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- PUNJAB & SIND BANK - SYNDICATE BANK
PUNJAB & SIND BANK vs SYNDICATE BANK - Comparison Results
Current Valuations
| PUNJAB & SIND BANK | SYNDICATE BANK | PUNJAB & SIND BANK/ SYNDICATE BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 46.6 | -24.4 | - | View Chart |
| P/BV | x | 2.0 | 0.2 | 909.9% | View Chart |
| Dividend Yield | % | 0.4 | 0.0 | - |
Financials
 PUNJAB & SIND BANK  SYNDICATE BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PUNJAB & SIND BANK Mar-24 |
SYNDICATE BANK Mar-19 |
PUNJAB & SIND BANK/ SYNDICATE BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 78 | 62 | 125.0% | |
| Low | Rs | 25 | 30 | 85.4% | |
| Income per share (Unadj.) | Rs | 14.3 | 87.3 | 16.4% | |
| Earnings per share (Unadj.) | Rs | 0.9 | -10.1 | -8.7% | |
| Cash flow per share (Unadj.) | Rs | 4.9 | -9.6 | -51.1% | |
| Dividends per share (Unadj.) | Rs | 0.20 | 0 | - | |
| Avg Dividend yield | % | 0.4 | 0 | - | |
| Book value per share (Unadj.) | Rs | 22.9 | 73.5 | 31.2% | |
| Shares outstanding (eoy) | m | 6,777.79 | 2,487.91 | 272.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.6 | 0.5 | 685.2% | |
| Avg P/E ratio | x | 58.5 | -4.5 | -1,296.2% | |
| Avg P/CF ratio | x | 30.8 | 3.9 | 779.6% | |
| Avg Price/Bookvalue ratio | x | 2.2 | 0.6 | 359.7% | |
| Dividend payout | % | 22.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 348,209 | 113,884 | 305.8% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 19,442 | 40,712 | 47.8% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 96,940 | 217,254 | 44.6% | |
| Other income | Rs m | 12,215 | 22,238 | 54.9% | |
| Interest expense | Rs m | 68,529 | 150,756 | 45.5% | |
| Net interest income | Rs m | 28,410 | 66,498 | 42.7% | |
| Operating expense | Rs m | 29,316 | 60,536 | 48.4% | |
| Gross profit | Rs m | -905 | 5,962 | -15.2% | |
| Gross profit margin | % | -0.9 | 2.7 | -34.0% | |
| Provisions/contingencies | Rs m | 5,355 | 54,077 | 9.9% | |
| Profit before tax | Rs m | 9,370 | -31,023 | -30.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 635 | 0.0% | |
| Tax | Rs m | 3,416 | -5,146 | -66.4% | |
| Profit after tax | Rs m | 5,954 | -25,242 | -23.6% | |
| Net profit margin | % | 6.1 | -11.6 | -52.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 827,364 | 2,050,444 | 40.4% | |
| Deposits | Rs m | 1,194,096 | 2,598,831 | 45.9% | |
| Credit/Deposit ratio | x | 69.3 | 78.9 | 87.8% | |
| Yield on advances | % | 8.4 | 7.6 | 110.9% | |
| Cost of deposits | % | 5.3 | 5.2 | 101.9% | |
| Net Interest Margin | % | 2.1 | 2.4 | 91.3% | |
| Net fixed assets | Rs m | 17,558 | 25,630 | 68.5% | |
| Share capital | Rs m | 67,778 | 24,879 | 272.4% | |
| Free reserves | Rs m | 87,556 | 157,879 | 55.5% | |
| Net worth | Rs m | 155,334 | 182,758 | 85.0% | |
| Borrowings | Rs m | 97,709 | 256,045 | 38.2% | |
| Investments | Rs m | 495,992 | 777,634 | 63.8% | |
| Total assets | Rs m | 1,476,565 | 3,129,709 | 47.2% | |
| Debt/equity ratio | x | 8.3 | 15.6 | 53.2% | |
| Return on assets | % | 0.4 | -0.8 | -50.0% | |
| Return on equity | % | 3.8 | -13.8 | -27.8% | |
| Capital adequacy ratio | % | 17.2 | 14.2 | 120.6% | |
| Net NPAs | % | 1.6 | 6.2 | 26.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 17,489 | -72,345 | -24.2% | |
| From Investments | Rs m | -2,286 | -1,419 | 161.1% | |
| From Financial Activity | Rs m | -4,340 | 30,169 | -14.4% | |
| Net Cashflow | Rs m | 10,863 | -43,595 | -24.9% | |
Share Holding
| Indian Promoters | % | 98.3 | 78.5 | 125.2% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.7 | 10.0 | 6.5% | |
| FIIs | % | 0.0 | 1.9 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 1.8 | 21.5 | 8.1% | |
| Shareholders | 199,351 | 285,306 | 69.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on Punjab & Sind Bank vs Syndicate Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Punjab & Sind Bank vs Syndicate Bank Share Price Performance
| Period | Punjab & Sind Bank | Syndicate Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | -2.81% | 3.77% | -0.42% |
| 1-Month | -11.28% | -31.91% | -2.93% |
| 1-Year | 10.72% | -62.03% | 16.50% |
| 3-Year CAGR | 41.14% | -39.72% | 10.67% |
| 5-Year CAGR | 18.68% | -32.54% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Syndicate Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Syndicate Bank the stake stands at 78.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Syndicate Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.2 per share. This amounted to a Dividend Payout ratio of 22.8%.
Syndicate Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Syndicate Bank.
For a sector overview, read our banking sector report.
Today's Market
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On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.
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