L&T FINANCE | MASTER TRUST | L&T FINANCE/ MASTER TRUST |
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P/E (TTM) | x | 13.5 | 13.6 | 99.7% | View Chart |
P/BV | x | 1.5 | 3.9 | 38.5% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE MASTER TRUST |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
MASTER TRUST Mar-24 |
L&T FINANCE/ MASTER TRUST |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 826 | 21.7% | |
Low | Rs | 82 | 112 | 73.4% | |
Income per share (Unadj.) | Rs | 54.6 | 229.3 | 23.8% | |
Earnings per share (Unadj.) | Rs | 9.3 | 49.7 | 18.8% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 198.4 | 20.7% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 220.4 | 42.5% | |
Shares outstanding (eoy) | m | 2,488.94 | 21.75 | 11,443.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 2.0 | 117.0% | |
Avg P/E ratio | x | 14.0 | 9.4 | 148.5% | |
Avg P/CF ratio | x | 13.9 | 8.7 | 159.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 2.1 | 65.5% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 10,204 | 3,187.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 862 | 2,095.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 4,986 | 2,723.6% | |
Other income | Rs m | 21,574 | 19 | 113,012.0% | |
Interest expense | Rs m | 54,001 | 565 | 9,557.8% | |
Net interest income | Rs m | 81,805 | 4,421 | 1,850.3% | |
Operating expense | Rs m | 71,941 | 2,966 | 2,425.5% | |
Gross profit | Rs m | 9,864 | 1,455 | 677.9% | |
Gross profit margin | % | 7.3 | 29.2 | 24.9% | |
Provisions/contingencies | Rs m | 214 | 90 | 238.7% | |
Profit before tax | Rs m | 30,290 | 1,438 | 2,106.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | -74,250.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 357 | 1,991.6% | |
Profit after tax | Rs m | 23,201 | 1,081 | 2,146.7% | |
Net profit margin | % | 17.1 | 21.7 | 78.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 1,635.4 | 0.5% | |
Net fixed assets | Rs m | 5,194 | 153 | 3,394.4% | |
Share capital | Rs m | 24,889 | 109 | 22,788.3% | |
Free reserves | Rs m | 208,398 | 4,684 | 4,449.2% | |
Net worth | Rs m | 233,288 | 4,793 | 4,867.1% | |
Borrowings | Rs m | 224,028 | 1,077 | 20,805.4% | |
Investments | Rs m | 133,480 | 270 | 49,374.9% | |
Total assets | Rs m | 1,008,606 | 17,823 | 5,659.0% | |
Debt/equity ratio | x | 1.0 | 0.2 | 427.5% | |
Return on assets | % | 2.3 | 6.1 | 37.9% | |
Return on equity | % | 9.9 | 22.5 | 44.1% | |
Capital adequacy ratio | % | 22.8 | 0 | - | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | 4,579 | 147.1% | |
From Investments | Rs m | 8,486 | -4,926 | -172.3% | |
From Financial Activity | Rs m | -70,374 | 249 | -28,219.7% | |
Net Cashflow | Rs m | -55,153 | -98 | 56,347.9% |
Indian Promoters | % | 66.3 | 72.5 | 91.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.1 | 27,228.6% | |
FIIs | % | 6.7 | 0.1 | 9,614.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 27.5 | 122.5% | |
Shareholders | 787,291 | 6,396 | 12,309.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | MASTER TRUST |
---|---|---|
1-Day | 0.87% | 2.76% |
1-Month | -11.52% | -82.35% |
1-Year | 0.25% | -60.78% |
3-Year CAGR | 20.97% | 8.50% |
5-Year CAGR | 8.51% | 54.41% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the MASTER TRUST share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of MASTER TRUST the stake stands at 72.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of MASTER TRUST.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
MASTER TRUST paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of MASTER TRUST.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.