NAHAR CAPITAL & FINANCIAL | SMART FINSEC | NAHAR CAPITAL & FINANCIAL/ SMART FINSEC |
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P/E (TTM) | x | 13.8 | 31.3 | 44.1% | View Chart |
P/BV | x | 0.4 | 3.4 | 10.5% | View Chart |
Dividend Yield | % | 0.5 | 0.0 | - |
NAHAR CAPITAL & FINANCIAL SMART FINSEC |
EQUITY SHARE DATA | |||||
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NAHAR CAPITAL & FINANCIAL Mar-24 |
SMART FINSEC Mar-24 |
NAHAR CAPITAL & FINANCIAL/ SMART FINSEC |
5-Yr Chart Click to enlarge
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High | Rs | 358 | 22 | 1,598.9% | |
Low | Rs | 249 | 5 | 4,578.3% | |
Income per share (Unadj.) | Rs | 14.3 | 8.6 | 165.5% | |
Earnings per share (Unadj.) | Rs | 7.0 | 0.8 | 891.1% | |
Cash flow per share (Unadj.) | Rs | -25.4 | 8.6 | -297.1% | |
Dividends per share (Unadj.) | Rs | 1.50 | 0 | - | |
Avg Dividend yield | % | 0.5 | 0 | - | |
Book value per share (Unadj.) | Rs | 920.5 | 4.8 | 19,031.6% | |
Shares outstanding (eoy) | m | 16.75 | 30.00 | 55.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 21.3 | 1.6 | 1,316.9% | |
Avg P/E ratio | x | 43.2 | 17.6 | 244.7% | |
Avg P/CF ratio | x | 6.5 | 16.9 | 38.7% | |
Avg Price/Bookvalue ratio | x | 0.3 | 2.9 | 11.5% | |
Dividend payout | % | 21.3 | 0 | - | |
Avg Mkt Cap | Rs m | 5,079 | 417 | 1,217.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 65 | 3 | 2,419.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 239 | 258 | 92.4% | |
Other income | Rs m | 279 | 0 | - | |
Interest expense | Rs m | 1 | 0 | 14,300.0% | |
Net interest income | Rs m | 237 | 258 | 91.9% | |
Operating expense | Rs m | 85 | 227 | 37.3% | |
Gross profit | Rs m | 153 | 31 | 486.1% | |
Gross profit margin | % | 64.0 | 12.2 | 526.0% | |
Provisions/contingencies | Rs m | 660 | 1 | 61,682.2% | |
Profit before tax | Rs m | 150 | 31 | 484.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 32 | 7 | 442.4% | |
Profit after tax | Rs m | 118 | 24 | 497.5% | |
Net profit margin | % | 49.3 | 9.2 | 538.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1.5 | 1,444.0 | 0.1% | |
Net fixed assets | Rs m | 2 | 14 | 16.0% | |
Share capital | Rs m | 84 | 30 | 279.1% | |
Free reserves | Rs m | 15,335 | 115 | 13,322.8% | |
Net worth | Rs m | 15,418 | 145 | 10,626.0% | |
Borrowings | Rs m | 43 | 0 | - | |
Investments | Rs m | 16,223 | 18 | 90,680.7% | |
Total assets | Rs m | 17,061 | 146 | 11,720.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 0.7 | 16.2 | 4.2% | |
Return on equity | % | 0.8 | 16.3 | 4.7% | |
Capital adequacy ratio | % | 96.3 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -107 | 27 | -401.0% | |
From Investments | Rs m | 123 | -6 | -2,049.4% | |
From Financial Activity | Rs m | -27 | -14 | 189.6% | |
Net Cashflow | Rs m | -10 | 7 | -152.0% |
Indian Promoters | % | 71.7 | 75.0 | 95.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.4 | 0.0 | - | |
FIIs | % | 0.3 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 28.4 | 25.0 | 113.4% | |
Shareholders | 13,181 | 15,450 | 85.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare NAHAR CAPITAL & FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | NAHAR CAPITAL & FINANCIAL | SMART FINSEC |
---|---|---|
1-Day | 0.14% | -5.00% |
1-Month | 4.93% | 14.19% |
1-Year | 12.32% | 76.08% |
3-Year CAGR | 3.04% | 29.07% |
5-Year CAGR | 35.04% | 18.82% |
* Compound Annual Growth Rate
Here are more details on the NAHAR CAPITAL & FINANCIAL share price and the SMART FINSEC share price.
Moving on to shareholding structures...
The promoters of NAHAR CAPITAL & FINANCIAL hold a 71.7% stake in the company. In case of SMART FINSEC the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of NAHAR CAPITAL & FINANCIAL and the shareholding pattern of SMART FINSEC.
Finally, a word on dividends...
In the most recent financial year, NAHAR CAPITAL & FINANCIAL paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 21.3%.
SMART FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of NAHAR CAPITAL & FINANCIAL, and the dividend history of SMART FINSEC.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.