ORIENTAL BANK | BANK OF MAHARASHTRA | ORIENTAL BANK/ BANK OF MAHARASHTRA |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 9.2 | 8.4 | 110.5% | View Chart |
P/BV | x | 0.3 | 2.0 | 15.3% | View Chart |
Dividend Yield | % | 0.0 | 2.6 | - |
ORIENTAL BANK BANK OF MAHARASHTRA |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
ORIENTAL BANK Mar-19 |
BANK OF MAHARASHTRA Mar-24 |
ORIENTAL BANK/ BANK OF MAHARASHTRA |
5-Yr Chart Click to enlarge
|
||
High | Rs | 116 | 70 | 166.2% | |
Low | Rs | 58 | 25 | 235.1% | |
Income per share (Unadj.) | Rs | 130.4 | 28.9 | 450.6% | |
Earnings per share (Unadj.) | Rs | 0.4 | 5.7 | 7.0% | |
Cash flow per share (Unadj.) | Rs | -21.3 | 7.4 | -287.6% | |
Dividends per share (Unadj.) | Rs | 0 | 1.40 | 0.0% | |
Avg Dividend yield | % | 0 | 3.0 | 0.0% | |
Book value per share (Unadj.) | Rs | 137.9 | 28.1 | 491.6% | |
Shares outstanding (eoy) | m | 1,370.21 | 7,081.37 | 19.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.7 | 1.6 | 40.9% | |
Avg P/E ratio | x | 217.3 | 8.2 | 2,638.9% | |
Avg P/CF ratio | x | 3.2 | 4.2 | 76.2% | |
Avg Price/Bookvalue ratio | x | 0.6 | 1.7 | 37.5% | |
Dividend payout | % | 0 | 24.3 | 0.0% | |
Avg Mkt Cap | Rs m | 119,517 | 335,338 | 35.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 23,976 | 28,378 | 84.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 178,677 | 204,948 | 87.2% | |
Other income | Rs m | 26,691 | 29,986 | 89.0% | |
Interest expense | Rs m | 123,696 | 106,718 | 115.9% | |
Net interest income | Rs m | 54,981 | 98,230 | 56.0% | |
Operating expense | Rs m | 44,134 | 48,152 | 91.7% | |
Gross profit | Rs m | 10,847 | 50,078 | 21.7% | |
Gross profit margin | % | 6.1 | 24.4 | 24.8% | |
Provisions/contingencies | Rs m | 36,988 | 39,506 | 93.6% | |
Profit before tax | Rs m | -36,308 | 43,603 | -83.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 159 | 0.0% | |
Tax | Rs m | -36,858 | 3,044 | -1,210.7% | |
Profit after tax | Rs m | 550 | 40,718 | 1.4% | |
Net profit margin | % | 0.3 | 19.9 | 1.5% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 1,592,848 | 2,002,399 | 79.5% | |
Deposits | Rs m | 2,326,454 | 2,707,264 | 85.9% | |
Credit/Deposit ratio | x | 68.5 | 74.0 | 92.6% | |
Yield on advances | % | 7.6 | 7.9 | 96.0% | |
Cost of deposits | % | 5.0 | 3.7 | 133.9% | |
Net Interest Margin | % | 2.3 | 3.7 | 63.0% | |
Net fixed assets | Rs m | 25,551 | 21,999 | 116.1% | |
Share capital | Rs m | 13,702 | 70,814 | 19.3% | |
Free reserves | Rs m | 175,310 | 127,892 | 137.1% | |
Net worth | Rs m | 189,012 | 198,706 | 95.1% | |
Borrowings | Rs m | 141,194 | 77,189 | 182.9% | |
Investments | Rs m | 792,678 | 684,647 | 115.8% | |
Total assets | Rs m | 2,719,096 | 3,073,290 | 88.5% | |
Debt/equity ratio | x | 13.1 | 14.0 | 93.2% | |
Return on assets | % | 0 | 1.3 | 1.5% | |
Return on equity | % | 0.3 | 20.5 | 1.4% | |
Capital adequacy ratio | % | 12.7 | 17.4 | 73.2% | |
Net NPAs | % | 5.9 | 0.2 | 2,965.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -29,515 | 115,809 | -25.5% | |
From Investments | Rs m | -2,226 | -2,595 | 85.8% | |
From Financial Activity | Rs m | 59,688 | 4,614 | 1,293.5% | |
Net Cashflow | Rs m | 27,947 | 117,828 | 23.7% |
Indian Promoters | % | 87.6 | 86.5 | 101.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 7.6 | 5.7 | 132.8% | |
FIIs | % | 2.1 | 1.3 | 168.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 12.4 | 13.5 | 91.7% | |
Shareholders | 149,523 | 948,432 | 15.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ORIENTAL BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Oriental Bank | Bank of Maharashtra | S&P BSE BANKEX |
---|---|---|---|
1-Day | 3.22% | 3.22% | 1.61% |
1-Month | 2.49% | 7.82% | -0.07% |
1-Year | -59.75% | 21.03% | 18.92% |
3-Year CAGR | -31.34% | 40.10% | 11.26% |
5-Year CAGR | -28.00% | 33.40% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Oriental Bank share price and the Bank of Maharashtra share price.
Moving on to shareholding structures...
The promoters of Oriental Bank hold a 87.6% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Oriental Bank and the shareholding pattern of Bank of Maharashtra.
Finally, a word on dividends...
In the most recent financial year, Oriental Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Bank of Maharashtra paid Rs 1.4, and its dividend payout ratio stood at 24.3%.
You may visit here to review the dividend history of Oriental Bank, and the dividend history of Bank of Maharashtra.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.