L&T FINANCE | SUNDARAM FINANCE | L&T FINANCE/ SUNDARAM FINANCE |
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P/E (TTM) | x | 13.5 | 28.5 | 47.5% | View Chart |
P/BV | x | 1.5 | 4.1 | 36.4% | View Chart |
Dividend Yield | % | 1.8 | 0.7 | 244.1% |
L&T FINANCE SUNDARAM FINANCE |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
SUNDARAM FINANCE Mar-24 |
L&T FINANCE/ SUNDARAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 4,300 | 4.2% | |
Low | Rs | 82 | 2,211 | 3.7% | |
Income per share (Unadj.) | Rs | 54.6 | 659.4 | 8.3% | |
Earnings per share (Unadj.) | Rs | 9.3 | 130.3 | 7.2% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 326.6 | 12.6% | |
Dividends per share (Unadj.) | Rs | 2.50 | 30.00 | 8.3% | |
Avg Dividend yield | % | 1.9 | 0.9 | 207.6% | |
Book value per share (Unadj.) | Rs | 93.7 | 1,004.6 | 9.3% | |
Shares outstanding (eoy) | m | 2,488.94 | 110.21 | 2,258.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 4.9 | 48.5% | |
Avg P/E ratio | x | 14.0 | 25.0 | 56.1% | |
Avg P/CF ratio | x | 13.9 | 24.9 | 55.9% | |
Avg Price/Bookvalue ratio | x | 1.4 | 3.2 | 43.0% | |
Dividend payout | % | 26.8 | 23.0 | 116.5% | |
Avg Mkt Cap | Rs m | 325,304 | 358,757 | 90.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 8,321 | 217.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 72,671 | 186.9% | |
Other income | Rs m | 21,574 | 184 | 11,737.8% | |
Interest expense | Rs m | 54,001 | 34,179 | 158.0% | |
Net interest income | Rs m | 81,805 | 38,493 | 212.5% | |
Operating expense | Rs m | 71,941 | 16,319 | 440.8% | |
Gross profit | Rs m | 9,864 | 22,173 | 44.5% | |
Gross profit margin | % | 7.3 | 30.5 | 23.8% | |
Provisions/contingencies | Rs m | 214 | 66 | 322.0% | |
Profit before tax | Rs m | 30,290 | 19,611 | 154.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | -4,063 | -0.7% | |
Prior Period Items | Rs m | 0 | 4,199 | 0.0% | |
Tax | Rs m | 7,119 | 5,387 | 132.2% | |
Profit after tax | Rs m | 23,201 | 14,360 | 161.6% | |
Net profit margin | % | 17.1 | 19.8 | 86.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 410,732 | 198.1% | |
Deposits | Rs m | 0 | 79,707 | 0.0% | |
Credit/Deposit ratio | x | 0 | 515.3 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 6.7 | - | |
Net Interest Margin | % | 8.6 | 8.1 | 106.3% | |
Net fixed assets | Rs m | 5,194 | 13,122 | 39.6% | |
Share capital | Rs m | 24,889 | 1,102 | 2,258.6% | |
Free reserves | Rs m | 208,398 | 109,612 | 190.1% | |
Net worth | Rs m | 233,288 | 110,714 | 210.7% | |
Borrowings | Rs m | 224,028 | 46,584 | 480.9% | |
Investments | Rs m | 133,480 | 62,903 | 212.2% | |
Total assets | Rs m | 1,008,606 | 642,313 | 157.0% | |
Debt/equity ratio | x | 1.0 | 1.1 | 84.2% | |
Return on assets | % | 2.3 | 2.2 | 102.9% | |
Return on equity | % | 9.9 | 13.0 | 76.7% | |
Capital adequacy ratio | % | 22.8 | 20.5 | 111.4% | |
Net NPAs | % | 1.7 | 1.3 | 133.6% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -84,859 | -7.9% | |
From Investments | Rs m | 8,486 | 889 | 954.6% | |
From Financial Activity | Rs m | -70,374 | 87,543 | -80.4% | |
Net Cashflow | Rs m | -55,153 | 3,574 | -1,543.4% |
Indian Promoters | % | 66.3 | 35.0 | 189.4% | |
Foreign collaborators | % | 0.0 | 2.2 | - | |
Indian inst/Mut Fund | % | 19.1 | 26.4 | 72.1% | |
FIIs | % | 6.7 | 18.4 | 36.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 62.8 | 53.7% | |
Shareholders | 787,291 | 44,168 | 1,782.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | Sundaram Finance |
---|---|---|
1-Day | 0.87% | -1.11% |
1-Month | -11.52% | -18.72% |
1-Year | 0.25% | 28.67% |
3-Year CAGR | 20.97% | 20.31% |
5-Year CAGR | 8.51% | 19.81% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the Sundaram Finance share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of Sundaram Finance the stake stands at 37.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of Sundaram Finance.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
Sundaram Finance paid Rs 30.0, and its dividend payout ratio stood at 23.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of Sundaram Finance.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.