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- PUNJAB & SIND BANK - DENA BANK
PUNJAB & SIND BANK vs DENA BANK - Comparison Results
Current Valuations
| PUNJAB & SIND BANK | DENA BANK | PUNJAB & SIND BANK/ DENA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 46.6 | -1.1 | - | View Chart |
| P/BV | x | 2.0 | 0.3 | 655.0% | View Chart |
| Dividend Yield | % | 0.4 | 0.0 | - |
Financials
 PUNJAB & SIND BANK  DENA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PUNJAB & SIND BANK Mar-24 |
DENA BANK Mar-18 |
PUNJAB & SIND BANK/ DENA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 78 | 50 | 155.0% | |
| Low | Rs | 25 | 18 | 140.3% | |
| Income per share (Unadj.) | Rs | 14.3 | 39.5 | 36.2% | |
| Earnings per share (Unadj.) | Rs | 0.9 | -8.5 | -10.3% | |
| Cash flow per share (Unadj.) | Rs | 4.9 | -16.8 | -29.2% | |
| Dividends per share (Unadj.) | Rs | 0.20 | 0 | - | |
| Avg Dividend yield | % | 0.4 | 0 | - | |
| Book value per share (Unadj.) | Rs | 22.9 | 40.7 | 56.3% | |
| Shares outstanding (eoy) | m | 6,777.79 | 2,259.05 | 300.0% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.6 | 0.9 | 417.7% | |
| Avg P/E ratio | x | 58.5 | -4.0 | -1,464.3% | |
| Avg P/CF ratio | x | 30.8 | 6.6 | 469.5% | |
| Avg Price/Bookvalue ratio | x | 2.2 | 0.8 | 268.6% | |
| Dividend payout | % | 22.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 348,209 | 76,808 | 453.4% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 19,442 | 15,875 | 122.5% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 96,940 | 89,322 | 108.5% | |
| Other income | Rs m | 12,215 | 11,635 | 105.0% | |
| Interest expense | Rs m | 68,529 | 64,564 | 106.1% | |
| Net interest income | Rs m | 28,410 | 24,758 | 114.8% | |
| Operating expense | Rs m | 29,316 | 24,682 | 118.8% | |
| Gross profit | Rs m | -905 | 76 | -1,185.6% | |
| Gross profit margin | % | -0.9 | 0.1 | -1,092.4% | |
| Provisions/contingencies | Rs m | 5,355 | 30,943 | 17.3% | |
| Profit before tax | Rs m | 9,370 | -31,788 | -29.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 3,416 | -12,556 | -27.2% | |
| Profit after tax | Rs m | 5,954 | -19,232 | -31.0% | |
| Net profit margin | % | 6.1 | -21.5 | -28.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 827,364 | 655,815 | 126.2% | |
| Deposits | Rs m | 1,194,096 | 1,061,301 | 112.5% | |
| Credit/Deposit ratio | x | 69.3 | 61.8 | 112.1% | |
| Yield on advances | % | 8.4 | 8.9 | 94.5% | |
| Cost of deposits | % | 5.3 | 5.6 | 94.2% | |
| Net Interest Margin | % | 2.1 | 2.4 | 89.5% | |
| Net fixed assets | Rs m | 17,558 | 15,492 | 113.3% | |
| Share capital | Rs m | 67,778 | 22,590 | 300.0% | |
| Free reserves | Rs m | 87,556 | 69,438 | 126.1% | |
| Net worth | Rs m | 155,334 | 92,028 | 168.8% | |
| Borrowings | Rs m | 97,709 | 35,610 | 274.4% | |
| Investments | Rs m | 495,992 | 376,096 | 131.9% | |
| Total assets | Rs m | 1,476,565 | 1,208,598 | 122.2% | |
| Debt/equity ratio | x | 8.3 | 11.9 | 69.8% | |
| Return on assets | % | 0.4 | -1.6 | -25.3% | |
| Return on equity | % | 3.8 | -20.9 | -18.3% | |
| Capital adequacy ratio | % | 17.2 | 11.1 | 154.7% | |
| Net NPAs | % | 1.6 | 12.0 | 13.6% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 17,489 | -17,129 | -102.1% | |
| From Investments | Rs m | -2,286 | -753 | 303.6% | |
| From Financial Activity | Rs m | -4,340 | 14,813 | -29.3% | |
| Net Cashflow | Rs m | 10,863 | -3,069 | -354.0% | |
Share Holding
| Indian Promoters | % | 98.3 | 80.7 | 121.7% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.7 | 11.4 | 5.7% | |
| FIIs | % | 0.0 | 1.3 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 1.8 | 19.3 | 9.1% | |
| Shareholders | 199,351 | 249,565 | 79.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on Punjab & Sind Bank vs Dena Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Punjab & Sind Bank vs Dena Bank Share Price Performance
| Period | Punjab & Sind Bank | Dena Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | -2.81% | 1.61% | -0.42% |
| 1-Month | -11.28% | 8.53% | -2.93% |
| 1-Year | 10.72% | -34.08% | 16.50% |
| 3-Year CAGR | 41.14% | -23.53% | 10.67% |
| 5-Year CAGR | 18.68% | -25.85% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Dena Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Dena Bank the stake stands at 80.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Dena Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.2 per share. This amounted to a Dividend Payout ratio of 22.8%.
Dena Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Dena Bank.
For a sector overview, read our banking sector report.
Today's Market
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On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.
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