NAHAR CAPITAL & FINANCIAL | SBI CARDS | NAHAR CAPITAL & FINANCIAL/ SBI CARDS |
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P/E (TTM) | x | 13.8 | 29.2 | 47.2% | View Chart |
P/BV | x | 0.4 | 5.4 | 6.7% | View Chart |
Dividend Yield | % | 0.5 | 0.4 | 124.3% |
NAHAR CAPITAL & FINANCIAL SBI CARDS |
EQUITY SHARE DATA | |||||
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NAHAR CAPITAL & FINANCIAL Mar-24 |
SBI CARDS Mar-24 |
NAHAR CAPITAL & FINANCIAL/ SBI CARDS |
5-Yr Chart Click to enlarge
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High | Rs | 358 | 932 | 38.4% | |
Low | Rs | 249 | 679 | 36.6% | |
Income per share (Unadj.) | Rs | 14.3 | 178.4 | 8.0% | |
Earnings per share (Unadj.) | Rs | 7.0 | 25.3 | 27.7% | |
Cash flow per share (Unadj.) | Rs | -25.4 | 146.5 | -17.4% | |
Dividends per share (Unadj.) | Rs | 1.50 | 2.50 | 60.0% | |
Avg Dividend yield | % | 0.5 | 0.3 | 159.4% | |
Book value per share (Unadj.) | Rs | 920.5 | 126.9 | 725.2% | |
Shares outstanding (eoy) | m | 16.75 | 950.97 | 1.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 21.3 | 4.5 | 471.2% | |
Avg P/E ratio | x | 43.2 | 31.8 | 135.7% | |
Avg P/CF ratio | x | 6.5 | 31.2 | 20.9% | |
Avg Price/Bookvalue ratio | x | 0.3 | 6.3 | 5.2% | |
Dividend payout | % | 21.3 | 9.9 | 216.2% | |
Avg Mkt Cap | Rs m | 5,079 | 766,076 | 0.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 65 | 5,697 | 1.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 239 | 169,684 | 0.1% | |
Other income | Rs m | 279 | 5,151 | 5.4% | |
Interest expense | Rs m | 1 | 33,126 | 0.0% | |
Net interest income | Rs m | 237 | 136,558 | 0.2% | |
Operating expense | Rs m | 85 | 107,423 | 0.1% | |
Gross profit | Rs m | 153 | 29,135 | 0.5% | |
Gross profit margin | % | 64.0 | 17.2 | 372.6% | |
Provisions/contingencies | Rs m | 660 | 441 | 149.6% | |
Profit before tax | Rs m | 150 | 32,318 | 0.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 32 | 8,239 | 0.4% | |
Profit after tax | Rs m | 118 | 24,079 | 0.5% | |
Net profit margin | % | 49.3 | 14.2 | 347.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1.5 | 385.6 | 0.4% | |
Net fixed assets | Rs m | 2 | 5,421 | 0.0% | |
Share capital | Rs m | 84 | 9,510 | 0.9% | |
Free reserves | Rs m | 15,335 | 111,203 | 13.8% | |
Net worth | Rs m | 15,418 | 120,712 | 12.8% | |
Borrowings | Rs m | 43 | 319,932 | 0.0% | |
Investments | Rs m | 16,223 | 35,411 | 45.8% | |
Total assets | Rs m | 17,061 | 578,166 | 3.0% | |
Debt/equity ratio | x | 0 | 2.7 | 0.1% | |
Return on assets | % | 0.7 | 4.2 | 16.6% | |
Return on equity | % | 0.8 | 19.9 | 3.8% | |
Capital adequacy ratio | % | 96.3 | 20.5 | 469.2% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -107 | -54,515 | 0.2% | |
From Investments | Rs m | 123 | -14,574 | -0.8% | |
From Financial Activity | Rs m | -27 | 84,012 | -0.0% | |
Net Cashflow | Rs m | -10 | 14,923 | -0.1% |
Indian Promoters | % | 71.7 | 68.6 | 104.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.4 | 25.9 | 1.4% | |
FIIs | % | 0.3 | 9.2 | 3.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 28.4 | 31.4 | 90.3% | |
Shareholders | 13,181 | 948,916 | 1.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare NAHAR CAPITAL & FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | NAHAR CAPITAL & FINANCIAL | SBI CARDS |
---|---|---|
1-Day | 0.14% | 0.64% |
1-Month | 4.93% | -3.47% |
1-Year | 12.32% | -7.17% |
3-Year CAGR | 3.04% | -12.35% |
5-Year CAGR | 35.04% | -0.11% |
* Compound Annual Growth Rate
Here are more details on the NAHAR CAPITAL & FINANCIAL share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of NAHAR CAPITAL & FINANCIAL hold a 71.7% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of NAHAR CAPITAL & FINANCIAL and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, NAHAR CAPITAL & FINANCIAL paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 21.3%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of NAHAR CAPITAL & FINANCIAL, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.