NAHAR CAPITAL & FINANCIAL | GRUH FINANCE | NAHAR CAPITAL & FINANCIAL/ GRUH FINANCE |
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P/E (TTM) | x | 13.8 | 52.0 | 26.5% | View Chart |
P/BV | x | 0.4 | 12.4 | 2.9% | View Chart |
Dividend Yield | % | 0.5 | 0.6 | 72.6% |
NAHAR CAPITAL & FINANCIAL GRUH FINANCE |
EQUITY SHARE DATA | |||||
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NAHAR CAPITAL & FINANCIAL Mar-24 |
GRUH FINANCE Mar-19 |
NAHAR CAPITAL & FINANCIAL/ GRUH FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 358 | 382 | 93.7% | |
Low | Rs | 249 | 205 | 121.5% | |
Income per share (Unadj.) | Rs | 14.3 | 27.6 | 51.6% | |
Earnings per share (Unadj.) | Rs | 7.0 | 6.1 | 115.2% | |
Cash flow per share (Unadj.) | Rs | -25.4 | 10.1 | -251.0% | |
Dividends per share (Unadj.) | Rs | 1.50 | 2.00 | 75.0% | |
Avg Dividend yield | % | 0.5 | 0.7 | 72.5% | |
Book value per share (Unadj.) | Rs | 920.5 | 25.6 | 3,590.6% | |
Shares outstanding (eoy) | m | 16.75 | 733.69 | 2.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 21.3 | 10.6 | 200.3% | |
Avg P/E ratio | x | 43.2 | 48.1 | 89.7% | |
Avg P/CF ratio | x | 6.5 | 48.1 | 13.6% | |
Avg Price/Bookvalue ratio | x | 0.3 | 11.4 | 2.9% | |
Dividend payout | % | 21.3 | 32.8 | 65.1% | |
Avg Mkt Cap | Rs m | 5,079 | 215,172 | 2.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 65 | 648 | 10.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 239 | 20,262 | 1.2% | |
Other income | Rs m | 279 | 216 | 129.1% | |
Interest expense | Rs m | 1 | 13,012 | 0.0% | |
Net interest income | Rs m | 237 | 7,250 | 3.3% | |
Operating expense | Rs m | 85 | 1,282 | 6.6% | |
Gross profit | Rs m | 153 | 5,968 | 2.6% | |
Gross profit margin | % | 64.0 | 29.5 | 217.2% | |
Provisions/contingencies | Rs m | 660 | 0 | - | |
Profit before tax | Rs m | 150 | 6,150 | 2.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 32 | 1,678 | 1.9% | |
Profit after tax | Rs m | 118 | 4,472 | 2.6% | |
Net profit margin | % | 49.3 | 22.1 | 223.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 172,883 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1.5 | 3.9 | 37.1% | |
Net fixed assets | Rs m | 2 | 151 | 1.4% | |
Share capital | Rs m | 84 | 1,467 | 5.7% | |
Free reserves | Rs m | 15,335 | 17,342 | 88.4% | |
Net worth | Rs m | 15,418 | 18,809 | 82.0% | |
Borrowings | Rs m | 43 | 150,129 | 0.0% | |
Investments | Rs m | 16,223 | 10,945 | 148.2% | |
Total assets | Rs m | 17,061 | 195,417 | 8.7% | |
Debt/equity ratio | x | 0 | 8.0 | 0.0% | |
Return on assets | % | 0.7 | 2.3 | 30.1% | |
Return on equity | % | 0.8 | 23.8 | 3.2% | |
Capital adequacy ratio | % | 96.3 | 20.3 | 474.5% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -107 | -14,322 | 0.7% | |
From Investments | Rs m | 123 | 491 | 25.1% | |
From Financial Activity | Rs m | -27 | 24,184 | -0.1% | |
Net Cashflow | Rs m | -10 | 10,354 | -0.1% |
Indian Promoters | % | 71.7 | 47.4 | 151.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.4 | 30.8 | 1.2% | |
FIIs | % | 0.3 | 18.7 | 1.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 28.4 | 52.6 | 53.9% | |
Shareholders | 13,181 | 72,213 | 18.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare NAHAR CAPITAL & FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | NAHAR CAPITAL & FINANCIAL | GRUH FINANCE |
---|---|---|
1-Day | 0.14% | 3.73% |
1-Month | 4.93% | 27.02% |
1-Year | 12.32% | 13.06% |
3-Year CAGR | 3.04% | 23.04% |
5-Year CAGR | 35.04% | 27.87% |
* Compound Annual Growth Rate
Here are more details on the NAHAR CAPITAL & FINANCIAL share price and the GRUH FINANCE share price.
Moving on to shareholding structures...
The promoters of NAHAR CAPITAL & FINANCIAL hold a 71.7% stake in the company. In case of GRUH FINANCE the stake stands at 47.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of NAHAR CAPITAL & FINANCIAL and the shareholding pattern of GRUH FINANCE.
Finally, a word on dividends...
In the most recent financial year, NAHAR CAPITAL & FINANCIAL paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 21.3%.
GRUH FINANCE paid Rs 2.0, and its dividend payout ratio stood at 32.8%.
You may visit here to review the dividend history of NAHAR CAPITAL & FINANCIAL, and the dividend history of GRUH FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.