ FIVE STAR BUSINESS |
5-Yr Chart Click to enlarge
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High | Rs | 68 | 875 | 7.8% | |
Low | Rs | 13 | 510 | 2.5% | |
Income per share (Unadj.) | Rs | 11.8 | 74.6 | 15.9% | |
Earnings per share (Unadj.) | Rs | 2.5 | 28.6 | 8.8% | |
Cash flow per share (Unadj.) | Rs | 5.6 | 47.7 | 11.7% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 39.5 | 175.7 | 22.5% | |
Shares outstanding (eoy) | m | 642.28 | 292.45 | 219.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.4 | 9.3 | 36.6% | |
Avg P/E ratio | x | 16.1 | 24.2 | 66.4% | |
Avg P/CF ratio | x | 16.1 | 17.8 | 90.4% | |
Avg Price/Bookvalue ratio | x | 1.0 | 3.9 | 25.8% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 25,852 | 202,558 | 12.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 206 | 4,286 | 4.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 7,608 | 21,828 | 34.9% | |
Other income | Rs m | 155 | 123 | 126.5% | |
Interest expense | Rs m | 4,113 | 4,722 | 87.1% | |
Net interest income | Rs m | 3,495 | 17,106 | 20.4% | |
Operating expense | Rs m | 1,425 | 5,824 | 24.5% | |
Gross profit | Rs m | 2,070 | 11,283 | 18.3% | |
Gross profit margin | % | 27.2 | 51.7 | 52.6% | |
Provisions/contingencies | Rs m | 0 | 3,032 | 0.0% | |
Profit before tax | Rs m | 2,160 | 11,159 | 19.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 552 | 2,800 | 19.7% | |
Profit after tax | Rs m | 1,607 | 8,359 | 19.2% | |
Net profit margin | % | 21.1 | 38.3 | 55.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 47,817 | 96,851 | 49.4% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 7.1 | 17.4 | 40.5% | |
Net fixed assets | Rs m | 254 | 643 | 39.6% | |
Share capital | Rs m | 6,423 | 292 | 2,196.2% | |
Free reserves | Rs m | 18,965 | 51,106 | 37.1% | |
Net worth | Rs m | 25,387 | 51,398 | 49.4% | |
Borrowings | Rs m | 206 | 579 | 35.6% | |
Investments | Rs m | 1,611 | 1,216 | 132.5% | |
Total assets | Rs m | 64,770 | 116,160 | 55.8% | |
Debt/equity ratio | x | 0 | 0 | 72.1% | |
Return on assets | % | 2.5 | 7.2 | 34.5% | |
Return on equity | % | 6.3 | 16.3 | 38.9% | |
Capital adequacy ratio | % | 43.1 | 50.5 | 85.3% | |
Net NPAs | % | 2.8 | 0.6 | 447.6% |
CASH FLOW | |||||
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From Operations | Rs m | 25,630 | -21,223 | -120.8% | |
From Investments | Rs m | -6,891 | 2,102 | -327.9% | |
From Financial Activity | Rs m | -16,688 | 21,062 | -79.2% | |
Net Cashflow | Rs m | 2,052 | 1,940 | 105.7% |
Indian Promoters | % | 65.0 | 18.7 | 348.1% | |
Foreign collaborators | % | 0.0 | 2.9 | - | |
Indian inst/Mut Fund | % | 7.1 | 65.7 | 10.7% | |
FIIs | % | 2.1 | 56.7 | 3.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 35.0 | 78.4 | 44.6% | |
Shareholders | 144,836 | 58,902 | 245.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PTC INDIA FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | PTC INDIA FINANCIAL | FIVE STAR BUSINESS |
---|---|---|
1-Day | 1.92% | -1.78% |
1-Month | -4.75% | -26.02% |
1-Year | 18.51% | -21.26% |
3-Year CAGR | 29.15% | 8.81% |
5-Year CAGR | 23.96% | 5.19% |
* Compound Annual Growth Rate
Here are more details on the PTC INDIA FINANCIAL share price and the FIVE STAR BUSINESS share price.
Moving on to shareholding structures...
The promoters of PTC INDIA FINANCIAL hold a 65.0% stake in the company. In case of FIVE STAR BUSINESS the stake stands at 21.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PTC INDIA FINANCIAL and the shareholding pattern of FIVE STAR BUSINESS.
Finally, a word on dividends...
In the most recent financial year, PTC INDIA FINANCIAL paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
FIVE STAR BUSINESS paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of PTC INDIA FINANCIAL, and the dividend history of FIVE STAR BUSINESS.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.