L&T FINANCE | BNK CAPITAL | L&T FINANCE/ BNK CAPITAL |
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P/E (TTM) | x | 13.5 | 22.8 | 59.4% | View Chart |
P/BV | x | 1.5 | 0.5 | 315.6% | View Chart |
Dividend Yield | % | 1.8 | 0.5 | 334.2% |
L&T FINANCE BNK CAPITAL |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
BNK CAPITAL Mar-24 |
L&T FINANCE/ BNK CAPITAL |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 439 | 40.8% | |
Low | Rs | 82 | 220 | 37.5% | |
Income per share (Unadj.) | Rs | 54.6 | 26.5 | 206.2% | |
Earnings per share (Unadj.) | Rs | 9.3 | 20.2 | 46.3% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 24.8 | 165.2% | |
Dividends per share (Unadj.) | Rs | 2.50 | 2.50 | 100.0% | |
Avg Dividend yield | % | 1.9 | 0.8 | 252.1% | |
Book value per share (Unadj.) | Rs | 93.7 | 986.4 | 9.5% | |
Shares outstanding (eoy) | m | 2,488.94 | 10.00 | 24,889.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 12.5 | 19.2% | |
Avg P/E ratio | x | 14.0 | 16.3 | 85.8% | |
Avg P/CF ratio | x | 13.9 | 15.0 | 92.6% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.3 | 417.5% | |
Dividend payout | % | 26.8 | 12.4 | 216.2% | |
Avg Mkt Cap | Rs m | 325,304 | 3,295 | 9,873.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 2 | 768,668.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 265 | 51,328.8% | |
Other income | Rs m | 21,574 | 2 | 1,331,728.4% | |
Interest expense | Rs m | 54,001 | 0 | - | |
Net interest income | Rs m | 81,805 | 265 | 30,918.9% | |
Operating expense | Rs m | 71,941 | 5 | 1,324,885.8% | |
Gross profit | Rs m | 9,864 | 259 | 3,806.4% | |
Gross profit margin | % | 7.3 | 97.9 | 7.4% | |
Provisions/contingencies | Rs m | 214 | 18 | 1,186.1% | |
Profit before tax | Rs m | 30,290 | 261 | 11,616.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 59 | 12,017.2% | |
Profit after tax | Rs m | 23,201 | 202 | 11,513.0% | |
Net profit margin | % | 17.1 | 76.2 | 22.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 2.7 | 314.5% | |
Net fixed assets | Rs m | 5,194 | 0 | - | |
Share capital | Rs m | 24,889 | 100 | 24,889.4% | |
Free reserves | Rs m | 208,398 | 9,764 | 2,134.3% | |
Net worth | Rs m | 233,288 | 9,864 | 2,365.0% | |
Borrowings | Rs m | 224,028 | 0 | - | |
Investments | Rs m | 133,480 | 9,632 | 1,385.8% | |
Total assets | Rs m | 1,008,606 | 10,358 | 9,737.5% | |
Debt/equity ratio | x | 1.0 | 0 | - | |
Return on assets | % | 2.3 | 1.9 | 118.2% | |
Return on equity | % | 9.9 | 2.0 | 486.8% | |
Capital adequacy ratio | % | 22.8 | 137.2 | 16.7% | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | 194 | 3,475.1% | |
From Investments | Rs m | 8,486 | -174 | -4,874.0% | |
From Financial Activity | Rs m | -70,374 | -25 | 281,496.8% | |
Net Cashflow | Rs m | -55,153 | -5 | 1,038,668.5% |
Indian Promoters | % | 66.3 | 75.0 | 88.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 2.9 | 655.0% | |
FIIs | % | 6.7 | 2.9 | 231.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 25.0 | 134.8% | |
Shareholders | 787,291 | 2,249 | 35,006.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | BNK CAPITAL |
---|---|---|
1-Day | 0.87% | -2.52% |
1-Month | -11.52% | -5.71% |
1-Year | 0.25% | 73.50% |
3-Year CAGR | 20.97% | 23.13% |
5-Year CAGR | 8.51% | 42.33% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the BNK CAPITAL share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of BNK CAPITAL the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of BNK CAPITAL.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
BNK CAPITAL paid Rs 2.5, and its dividend payout ratio stood at 12.4%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of BNK CAPITAL.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.