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LAKSHMI VILAS BANK vs SOUTH IND.BANK - Comparison Results

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Current Valuations

    LAKSHMI VILAS BANK SOUTH IND.BANK LAKSHMI VILAS BANK/
SOUTH IND.BANK
 
P/E (TTM) x -0.3 4.9 - View Chart
P/BV x 0.2 0.7 31.6% View Chart
Dividend Yield % 0.0 1.3 -  

Financials

 LAKSHMI VILAS BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    LAKSHMI VILAS BANK
Mar-20
SOUTH IND.BANK
Mar-24
LAKSHMI VILAS BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs9740 242.4%   
Low Rs1015 71.1%   
Income per share (Unadj.) Rs65.532.9 199.1%  
Earnings per share (Unadj.) Rs-24.84.1 -606.9%  
Cash flow per share (Unadj.) Rs-35.314.2 -248.8%  
Dividends per share (Unadj.) Rs00.30 0.0%  
Avg Dividend yield %01.1 0.0%  
Book value per share (Unadj.) Rs36.433.7 107.9%  
Shares outstanding (eoy) m336.712,615.93 12.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.8 98.7%   
Avg P/E ratio x-2.26.7 -32.4%  
Avg P/CF ratio x-117.43.8 -3,056.5%  
Avg Price/Bookvalue ratio x1.50.8 182.1%  
Dividend payout %07.3 -0.0%   
Avg Mkt Cap Rs m18,14971,755 25.3%   
No. of employees `000NANA-   
Total wages & salary Rs m3,36417,053 19.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m22,06786,128 25.6%  
Other income Rs m3,51315,145 23.2%   
Interest expense Rs m17,79052,808 33.7%   
Net interest income Rs m4,27733,321 12.8%  
Operating expense Rs m7,94529,788 26.7%   
Gross profit Rs m-3,6683,533 -103.8%  
Gross profit margin %-16.64.1 -405.2%  
Provisions/contingencies Rs m8,2067,976 102.9%   
Profit before tax Rs m-11,62115,289 -76.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-3,2604,587 -71.1%   
Profit after tax Rs m-8,36010,702 -78.1%  
Net profit margin %-37.912.4 -304.9%  
BALANCE SHEET DATA
Advances Rs m138,279780,606 17.7%   
Deposits Rs m214,4321,019,191 21.0%  
Credit/Deposit ratio x64.576.6 84.2%  
Yield on advances %12.08.8 135.8%   
Cost of deposits %7.94.8 164.6%   
Net Interest Margin %2.23.3 68.2%  
Net fixed assets Rs m4,6348,211 56.4%   
Share capital Rs m3,3672,616 128.7%   
Free reserves Rs m8,89185,621 10.4%   
Net worth Rs m12,25888,237 13.9%   
Borrowings Rs m7,55739,121 19.3%   
Investments Rs m53,838239,765 22.5%   
Total assets Rs m244,2151,174,125 20.8%  
Debt/equity ratio x18.112.0 151.0%   
Return on assets %-3.40.9 -375.6%  
Return on equity %-68.212.1 -562.3%  
Capital adequacy ratio %1.119.9 5.6%  
Net NPAs %10.01.5 687.7%  
CASH FLOW
From Operations Rs m-4,25070,752 -6.0%  
From Investments Rs m-768-19,859 3.9%  
From Financial Activity Rs m1,728-21,476 -8.0%  
Net Cashflow Rs m-3,29029,417 -11.2%  

Share Holding

Indian Promoters % 6.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.6 16.7 93.5%  
FIIs % 8.7 11.5 75.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 93.2 100.0 93.2%  
Shareholders   98,002 1,247,471 7.9%  
Pledged promoter(s) holding % 37.9 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI VILAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Lakshmi Vilas Bank vs South Ind.Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Lakshmi Vilas Bank vs South Ind.Bank Share Price Performance

Period Lakshmi Vilas Bank South Ind.Bank S&P BSE BANKEX
1-Day 4.79% 0.09% 1.61%
1-Month -52.78% -5.39% -0.07%
1-Year -64.17% -8.62% 18.92%
3-Year CAGR -63.39% 36.30% 11.26%
5-Year CAGR -38.10% 15.26% 10.62%

* Compound Annual Growth Rate

Here are more details on the Lakshmi Vilas Bank share price and the South Ind.Bank share price.

Moving on to shareholding structures...

The promoters of Lakshmi Vilas Bank hold a 6.8% stake in the company. In case of South Ind.Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Lakshmi Vilas Bank and the shareholding pattern of South Ind.Bank.

Finally, a word on dividends...

In the most recent financial year, Lakshmi Vilas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

South Ind.Bank paid Rs 0.3, and its dividend payout ratio stood at 7.3%.

You may visit here to review the dividend history of Lakshmi Vilas Bank, and the dividend history of South Ind.Bank.

For a sector overview, read our banking sector report.



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