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KOTAK MAHINDRA BANK vs BANK OF INDIA - Comparison Results

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Current Valuations

    KOTAK MAHINDRA BANK BANK OF INDIA KOTAK MAHINDRA BANK/
BANK OF INDIA
 
P/E (TTM) x 16.0 6.2 257.2% View Chart
P/BV x 2.7 0.7 405.5% View Chart
Dividend Yield % 0.1 2.7 4.2%  

Financials

 KOTAK MAHINDRA BANK   BANK OF INDIA
EQUITY SHARE DATA
    KOTAK MAHINDRA BANK
Mar-24
BANK OF INDIA
Mar-24
KOTAK MAHINDRA BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs2,063156 1,319.5%   
Low Rs1,66769 2,401.4%   
Income per share (Unadj.) Rs282.9134.1 210.9%  
Earnings per share (Unadj.) Rs91.614.4 635.4%  
Cash flow per share (Unadj.) Rs312.439.1 798.2%  
Dividends per share (Unadj.) Rs2.002.80 71.4%  
Avg Dividend yield %0.12.5 4.3%  
Book value per share (Unadj.) Rs653.4155.0 421.5%  
Shares outstanding (eoy) m1,987.924,552.67 43.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x6.60.8 783.4%   
Avg P/E ratio x20.47.8 260.0%  
Avg P/CF ratio x14.23.6 399.1%  
Avg Price/Bookvalue ratio x2.90.7 392.0%  
Dividend payout %2.219.4 11.2%   
Avg Mkt Cap Rs m3,707,274513,905 721.4%   
No. of employees `000NANA-   
Total wages & salary Rs m103,47392,627 111.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m562,366610,733 92.1%  
Other income Rs m380,37362,331 610.2%   
Interest expense Rs m225,672377,568 59.8%   
Net interest income Rs m336,694233,166 144.4%  
Operating expense Rs m458,708153,062 299.7%   
Gross profit Rs m-122,01480,104 -152.3%  
Gross profit margin %-21.713.1 -165.4%  
Provisions/contingencies Rs m78,59078,590 100.0%   
Profit before tax Rs m238,634101,931 234.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-21 -0.0%   
Prior Period Items Rs m2,3641,820 129.8%   
Tax Rs m58,86638,086 154.6%   
Profit after tax Rs m182,13265,645 277.5%  
Net profit margin %32.410.7 301.3%  
BALANCE SHEET DATA
Advances Rs m4,303,5165,666,438 75.9%   
Deposits Rs m4,452,6887,406,114 60.1%  
Credit/Deposit ratio x96.676.5 126.3%  
Yield on advances %9.57.6 124.8%   
Cost of deposits %4.14.2 96.7%   
Net Interest Margin %5.02.9 171.0%  
Net fixed assets Rs m25,625101,775 25.2%   
Share capital Rs m9,94045,534 21.8%   
Free reserves Rs m1,288,984660,278 195.2%   
Net worth Rs m1,298,924705,813 184.0%   
Borrowings Rs m751,056809,603 92.8%   
Investments Rs m2,464,4572,345,920 105.1%   
Total assets Rs m7,676,6709,242,804 83.1%  
Debt/equity ratio x4.011.6 34.4%   
Return on assets %2.40.7 334.1%  
Return on equity %14.09.3 150.8%  
Capital adequacy ratio %20.617.0 121.2%  
Net NPAs %0.31.2 27.9%  
CASH FLOW
From Operations Rs m156,850-44,369 -353.5%  
From Investments Rs m-90,969-9,910 917.9%  
From Financial Activity Rs m155,15138,677 401.1%  
Net Cashflow Rs m222,810-15,603 -1,428.0%  

Share Holding

Indian Promoters % 25.9 73.4 35.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 61.3 19.5 314.7%  
FIIs % 31.7 3.2 988.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.1 26.6 278.4%  
Shareholders   739,755 692,229 106.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KOTAK MAHINDRA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    INDUSIND BANK    


More on Kotak Bank vs Bank of India

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Kotak Bank vs Bank of India Share Price Performance

Period Kotak Bank Bank of India S&P BSE BANKEX
1-Day 1.48% 1.73% 1.61%
1-Month -0.05% 3.25% -0.07%
1-Year 1.04% -0.84% 18.92%
3-Year CAGR -3.45% 21.90% 11.26%
5-Year CAGR 2.36% 7.16% 10.62%

* Compound Annual Growth Rate

Here are more details on the Kotak Bank share price and the Bank of India share price.

Moving on to shareholding structures...

The promoters of Kotak Bank hold a 25.9% stake in the company. In case of Bank of India the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Kotak Bank and the shareholding pattern of Bank of India.

Finally, a word on dividends...

In the most recent financial year, Kotak Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 2.2%.

Bank of India paid Rs 2.8, and its dividend payout ratio stood at 19.4%.

You may visit here to review the dividend history of Kotak Bank, and the dividend history of Bank of India.

For a sector overview, read our banking sector report.



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