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PUNJAB & SIND BANK vs AXIS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PUNJAB & SIND BANK AXIS BANK PUNJAB & SIND BANK/
AXIS BANK
 
P/E (TTM) x 46.6 12.6 369.7% View Chart
P/BV x 2.0 2.3 89.7% View Chart
Dividend Yield % 0.4 0.1 491.1%  

Financials

 PUNJAB & SIND BANK   AXIS BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-24
AXIS BANK
Mar-24
PUNJAB & SIND BANK/
AXIS BANK
5-Yr Chart
Click to enlarge
High Rs781,152 6.7%   
Low Rs25844 3.0%   
Income per share (Unadj.) Rs14.3365.3 3.9%  
Earnings per share (Unadj.) Rs0.985.5 1.0%  
Cash flow per share (Unadj.) Rs4.9192.6 2.6%  
Dividends per share (Unadj.) Rs0.201.00 20.0%  
Avg Dividend yield %0.40.1 388.4%  
Book value per share (Unadj.) Rs22.9505.8 4.5%  
Shares outstanding (eoy) m6,777.793,086.57 219.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.62.7 131.5%   
Avg P/E ratio x58.511.7 501.1%  
Avg P/CF ratio x30.87.8 393.1%  
Avg Price/Bookvalue ratio x2.22.0 113.6%  
Dividend payout %22.81.2 1,946.2%   
Avg Mkt Cap Rs m348,2093,079,703 11.3%   
No. of employees `000NANA-   
Total wages & salary Rs m19,442121,937 15.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m96,9401,127,591 8.6%  
Other income Rs m12,215252,303 4.8%   
Interest expense Rs m68,529613,907 11.2%   
Net interest income Rs m28,410513,683 5.5%  
Operating expense Rs m29,316372,426 7.9%   
Gross profit Rs m-905141,258 -0.6%  
Gross profit margin %-0.912.5 -7.5%  
Provisions/contingencies Rs m5,355129,325 4.1%   
Profit before tax Rs m9,370351,780 2.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,061 -0.0%   
Prior Period Items Rs m0687 0.0%   
Tax Rs m3,41687,545 3.9%   
Profit after tax Rs m5,954263,862 2.3%  
Net profit margin %6.123.4 26.2%  
BALANCE SHEET DATA
Advances Rs m827,3649,993,335 8.3%   
Deposits Rs m1,194,09610,671,024 11.2%  
Credit/Deposit ratio x69.393.6 74.0%  
Yield on advances %8.49.0 93.0%   
Cost of deposits %5.34.3 123.9%   
Net Interest Margin %2.13.9 55.7%  
Net fixed assets Rs m17,55855,707 31.5%   
Share capital Rs m67,7786,173 1,098.0%   
Free reserves Rs m87,5561,555,117 5.6%   
Net worth Rs m155,3341,561,290 9.9%   
Borrowings Rs m97,7092,281,996 4.3%   
Investments Rs m495,9923,323,537 14.9%   
Total assets Rs m1,476,56515,182,385 9.7%  
Debt/equity ratio x8.38.3 100.2%   
Return on assets %0.41.7 23.2%  
Return on equity %3.816.9 22.7%  
Capital adequacy ratio %17.216.6 103.2%  
Net NPAs %1.60.3 479.4%  
CASH FLOW
From Operations Rs m17,489-55,547 -31.5%  
From Investments Rs m-2,286-90,882 2.5%  
From Financial Activity Rs m-4,340223,413 -1.9%  
Net Cashflow Rs m10,86377,853 14.0%  

Share Holding

Indian Promoters % 98.3 8.3 1,185.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.7 85.0 0.8%  
FIIs % 0.0 51.8 -  
ADR/GDR % 0.0 0.0 -  
Free float % 1.8 91.7 1.9%  
Shareholders   199,351 828,629 24.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   HDFC BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    PNB    


More on Punjab & Sind Bank vs Axis Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Punjab & Sind Bank vs Axis Bank Share Price Performance

Period Punjab & Sind Bank Axis Bank S&P BSE BANKEX
1-Day -2.81% 0.36% -0.42%
1-Month -11.28% -4.32% -2.93%
1-Year 10.72% 14.86% 16.50%
3-Year CAGR 41.14% 18.41% 10.67%
5-Year CAGR 18.68% 9.09% 10.10%

* Compound Annual Growth Rate

Here are more details on the Punjab & Sind Bank share price and the Axis Bank share price.

Moving on to shareholding structures...

The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Axis Bank the stake stands at 8.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Axis Bank.

Finally, a word on dividends...

In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.2 per share. This amounted to a Dividend Payout ratio of 22.8%.

Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 1.2%.

You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Axis Bank.

For a sector overview, read our banking sector report.



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