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LAKSHMI FINANCE vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    LAKSHMI FINANCE SHRIRAM CITY UNION LAKSHMI FINANCE/
SHRIRAM CITY UNION
 
P/E (TTM) x 5.1 9.3 54.4% View Chart
P/BV x 1.2 1.4 88.9% View Chart
Dividend Yield % 1.7 1.9 88.5%  

Financials

 LAKSHMI FINANCE   SHRIRAM CITY UNION
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-24
SHRIRAM CITY UNION
Mar-22
LAKSHMI FINANCE/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs2492,600 9.6%   
Low Rs1061,378 7.7%   
Income per share (Unadj.) Rs49.51,061.5 4.7%  
Earnings per share (Unadj.) Rs34.6172.9 20.0%  
Cash flow per share (Unadj.) Rs49.0-5,605.2 -0.9%  
Dividends per share (Unadj.) Rs4.0037.00 10.8%  
Avg Dividend yield %2.31.9 121.5%  
Book value per share (Unadj.) Rs188.41,379.6 13.7%  
Shares outstanding (eoy) m3.0066.63 4.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.61.9 190.8%   
Avg P/E ratio x5.111.5 44.5%  
Avg P/CF ratio x5.10.3 1,647.0%  
Avg Price/Bookvalue ratio x0.91.4 65.2%  
Dividend payout %11.621.4 54.0%   
Avg Mkt Cap Rs m531132,538 0.4%   
No. of employees `000NANA-   
Total wages & salary Rs m1610,576 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m14970,730 0.2%  
Other income Rs m070 0.5%   
Interest expense Rs m028,301 0.0%   
Net interest income Rs m14842,428 0.3%  
Operating expense Rs m1925,950 0.1%   
Gross profit Rs m12916,479 0.8%  
Gross profit margin %87.223.3 374.1%  
Provisions/contingencies Rs m0414,981 0.0%   
Profit before tax Rs m12815,686 0.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-130 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m244,039 0.6%   
Profit after tax Rs m10411,518 0.9%  
Net profit margin %69.916.3 429.0%  
BALANCE SHEET DATA
Advances Rs m0355,460 0.0%   
Deposits Rs m068,245 0.0%  
Credit/Deposit ratio x0520.9- 
Yield on advances %00-  
Cost of deposits %08.0-  
Net Interest Margin %28.411.5 247.7%  
Net fixed assets Rs m22,514 0.1%   
Share capital Rs m30666 4.5%   
Free reserves Rs m53591,253 0.6%   
Net worth Rs m56591,920 0.6%   
Borrowings Rs m027,264 0.0%   
Investments Rs m52214,374 3.6%   
Total assets Rs m597485,553 0.1%  
Debt/equity ratio x01.0 0.0%   
Return on assets %17.42.4 732.5%  
Return on equity %18.412.5 146.5%  
Capital adequacy ratio %026.8 0.0%  
Net NPAs %03.3 0.0%  
CASH FLOW
From Operations Rs m-33-38,613 0.1%  
From Investments Rs m76-1,338 -5.7%  
From Financial Activity Rs m-953,477 -0.0%  
Net Cashflow Rs m3513,527 0.3%  

Share Holding

Indian Promoters % 43.5 36.9 118.1%  
Foreign collaborators % 3.5 0.0 -  
Indian inst/Mut Fund % 0.0 33.0 0.1%  
FIIs % 0.0 26.9 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 63.1 83.9%  
Shareholders   5,201 22,900 22.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on LAKSHMI FINANCE vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs SHRIRAM CITY UNION Share Price Performance

Period LAKSHMI FINANCE SHRIRAM CITY UNION
1-Day -1.30% 0.14%
1-Month -11.09% 4.33%
1-Year 59.93% -0.93%
3-Year CAGR 10.95% 13.37%
5-Year CAGR 33.69% -1.05%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 4.0 per share. This amounted to a Dividend Payout ratio of 11.6%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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