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MUTHOOT FINANCE vs CREDITACCESS GRAMEEN - Comparison Results

Rs 100 invested in...

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Current Valuations

    MUTHOOT FINANCE CREDITACCESS GRAMEEN MUTHOOT FINANCE/
CREDITACCESS GRAMEEN
 
P/E (TTM) x 16.0 10.7 149.8% View Chart
P/BV x 3.1 2.2 141.7% View Chart
Dividend Yield % 1.2 1.1 111.0%  

Financials

 MUTHOOT FINANCE   CREDITACCESS GRAMEEN
EQUITY SHARE DATA
    MUTHOOT FINANCE
Mar-24
CREDITACCESS GRAMEEN
Mar-24
MUTHOOT FINANCE/
CREDITACCESS GRAMEEN
5-Yr Chart
Click to enlarge
High Rs1,5371,794 85.7%   
Low Rs971903 107.5%   
Income per share (Unadj.) Rs375.2324.2 115.7%  
Earnings per share (Unadj.) Rs107.790.7 118.7%  
Cash flow per share (Unadj.) Rs226.3212.1 106.7%  
Dividends per share (Unadj.) Rs24.0010.00 240.0%  
Avg Dividend yield %1.90.7 258.1%  
Book value per share (Unadj.) Rs625.4410.3 152.4%  
Shares outstanding (eoy) m401.46159.38 251.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.34.2 80.3%   
Avg P/E ratio x11.614.9 78.3%  
Avg P/CF ratio x10.714.8 72.0%  
Avg Price/Bookvalue ratio x2.03.3 61.0%  
Dividend payout %22.311.0 202.1%   
Avg Mkt Cap Rs m503,523214,968 234.2%   
No. of employees `000NANA-   
Total wages & salary Rs m18,2826,694 273.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m150,61751,667 291.5%  
Other income Rs m1,01160 1,690.4%   
Interest expense Rs m54,51617,384 313.6%   
Net interest income Rs m96,10134,283 280.3%  
Operating expense Rs m36,22614,440 250.9%   
Gross profit Rs m59,87519,844 301.7%  
Gross profit margin %39.838.4 103.5%  
Provisions/contingencies Rs m3,90832 12,091.4%   
Profit before tax Rs m59,96519,392 309.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,4330-   
Prior Period Items Rs m00-   
Tax Rs m15,2894,933 310.0%   
Profit after tax Rs m43,24314,459 299.1%  
Net profit margin %28.728.0 102.6%  
BALANCE SHEET DATA
Advances Rs m0251,050 0.0%   
Deposits Rs m2,9580-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %23.40-  
Net Interest Margin %949.112.3 7,728.1%  
Net fixed assets Rs m4,7256,091 77.6%   
Share capital Rs m4,0151,594 251.9%   
Free reserves Rs m247,04663,794 387.3%   
Net worth Rs m251,06165,388 384.0%   
Borrowings Rs m205,815252 81,543.1%   
Investments Rs m10,12628,109 36.0%   
Total assets Rs m963,718300,100 321.1%  
Debt/equity ratio x0.80 21,542.9%   
Return on assets %4.54.8 93.1%  
Return on equity %17.222.1 77.9%  
Capital adequacy ratio %30.423.1 131.3%  
Net NPAs %2.90.4 837.1%  
CASH FLOW
From Operations Rs m-137,540-47,338 290.6%  
From Investments Rs m454-9,942 -4.6%  
From Financial Activity Rs m119,57654,939 217.7%  
Net Cashflow Rs m-17,488-2,341 746.9%  

Share Holding

Indian Promoters % 73.4 0.0 -  
Foreign collaborators % 0.0 66.5 -  
Indian inst/Mut Fund % 23.1 25.6 90.3%  
FIIs % 9.9 10.8 91.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.7 33.5 79.6%  
Shareholders   298,304 103,928 287.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MUTHOOT FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on MUTHOOT FINANCE vs CREDITACCESS GRAMEEN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MUTHOOT FINANCE vs CREDITACCESS GRAMEEN Share Price Performance

Period MUTHOOT FINANCE CREDITACCESS GRAMEEN
1-Day 1.39% 3.31%
1-Month 0.80% -10.90%
1-Year 44.17% -47.20%
3-Year CAGR 7.62% 16.27%
5-Year CAGR 22.97% 3.51%

* Compound Annual Growth Rate

Here are more details on the MUTHOOT FINANCE share price and the CREDITACCESS GRAMEEN share price.

Moving on to shareholding structures...

The promoters of MUTHOOT FINANCE hold a 73.4% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MUTHOOT FINANCE and the shareholding pattern of CREDITACCESS GRAMEEN.

Finally, a word on dividends...

In the most recent financial year, MUTHOOT FINANCE paid a dividend of Rs 24.0 per share. This amounted to a Dividend Payout ratio of 22.3%.

CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of MUTHOOT FINANCE, and the dividend history of CREDITACCESS GRAMEEN.

For a sector overview, read our finance sector report.



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