L&T FINANCE | LAKSHMI FINANCE | L&T FINANCE/ LAKSHMI FINANCE |
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P/E (TTM) | x | 13.5 | 5.1 | 263.0% | View Chart |
P/BV | x | 1.5 | 1.3 | 118.3% | View Chart |
Dividend Yield | % | 1.8 | 1.7 | 106.4% |
L&T FINANCE LAKSHMI FINANCE |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
LAKSHMI FINANCE Mar-24 |
L&T FINANCE/ LAKSHMI FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 249 | 72.0% | |
Low | Rs | 82 | 106 | 78.1% | |
Income per share (Unadj.) | Rs | 54.6 | 49.5 | 110.2% | |
Earnings per share (Unadj.) | Rs | 9.3 | 34.6 | 26.9% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 49.0 | 83.6% | |
Dividends per share (Unadj.) | Rs | 2.50 | 4.00 | 62.5% | |
Avg Dividend yield | % | 1.9 | 2.3 | 84.7% | |
Book value per share (Unadj.) | Rs | 93.7 | 188.4 | 49.8% | |
Shares outstanding (eoy) | m | 2,488.94 | 3.00 | 82,964.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 3.6 | 67.0% | |
Avg P/E ratio | x | 14.0 | 5.1 | 273.9% | |
Avg P/CF ratio | x | 13.9 | 5.1 | 271.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.9 | 148.4% | |
Dividend payout | % | 26.8 | 11.6 | 231.9% | |
Avg Mkt Cap | Rs m | 325,304 | 531 | 61,245.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 16 | 114,110.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 149 | 91,420.9% | |
Other income | Rs m | 21,574 | 0 | 6,345,294.1% | |
Interest expense | Rs m | 54,001 | 0 | 45,000,416.7% | |
Net interest income | Rs m | 81,805 | 148 | 55,113.7% | |
Operating expense | Rs m | 71,941 | 19 | 379,637.5% | |
Gross profit | Rs m | 9,864 | 129 | 7,618.2% | |
Gross profit margin | % | 7.3 | 87.2 | 8.3% | |
Provisions/contingencies | Rs m | 214 | 0 | - | |
Profit before tax | Rs m | 30,290 | 128 | 23,636.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 24 | 29,212.1% | |
Profit after tax | Rs m | 23,201 | 104 | 22,358.1% | |
Net profit margin | % | 17.1 | 69.9 | 24.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 28.4 | 30.4% | |
Net fixed assets | Rs m | 5,194 | 2 | 307,307.7% | |
Share capital | Rs m | 24,889 | 30 | 82,964.7% | |
Free reserves | Rs m | 208,398 | 535 | 38,942.7% | |
Net worth | Rs m | 233,288 | 565 | 41,279.6% | |
Borrowings | Rs m | 224,028 | 0 | - | |
Investments | Rs m | 133,480 | 522 | 25,557.2% | |
Total assets | Rs m | 1,008,606 | 597 | 168,886.3% | |
Debt/equity ratio | x | 1.0 | 0 | - | |
Return on assets | % | 2.3 | 17.4 | 13.2% | |
Return on equity | % | 9.9 | 18.4 | 54.2% | |
Capital adequacy ratio | % | 22.8 | 0 | - | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -33 | -20,601.7% | |
From Investments | Rs m | 8,486 | 76 | 11,117.8% | |
From Financial Activity | Rs m | -70,374 | -9 | 815,460.0% | |
Net Cashflow | Rs m | -55,153 | 35 | -157,535.8% |
Indian Promoters | % | 66.3 | 43.5 | 152.3% | |
Foreign collaborators | % | 0.0 | 3.5 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.0 | 63,533.3% | |
FIIs | % | 6.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 53.0 | 63.6% | |
Shareholders | 787,291 | 5,201 | 15,137.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | LAKSHMI FINANCE |
---|---|---|
1-Day | 0.87% | 1.13% |
1-Month | -11.52% | -9.92% |
1-Year | 0.25% | 60.61% |
3-Year CAGR | 20.97% | 11.44% |
5-Year CAGR | 8.51% | 34.04% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the LAKSHMI FINANCE share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of LAKSHMI FINANCE the stake stands at 47.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of LAKSHMI FINANCE.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
LAKSHMI FINANCE paid Rs 4.0, and its dividend payout ratio stood at 11.6%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of LAKSHMI FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.