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KIFS FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    KIFS FINANCIAL SERVICES UJJIVAN FINANCIAL SERVICES KIFS FINANCIAL SERVICES/
UJJIVAN FINANCIAL SERVICES
 
P/E (TTM) x 25.1 6.4 390.4% View Chart
P/BV x 3.6 2.3 158.4% View Chart
Dividend Yield % 0.8 0.8 94.9%  

Financials

 KIFS FINANCIAL SERVICES   UJJIVAN FINANCIAL SERVICES
EQUITY SHARE DATA
    KIFS FINANCIAL SERVICES
Mar-24
UJJIVAN FINANCIAL SERVICES
Mar-23
KIFS FINANCIAL SERVICES/
UJJIVAN FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs231313 73.6%   
Low Rs92103 89.4%   
Income per share (Unadj.) Rs43.1363.4 11.9%  
Earnings per share (Unadj.) Rs6.673.2 9.0%  
Cash flow per share (Unadj.) Rs-14.3226.8 -6.3%  
Dividends per share (Unadj.) Rs1.355.00 27.0%  
Avg Dividend yield %0.82.4 34.8%  
Book value per share (Unadj.) Rs46.6259.9 17.9%  
Shares outstanding (eoy) m10.82121.68 8.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.70.6 653.3%   
Avg P/E ratio x24.52.8 862.6%  
Avg P/CF ratio x5.22.5 205.3%  
Avg Price/Bookvalue ratio x3.50.8 431.9%  
Dividend payout %20.56.8 300.5%   
Avg Mkt Cap Rs m1,74525,321 6.9%   
No. of employees `000NANA-   
Total wages & salary Rs m49,298 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m46644,213 1.1%  
Other income Rs m23,582 0.0%   
Interest expense Rs m35214,931 2.4%   
Net interest income Rs m11429,282 0.4%  
Operating expense Rs m1415,928 0.1%   
Gross profit Rs m10113,354 0.8%  
Gross profit margin %21.630.2 71.6%  
Provisions/contingencies Rs m2661,138 23.4%   
Profit before tax Rs m9715,308 0.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-2,496 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m263,905 0.7%   
Profit after tax Rs m718,907 0.8%  
Net profit margin %15.320.1 75.7%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %38.533.9 113.8%  
Net fixed assets Rs m156,836 0.2%   
Share capital Rs m1081,217 8.9%   
Free reserves Rs m39630,405 1.3%   
Net worth Rs m50531,622 1.6%   
Borrowings Rs m2,4490-   
Investments Rs m29786,441 0.3%   
Total assets Rs m3,017351,533 0.9%  
Debt/equity ratio x4.90-   
Return on assets %2.42.5 93.1%  
Return on equity %14.128.2 50.1%  
Capital adequacy ratio %025.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m49320,727 2.4%  
From Investments Rs m-306-45,541 0.7%  
From Financial Activity Rs m-1526,402 -0.1%  
Net Cashflow Rs m1721,587 10.9%  

Share Holding

Indian Promoters % 74.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 42.7 -  
FIIs % 0.0 35.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.6 100.0 25.6%  
Shareholders   1,411 96,524 1.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KIFS FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on KIFS FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

KIFS FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES Share Price Performance

Period KIFS FINANCIAL SERVICES UJJIVAN FINANCIAL SERVICES
1-Day 14.99% 2.74%
1-Month 4.54% 9.85%
1-Year 23.48% 109.49%
3-Year CAGR 63.70% 43.13%
5-Year CAGR 28.37% 12.86%

* Compound Annual Growth Rate

Here are more details on the KIFS FINANCIAL SERVICES share price and the UJJIVAN FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of KIFS FINANCIAL SERVICES hold a 74.4% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of KIFS FINANCIAL SERVICES and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, KIFS FINANCIAL SERVICES paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 20.5%.

UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.

You may visit here to review the dividend history of KIFS FINANCIAL SERVICES, and the dividend history of UJJIVAN FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



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