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LAKSHMI FINANCE vs HDFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    LAKSHMI FINANCE HDFC LAKSHMI FINANCE/
HDFC
 
P/E (TTM) x 5.1 30.6 16.6% View Chart
P/BV x 1.2 2.5 49.3% View Chart
Dividend Yield % 1.7 1.6 105.7%  

Financials

 LAKSHMI FINANCE   HDFC
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-24
HDFC
Mar-23
LAKSHMI FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs2492,855 8.7%   
Low Rs1062,027 5.2%   
Income per share (Unadj.) Rs49.5833.7 5.9%  
Earnings per share (Unadj.) Rs34.6142.6 24.3%  
Cash flow per share (Unadj.) Rs49.0692.5 7.1%  
Dividends per share (Unadj.) Rs4.0044.00 9.1%  
Avg Dividend yield %2.31.8 125.3%  
Book value per share (Unadj.) Rs188.41,090.0 17.3%  
Shares outstanding (eoy) m3.001,834.56 0.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.62.9 122.1%   
Avg P/E ratio x5.117.1 29.9%  
Avg P/CF ratio x5.117.1 30.0%  
Avg Price/Bookvalue ratio x0.92.2 42.0%  
Dividend payout %11.630.9 37.5%   
Avg Mkt Cap Rs m5314,478,060 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m1621,600 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1491,529,403 0.0%  
Other income Rs m021,598 0.0%   
Interest expense Rs m0370,286 0.0%   
Net interest income Rs m1481,159,117 0.0%  
Operating expense Rs m19965,098 0.0%   
Gross profit Rs m129194,018 0.1%  
Gross profit margin %87.212.7 687.1%  
Provisions/contingencies Rs m0607 0.0%   
Profit before tax Rs m128321,306 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-15,389 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m2444,308 0.1%   
Profit after tax Rs m104261,609 0.0%  
Net profit margin %69.917.1 408.4%  
BALANCE SHEET DATA
Advances Rs m06,245,515 0.0%   
Deposits Rs m01,109,979 0.0%  
Credit/Deposit ratio x0562.7- 
Yield on advances %00-  
Cost of deposits %09.4-  
Net Interest Margin %28.411.1 255.5%  
Net fixed assets Rs m298,012 0.0%   
Share capital Rs m303,669 0.8%   
Free reserves Rs m5351,996,058 0.0%   
Net worth Rs m5651,999,727 0.0%   
Borrowings Rs m0876,846 0.0%   
Investments Rs m5224,173,582 0.0%   
Total assets Rs m59710,897,807 0.0%  
Debt/equity ratio x01.0 0.0%   
Return on assets %17.42.4 723.8%  
Return on equity %18.413.1 140.4%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-33-473,285 0.0%  
From Investments Rs m76-215,235 -0.0%  
From Financial Activity Rs m-9693,206 -0.0%  
Net Cashflow Rs m354,687 0.7%  

Share Holding

Indian Promoters % 43.5 0.0 -  
Foreign collaborators % 3.5 0.0 -  
Indian inst/Mut Fund % 0.0 87.9 0.0%  
FIIs % 0.0 63.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 100.0 53.0%  
Shareholders   5,201 720,777 0.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on LAKSHMI FINANCE vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs HDFC Share Price Performance

Period LAKSHMI FINANCE HDFC
1-Day -1.30% -0.62%
1-Month -11.09% 3.39%
1-Year 59.93% 22.62%
3-Year CAGR 10.95% 13.92%
5-Year CAGR 33.69% 6.83%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 4.0 per share. This amounted to a Dividend Payout ratio of 11.6%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



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