L&T FINANCE | SPANDANA SPHOORTY FINANCIAL | L&T FINANCE/ SPANDANA SPHOORTY FINANCIAL |
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P/E (TTM) | x | 13.5 | 27.9 | 48.4% | View Chart |
P/BV | x | 1.5 | 0.7 | 200.7% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE SPANDANA SPHOORTY FINANCIAL |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
SPANDANA SPHOORTY FINANCIAL Mar-24 |
L&T FINANCE/ SPANDANA SPHOORTY FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 1,243 | 14.4% | |
Low | Rs | 82 | 528 | 15.6% | |
Income per share (Unadj.) | Rs | 54.6 | 339.9 | 16.1% | |
Earnings per share (Unadj.) | Rs | 9.3 | 70.2 | 13.3% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 222.0 | 18.5% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 502.4 | 18.7% | |
Shares outstanding (eoy) | m | 2,488.94 | 71.30 | 3,490.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 2.6 | 91.9% | |
Avg P/E ratio | x | 14.0 | 12.6 | 111.2% | |
Avg P/CF ratio | x | 13.9 | 12.6 | 110.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 1.8 | 79.1% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 63,145 | 515.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 4,732 | 381.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 24,237 | 560.3% | |
Other income | Rs m | 21,574 | 1,102 | 1,957.0% | |
Interest expense | Rs m | 54,001 | 9,297 | 580.9% | |
Net interest income | Rs m | 81,805 | 14,941 | 547.5% | |
Operating expense | Rs m | 71,941 | 9,133 | 787.7% | |
Gross profit | Rs m | 9,864 | 5,807 | 169.9% | |
Gross profit margin | % | 7.3 | 24.0 | 30.3% | |
Provisions/contingencies | Rs m | 214 | 12 | 1,717.3% | |
Profit before tax | Rs m | 30,290 | 6,706 | 451.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | -1 | -4,950.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 1,699 | 419.1% | |
Profit after tax | Rs m | 23,201 | 5,007 | 463.4% | |
Net profit margin | % | 17.1 | 20.7 | 82.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 110,143 | 738.7% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 13.4 | 64.6% | |
Net fixed assets | Rs m | 5,194 | 524 | 991.5% | |
Share capital | Rs m | 24,889 | 713 | 3,490.8% | |
Free reserves | Rs m | 208,398 | 35,112 | 593.5% | |
Net worth | Rs m | 233,288 | 35,825 | 651.2% | |
Borrowings | Rs m | 224,028 | 0 | - | |
Investments | Rs m | 133,480 | 1,678 | 7,956.6% | |
Total assets | Rs m | 1,008,606 | 132,498 | 761.2% | |
Debt/equity ratio | x | 1.0 | 0 | - | |
Return on assets | % | 2.3 | 3.8 | 60.9% | |
Return on equity | % | 9.9 | 14.0 | 71.2% | |
Capital adequacy ratio | % | 22.8 | 32.0 | 71.5% | |
Net NPAs | % | 1.7 | 0.3 | 521.9% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -27,069 | -24.9% | |
From Investments | Rs m | 8,486 | 864 | 982.3% | |
From Financial Activity | Rs m | -70,374 | 32,054 | -219.6% | |
Net Cashflow | Rs m | -55,153 | 5,849 | -942.9% |
Indian Promoters | % | 66.3 | 14.7 | 449.7% | |
Foreign collaborators | % | 0.0 | 41.1 | - | |
Indian inst/Mut Fund | % | 19.1 | 30.0 | 63.6% | |
FIIs | % | 6.7 | 22.6 | 29.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 44.2 | 76.3% | |
Shareholders | 787,291 | 73,889 | 1,065.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | SPANDANA SPHOORTY FINANCIAL |
---|---|---|
1-Day | 0.87% | 1.40% |
1-Month | -11.52% | -22.08% |
1-Year | 0.25% | -61.55% |
3-Year CAGR | 20.97% | -5.37% |
5-Year CAGR | 8.51% | -21.70% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the SPANDANA SPHOORTY FINANCIAL share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of SPANDANA SPHOORTY FINANCIAL the stake stands at 55.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of SPANDANA SPHOORTY FINANCIAL.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
SPANDANA SPHOORTY FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of SPANDANA SPHOORTY FINANCIAL.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.