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- Indian - finance
- L&T FINANCE - INDIA FINSEC
L&T FINANCE vs INDIA FINSEC - Comparison Results
Current Valuations
| L&T FINANCE | INDIA FINSEC | L&T FINANCE/ INDIA FINSEC |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 13.5 | 32.3 | 41.9% | View Chart |
| P/BV | x | 1.5 | 5.8 | 25.9% | View Chart |
| Dividend Yield | % | 1.8 | 0.0 | - |
Financials
 L&T FINANCE  INDIA FINSEC |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| L&T FINANCE Mar-24 |
INDIA FINSEC Mar-24 |
L&T FINANCE/ INDIA FINSEC |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 179 | 86 | 208.0% | |
| Low | Rs | 82 | 18 | 454.0% | |
| Income per share (Unadj.) | Rs | 54.6 | 25.5 | 213.6% | |
| Earnings per share (Unadj.) | Rs | 9.3 | 3.1 | 304.2% | |
| Cash flow per share (Unadj.) | Rs | 41.0 | -566.3 | -7.2% | |
| Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
| Avg Dividend yield | % | 1.9 | 0 | - | |
| Book value per share (Unadj.) | Rs | 93.7 | 27.4 | 341.8% | |
| Shares outstanding (eoy) | m | 2,488.94 | 24.94 | 9,979.7% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.4 | 2.0 | 117.4% | |
| Avg P/E ratio | x | 14.0 | 17.0 | 82.5% | |
| Avg P/CF ratio | x | 13.9 | 0.1 | 15,548.0% | |
| Avg Price/Bookvalue ratio | x | 1.4 | 1.9 | 73.4% | |
| Dividend payout | % | 26.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 325,304 | 1,299 | 25,033.8% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 18,064 | 146 | 12,397.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 135,806 | 637 | 21,318.9% | |
| Other income | Rs m | 21,574 | 4 | 489,206.3% | |
| Interest expense | Rs m | 54,001 | 233 | 23,141.4% | |
| Net interest income | Rs m | 81,805 | 404 | 20,265.4% | |
| Operating expense | Rs m | 71,941 | 226 | 31,779.0% | |
| Gross profit | Rs m | 9,864 | 177 | 5,563.8% | |
| Gross profit margin | % | 7.3 | 27.8 | 26.1% | |
| Provisions/contingencies | Rs m | 214 | 14,466 | 1.5% | |
| Profit before tax | Rs m | 30,290 | 161 | 18,839.6% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 30 | -45 | -65.6% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 7,119 | 39 | 18,221.1% | |
| Profit after tax | Rs m | 23,201 | 76 | 30,359.9% | |
| Net profit margin | % | 17.1 | 12.0 | 142.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 813,594 | 2,775 | 29,320.1% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 8.6 | 14.5 | 59.5% | |
| Net fixed assets | Rs m | 5,194 | 88 | 5,897.0% | |
| Share capital | Rs m | 24,889 | 249 | 9,978.9% | |
| Free reserves | Rs m | 208,398 | 435 | 47,961.6% | |
| Net worth | Rs m | 233,288 | 684 | 34,109.9% | |
| Borrowings | Rs m | 224,028 | 208 | 107,623.0% | |
| Investments | Rs m | 133,480 | 5 | 2,591,846.6% | |
| Total assets | Rs m | 1,008,606 | 3,016 | 33,443.7% | |
| Debt/equity ratio | x | 1.0 | 0.3 | 315.5% | |
| Return on assets | % | 2.3 | 2.5 | 90.8% | |
| Return on equity | % | 9.9 | 11.2 | 89.0% | |
| Capital adequacy ratio | % | 22.8 | 0.2 | 9,930.4% | |
| Net NPAs | % | 1.7 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 6,735 | -153 | -4,408.4% | |
| From Investments | Rs m | 8,486 | 2 | 479,446.3% | |
| From Financial Activity | Rs m | -70,374 | 128 | -54,842.7% | |
| Net Cashflow | Rs m | -55,153 | -23 | 243,180.3% | |
Share Holding
| Indian Promoters | % | 66.3 | 60.5 | 109.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 19.1 | 0.0 | - | |
| FIIs | % | 6.7 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 33.7 | 39.5 | 85.3% | |
| Shareholders | 787,291 | 857 | 91,865.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 40.5 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
More on L&T FINANCE vs INDIA FINSEC
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
L&T FINANCE vs INDIA FINSEC Share Price Performance
| Period | L&T FINANCE | INDIA FINSEC |
|---|---|---|
| 1-Day | 0.87% | -0.47% |
| 1-Month | -11.52% | 12.78% |
| 1-Year | 0.25% | 214.33% |
| 3-Year CAGR | 20.97% | 114.52% |
| 5-Year CAGR | 8.51% | 62.36% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the INDIA FINSEC share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of INDIA FINSEC the stake stands at 60.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of INDIA FINSEC.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
INDIA FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of INDIA FINSEC.
For a sector overview, read our finance sector report.
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