PUNJAB & SIND BANK | AXIS BANK | PUNJAB & SIND BANK/ AXIS BANK |
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P/E (TTM) | x | 46.6 | 12.6 | 369.7% | View Chart |
P/BV | x | 2.0 | 2.3 | 89.7% | View Chart |
Dividend Yield | % | 0.4 | 0.1 | 491.1% |
PUNJAB & SIND BANK AXIS BANK |
EQUITY SHARE DATA | |||||
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PUNJAB & SIND BANK Mar-24 |
AXIS BANK Mar-24 |
PUNJAB & SIND BANK/ AXIS BANK |
5-Yr Chart Click to enlarge
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High | Rs | 78 | 1,152 | 6.7% | |
Low | Rs | 25 | 844 | 3.0% | |
Income per share (Unadj.) | Rs | 14.3 | 365.3 | 3.9% | |
Earnings per share (Unadj.) | Rs | 0.9 | 85.5 | 1.0% | |
Cash flow per share (Unadj.) | Rs | 4.9 | 192.6 | 2.6% | |
Dividends per share (Unadj.) | Rs | 0.20 | 1.00 | 20.0% | |
Avg Dividend yield | % | 0.4 | 0.1 | 388.4% | |
Book value per share (Unadj.) | Rs | 22.9 | 505.8 | 4.5% | |
Shares outstanding (eoy) | m | 6,777.79 | 3,086.57 | 219.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.6 | 2.7 | 131.5% | |
Avg P/E ratio | x | 58.5 | 11.7 | 501.1% | |
Avg P/CF ratio | x | 30.8 | 7.8 | 393.1% | |
Avg Price/Bookvalue ratio | x | 2.2 | 2.0 | 113.6% | |
Dividend payout | % | 22.8 | 1.2 | 1,946.2% | |
Avg Mkt Cap | Rs m | 348,209 | 3,079,703 | 11.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 19,442 | 121,937 | 15.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 96,940 | 1,127,591 | 8.6% | |
Other income | Rs m | 12,215 | 252,303 | 4.8% | |
Interest expense | Rs m | 68,529 | 613,907 | 11.2% | |
Net interest income | Rs m | 28,410 | 513,683 | 5.5% | |
Operating expense | Rs m | 29,316 | 372,426 | 7.9% | |
Gross profit | Rs m | -905 | 141,258 | -0.6% | |
Gross profit margin | % | -0.9 | 12.5 | -7.5% | |
Provisions/contingencies | Rs m | 5,355 | 129,325 | 4.1% | |
Profit before tax | Rs m | 9,370 | 351,780 | 2.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,061 | -0.0% | |
Prior Period Items | Rs m | 0 | 687 | 0.0% | |
Tax | Rs m | 3,416 | 87,545 | 3.9% | |
Profit after tax | Rs m | 5,954 | 263,862 | 2.3% | |
Net profit margin | % | 6.1 | 23.4 | 26.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 827,364 | 9,993,335 | 8.3% | |
Deposits | Rs m | 1,194,096 | 10,671,024 | 11.2% | |
Credit/Deposit ratio | x | 69.3 | 93.6 | 74.0% | |
Yield on advances | % | 8.4 | 9.0 | 93.0% | |
Cost of deposits | % | 5.3 | 4.3 | 123.9% | |
Net Interest Margin | % | 2.1 | 3.9 | 55.7% | |
Net fixed assets | Rs m | 17,558 | 55,707 | 31.5% | |
Share capital | Rs m | 67,778 | 6,173 | 1,098.0% | |
Free reserves | Rs m | 87,556 | 1,555,117 | 5.6% | |
Net worth | Rs m | 155,334 | 1,561,290 | 9.9% | |
Borrowings | Rs m | 97,709 | 2,281,996 | 4.3% | |
Investments | Rs m | 495,992 | 3,323,537 | 14.9% | |
Total assets | Rs m | 1,476,565 | 15,182,385 | 9.7% | |
Debt/equity ratio | x | 8.3 | 8.3 | 100.2% | |
Return on assets | % | 0.4 | 1.7 | 23.2% | |
Return on equity | % | 3.8 | 16.9 | 22.7% | |
Capital adequacy ratio | % | 17.2 | 16.6 | 103.2% | |
Net NPAs | % | 1.6 | 0.3 | 479.4% |
CASH FLOW | |||||
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From Operations | Rs m | 17,489 | -55,547 | -31.5% | |
From Investments | Rs m | -2,286 | -90,882 | 2.5% | |
From Financial Activity | Rs m | -4,340 | 223,413 | -1.9% | |
Net Cashflow | Rs m | 10,863 | 77,853 | 14.0% |
Indian Promoters | % | 98.3 | 8.3 | 1,185.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.7 | 85.0 | 0.8% | |
FIIs | % | 0.0 | 51.8 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 1.8 | 91.7 | 1.9% | |
Shareholders | 199,351 | 828,629 | 24.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK SBI ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Punjab & Sind Bank | Axis Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.81% | 0.36% | -0.42% |
1-Month | -11.28% | -4.32% | -2.93% |
1-Year | 10.72% | 14.86% | 16.50% |
3-Year CAGR | 41.14% | 18.41% | 10.67% |
5-Year CAGR | 18.68% | 9.09% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Axis Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Axis Bank the stake stands at 8.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Axis Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.2 per share. This amounted to a Dividend Payout ratio of 22.8%.
Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 1.2%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Axis Bank.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.