MASTER TRUST | L&T FINANCE | MASTER TRUST/ L&T FINANCE |
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P/E (TTM) | x | 13.0 | 13.3 | 97.4% | View Chart |
P/BV | x | 3.7 | 1.5 | 252.5% | View Chart |
Dividend Yield | % | 0.0 | 1.8 | - |
MASTER TRUST L&T FINANCE |
EQUITY SHARE DATA | |||||
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MASTER TRUST Mar-24 |
L&T FINANCE Mar-24 |
MASTER TRUST/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 826 | 179 | 461.5% | |
Low | Rs | 112 | 82 | 136.2% | |
Income per share (Unadj.) | Rs | 229.3 | 54.6 | 420.2% | |
Earnings per share (Unadj.) | Rs | 49.7 | 9.3 | 533.1% | |
Cash flow per share (Unadj.) | Rs | 198.4 | 41.0 | 483.8% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.9 | 0.0% | |
Book value per share (Unadj.) | Rs | 220.4 | 93.7 | 235.1% | |
Shares outstanding (eoy) | m | 21.75 | 2,488.94 | 0.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 2.4 | 85.4% | |
Avg P/E ratio | x | 9.4 | 14.0 | 67.3% | |
Avg P/CF ratio | x | 8.7 | 13.9 | 62.8% | |
Avg Price/Bookvalue ratio | x | 2.1 | 1.4 | 152.7% | |
Dividend payout | % | 0 | 26.8 | 0.0% | |
Avg Mkt Cap | Rs m | 10,204 | 325,304 | 3.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 862 | 18,064 | 4.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 4,986 | 135,806 | 3.7% | |
Other income | Rs m | 19 | 21,574 | 0.1% | |
Interest expense | Rs m | 565 | 54,001 | 1.0% | |
Net interest income | Rs m | 4,421 | 81,805 | 5.4% | |
Operating expense | Rs m | 2,966 | 71,941 | 4.1% | |
Gross profit | Rs m | 1,455 | 9,864 | 14.8% | |
Gross profit margin | % | 29.2 | 7.3 | 401.8% | |
Provisions/contingencies | Rs m | 90 | 214 | 41.9% | |
Profit before tax | Rs m | 1,438 | 30,290 | 4.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | -0.1% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 357 | 7,119 | 5.0% | |
Profit after tax | Rs m | 1,081 | 23,201 | 4.7% | |
Net profit margin | % | 21.7 | 17.1 | 126.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1,635.4 | 8.6 | 18,933.6% | |
Net fixed assets | Rs m | 153 | 5,194 | 2.9% | |
Share capital | Rs m | 109 | 24,889 | 0.4% | |
Free reserves | Rs m | 4,684 | 208,398 | 2.2% | |
Net worth | Rs m | 4,793 | 233,288 | 2.1% | |
Borrowings | Rs m | 1,077 | 224,028 | 0.5% | |
Investments | Rs m | 270 | 133,480 | 0.2% | |
Total assets | Rs m | 17,823 | 1,008,606 | 1.8% | |
Debt/equity ratio | x | 0.2 | 1.0 | 23.4% | |
Return on assets | % | 6.1 | 2.3 | 263.6% | |
Return on equity | % | 22.5 | 9.9 | 226.7% | |
Capital adequacy ratio | % | 0 | 22.8 | 0.0% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 4,579 | 6,735 | 68.0% | |
From Investments | Rs m | -4,926 | 8,486 | -58.0% | |
From Financial Activity | Rs m | 249 | -70,374 | -0.4% | |
Net Cashflow | Rs m | -98 | -55,153 | 0.2% |
Indian Promoters | % | 72.5 | 66.3 | 109.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.1 | 19.1 | 0.4% | |
FIIs | % | 0.1 | 6.7 | 1.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.5 | 33.7 | 81.6% | |
Shareholders | 6,396 | 787,291 | 0.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MASTER TRUST With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | MASTER TRUST | L&T FINANCE |
---|---|---|
1-Day | -4.34% | -0.04% |
1-Month | -83.12% | -6.20% |
1-Year | -64.27% | -2.62% |
3-Year CAGR | 6.90% | 20.37% |
5-Year CAGR | 56.14% | 8.94% |
* Compound Annual Growth Rate
Here are more details on the MASTER TRUST share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of MASTER TRUST hold a 72.5% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MASTER TRUST and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, MASTER TRUST paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of MASTER TRUST, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.