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KOTAK MAHINDRA BANK vs KARUR VYSYA BANK - Comparison Results

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Current Valuations

    KOTAK MAHINDRA BANK KARUR VYSYA BANK KOTAK MAHINDRA BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 16.0 9.5 168.8% View Chart
P/BV x 2.7 1.7 158.2% View Chart
Dividend Yield % 0.1 1.1 10.1%  

Financials

 KOTAK MAHINDRA BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    KOTAK MAHINDRA BANK
Mar-24
KARUR VYSYA BANK
Mar-24
KOTAK MAHINDRA BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs2,063205 1,007.1%   
Low Rs1,66793 1,792.3%   
Income per share (Unadj.) Rs282.9102.0 277.4%  
Earnings per share (Unadj.) Rs91.620.0 459.2%  
Cash flow per share (Unadj.) Rs312.443.7 715.1%  
Dividends per share (Unadj.) Rs2.002.40 83.3%  
Avg Dividend yield %0.11.6 6.7%  
Book value per share (Unadj.) Rs653.4124.8 523.7%  
Shares outstanding (eoy) m1,987.92804.38 247.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x6.61.5 451.5%   
Avg P/E ratio x20.47.5 272.7%  
Avg P/CF ratio x14.24.2 335.8%  
Avg Price/Bookvalue ratio x2.91.2 239.1%  
Dividend payout %2.212.0 18.1%   
Avg Mkt Cap Rs m3,707,274119,792 3,094.8%   
No. of employees `000NANA-   
Total wages & salary Rs m103,47314,610 708.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m562,36682,039 685.5%  
Other income Rs m380,37316,587 2,293.2%   
Interest expense Rs m225,67243,947 513.5%   
Net interest income Rs m336,69438,092 883.9%  
Operating expense Rs m458,70826,388 1,738.4%   
Gross profit Rs m-122,01411,705 -1,042.5%  
Gross profit margin %-21.714.3 -152.1%  
Provisions/contingencies Rs m78,59012,243 641.9%   
Profit before tax Rs m238,63421,002 1,136.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m2,3640-   
Tax Rs m58,8664,954 1,188.3%   
Profit after tax Rs m182,13216,048 1,134.9%  
Net profit margin %32.419.6 165.6%  
BALANCE SHEET DATA
Advances Rs m4,303,516736,675 584.2%   
Deposits Rs m4,452,688891,127 499.7%  
Credit/Deposit ratio x96.682.7 116.9%  
Yield on advances %9.59.3 102.2%   
Cost of deposits %4.14.7 86.3%   
Net Interest Margin %5.04.0 125.4%  
Net fixed assets Rs m25,6254,124 621.3%   
Share capital Rs m9,9401,609 617.8%   
Free reserves Rs m1,288,98498,750 1,305.3%   
Net worth Rs m1,298,924100,359 1,294.3%   
Borrowings Rs m751,05624,784 3,030.5%   
Investments Rs m2,464,457223,435 1,103.0%   
Total assets Rs m7,676,6701,055,852 727.1%  
Debt/equity ratio x4.09.1 43.9%   
Return on assets %2.41.5 156.1%  
Return on equity %14.016.0 87.7%  
Capital adequacy ratio %20.616.7 123.3%  
Net NPAs %0.30.4 85.0%  
CASH FLOW
From Operations Rs m156,85029,541 531.0%  
From Investments Rs m-90,969-12,965 701.7%  
From Financial Activity Rs m155,151-6,941 -2,235.1%  
Net Cashflow Rs m222,8109,634 2,312.7%  

Share Holding

Indian Promoters % 25.9 2.1 1,215.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 61.3 52.1 117.6%  
FIIs % 31.7 15.1 210.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.1 97.9 75.7%  
Shareholders   739,755 257,300 287.5%  
Pledged promoter(s) holding % 0.0 4.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KOTAK MAHINDRA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    INDUSIND BANK    


More on Kotak Bank vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Kotak Bank vs Karur Vysya Bank Share Price Performance

Period Kotak Bank Karur Vysya Bank S&P BSE BANKEX
1-Day 1.48% -0.96% 1.61%
1-Month -0.05% -2.10% -0.07%
1-Year 1.04% 39.91% 18.92%
3-Year CAGR -3.45% 61.36% 11.26%
5-Year CAGR 2.36% 29.36% 10.62%

* Compound Annual Growth Rate

Here are more details on the Kotak Bank share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Kotak Bank hold a 25.9% stake in the company. In case of Karur Vysya Bank the stake stands at 2.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Kotak Bank and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Kotak Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 2.2%.

Karur Vysya Bank paid Rs 2.4, and its dividend payout ratio stood at 12.0%.

You may visit here to review the dividend history of Kotak Bank, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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