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- MAHINDRA & MAHINDRA FINANCIAL SERVICES - IREDA
MAHINDRA & MAHINDRA FINANCIAL SERVICES vs IREDA - Comparison Results
Current Valuations
| MAHINDRA & MAHINDRA FINANCIAL SERVICES | IREDA | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ IREDA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 15.8 | 38.8 | 40.8% | View Chart |
| P/BV | x | 1.7 | 6.5 | 25.8% | View Chart |
| Dividend Yield | % | 2.3 | 0.0 | - |
Financials
 MAHINDRA & MAHINDRA FINANCIAL SERVICES  IREDA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
IREDA Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ IREDA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 346 | 215 | 161.1% | |
| Low | Rs | 232 | 50 | 464.1% | |
| Income per share (Unadj.) | Rs | 128.0 | 18.5 | 692.9% | |
| Earnings per share (Unadj.) | Rs | 15.7 | 4.7 | 336.1% | |
| Cash flow per share (Unadj.) | Rs | 71.0 | -101.2 | -70.2% | |
| Dividends per share (Unadj.) | Rs | 6.30 | 0 | - | |
| Avg Dividend yield | % | 2.2 | 0 | - | |
| Book value per share (Unadj.) | Rs | 161.2 | 31.8 | 506.3% | |
| Shares outstanding (eoy) | m | 1,234.39 | 2,687.76 | 45.9% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.3 | 7.2 | 31.5% | |
| Avg P/E ratio | x | 18.5 | 28.4 | 65.0% | |
| Avg P/CF ratio | x | 18.2 | 1.2 | 1,551.0% | |
| Avg Price/Bookvalue ratio | x | 1.8 | 4.2 | 43.1% | |
| Dividend payout | % | 40.2 | 0 | - | |
| Avg Mkt Cap | Rs m | 356,984 | 356,115 | 100.2% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 22,614 | 713 | 3,170.9% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 157,969 | 49,639 | 318.2% | |
| Other income | Rs m | 1,817 | 851 | 213.5% | |
| Interest expense | Rs m | 69,592 | 31,641 | 219.9% | |
| Net interest income | Rs m | 88,377 | 17,998 | 491.0% | |
| Operating expense | Rs m | 62,125 | 1,693 | 3,668.5% | |
| Gross profit | Rs m | 26,252 | 16,305 | 161.0% | |
| Gross profit margin | % | 16.6 | 32.8 | 50.6% | |
| Provisions/contingencies | Rs m | 261 | 290,558 | 0.1% | |
| Profit before tax | Rs m | 25,882 | 16,852 | 153.6% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -104 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 6,451 | 4,330 | 149.0% | |
| Profit after tax | Rs m | 19,327 | 12,522 | 154.3% | |
| Net profit margin | % | 12.2 | 25.2 | 48.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 37,577 | 0 | - | |
| Deposits | Rs m | 71,747 | 0 | - | |
| Credit/Deposit ratio | x | 52.4 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 6.8 | 0 | - | |
| Net Interest Margin | % | 62.9 | 3.0 | 2,114.2% | |
| Net fixed assets | Rs m | 10,080 | 3,611 | 279.2% | |
| Share capital | Rs m | 2,469 | 26,878 | 9.2% | |
| Free reserves | Rs m | 196,559 | 58,717 | 334.8% | |
| Net worth | Rs m | 199,028 | 85,594 | 232.5% | |
| Borrowings | Rs m | 53,682 | 19,376 | 277.1% | |
| Investments | Rs m | 102,915 | 604,905 | 17.0% | |
| Total assets | Rs m | 1,229,140 | 642,575 | 191.3% | |
| Debt/equity ratio | x | 0.6 | 0.2 | 278.4% | |
| Return on assets | % | 1.6 | 1.9 | 80.7% | |
| Return on equity | % | 9.7 | 14.6 | 66.4% | |
| Capital adequacy ratio | % | 18.9 | 20.1 | 93.8% | |
| Net NPAs | % | 1.3 | 1.0 | 129.3% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -184,486 | -110,996 | 166.2% | |
| From Investments | Rs m | 26,703 | -232 | -11,528.7% | |
| From Financial Activity | Rs m | 160,949 | 110,586 | 145.5% | |
| Net Cashflow | Rs m | 3,170 | -642 | -493.5% | |
Share Holding
| Indian Promoters | % | 52.2 | 75.0 | 69.5% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 41.8 | 2.4 | 1,762.0% | |
| FIIs | % | 10.2 | 2.0 | 504.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 47.8 | 25.0 | 191.4% | |
| Shareholders | 211,051 | 2,616,555 | 8.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
More on M&M Financial vs IREDA
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
M&M Financial vs IREDA Share Price Performance
| Period | M&M Financial | IREDA |
|---|---|---|
| 1-Day | -0.26% | 5.76% |
| 1-Month | -0.40% | 4.80% |
| 1-Year | 0.44% | 247.56% |
| 3-Year CAGR | 20.59% | 51.48% |
| 5-Year CAGR | 4.60% | 28.29% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the IREDA share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of IREDA the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of IREDA.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
IREDA paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of IREDA.
For a sector overview, read our finance sector report.
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