KOTAK MAHINDRA BANK | J&K BANK | KOTAK MAHINDRA BANK/ J&K BANK |
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P/E (TTM) | x | 16.0 | 5.1 | 312.5% | View Chart |
P/BV | x | 2.7 | 0.9 | 315.5% | View Chart |
Dividend Yield | % | 0.1 | 2.3 | 5.0% |
KOTAK MAHINDRA BANK J&K BANK |
EQUITY SHARE DATA | |||||
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KOTAK MAHINDRA BANK Mar-24 |
J&K BANK Mar-24 |
KOTAK MAHINDRA BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 2,063 | 152 | 1,353.2% | |
Low | Rs | 1,667 | 48 | 3,442.4% | |
Income per share (Unadj.) | Rs | 282.9 | 101.8 | 277.8% | |
Earnings per share (Unadj.) | Rs | 91.6 | 16.1 | 569.6% | |
Cash flow per share (Unadj.) | Rs | 312.4 | 51.2 | 609.9% | |
Dividends per share (Unadj.) | Rs | 2.00 | 2.15 | 93.0% | |
Avg Dividend yield | % | 0.1 | 2.1 | 5.0% | |
Book value per share (Unadj.) | Rs | 653.4 | 110.7 | 590.1% | |
Shares outstanding (eoy) | m | 1,987.92 | 1,101.18 | 180.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 6.6 | 1.0 | 668.4% | |
Avg P/E ratio | x | 20.4 | 6.2 | 326.0% | |
Avg P/CF ratio | x | 14.2 | 4.8 | 293.4% | |
Avg Price/Bookvalue ratio | x | 2.9 | 0.9 | 314.6% | |
Dividend payout | % | 2.2 | 13.4 | 16.3% | |
Avg Mkt Cap | Rs m | 3,707,274 | 110,597 | 3,352.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 103,473 | 25,790 | 401.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 562,366 | 112,132 | 501.5% | |
Other income | Rs m | 380,373 | 8,377 | 4,540.8% | |
Interest expense | Rs m | 225,672 | 60,079 | 375.6% | |
Net interest income | Rs m | 336,694 | 52,053 | 646.8% | |
Operating expense | Rs m | 458,708 | 37,626 | 1,219.1% | |
Gross profit | Rs m | -122,014 | 14,427 | -845.7% | |
Gross profit margin | % | -21.7 | 12.9 | -168.6% | |
Provisions/contingencies | Rs m | 78,590 | 5,105 | 1,539.5% | |
Profit before tax | Rs m | 238,634 | 23,881 | 999.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 2,364 | 13 | 17,962.2% | |
Tax | Rs m | 58,866 | 6,182 | 952.3% | |
Profit after tax | Rs m | 182,132 | 17,712 | 1,028.3% | |
Net profit margin | % | 32.4 | 15.8 | 205.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 4,303,516 | 937,566 | 459.0% | |
Deposits | Rs m | 4,452,688 | 1,347,632 | 330.4% | |
Credit/Deposit ratio | x | 96.6 | 69.6 | 138.9% | |
Yield on advances | % | 9.5 | 9.2 | 103.4% | |
Cost of deposits | % | 4.1 | 4.2 | 97.0% | |
Net Interest Margin | % | 5.0 | 4.0 | 123.0% | |
Net fixed assets | Rs m | 25,625 | 22,083 | 116.0% | |
Share capital | Rs m | 9,940 | 1,101 | 902.5% | |
Free reserves | Rs m | 1,288,984 | 120,826 | 1,066.8% | |
Net worth | Rs m | 1,298,924 | 121,927 | 1,065.3% | |
Borrowings | Rs m | 751,056 | 28,850 | 2,603.3% | |
Investments | Rs m | 2,464,457 | 349,002 | 706.1% | |
Total assets | Rs m | 7,676,670 | 1,545,046 | 496.9% | |
Debt/equity ratio | x | 4.0 | 11.3 | 35.5% | |
Return on assets | % | 2.4 | 1.1 | 207.0% | |
Return on equity | % | 14.0 | 14.5 | 96.5% | |
Capital adequacy ratio | % | 20.6 | 15.4 | 133.3% | |
Net NPAs | % | 0.3 | 0.8 | 43.0% |
CASH FLOW | |||||
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From Operations | Rs m | 156,850 | -8,526 | -1,839.8% | |
From Investments | Rs m | -90,969 | -2,573 | 3,536.1% | |
From Financial Activity | Rs m | 155,151 | 4,074 | 3,808.0% | |
Net Cashflow | Rs m | 222,810 | -7,024 | -3,172.2% |
Indian Promoters | % | 25.9 | 59.4 | 43.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 61.3 | 12.9 | 476.5% | |
FIIs | % | 31.7 | 6.5 | 490.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 74.1 | 40.6 | 182.5% | |
Shareholders | 739,755 | 278,050 | 266.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare KOTAK MAHINDRA BANK With: HDFC BANK AXIS BANK SBI ICICI BANK INDUSIND BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Kotak Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 1.48% | 0.26% | 1.61% |
1-Month | -0.05% | 3.84% | -0.07% |
1-Year | 1.04% | -14.22% | 18.92% |
3-Year CAGR | -3.45% | 34.47% | 11.26% |
5-Year CAGR | 2.36% | 23.81% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Kotak Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Kotak Bank hold a 25.9% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Kotak Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Kotak Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 2.2%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Kotak Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.