KIFS FINANCIAL SERVICES | SPANDANA SPHOORTY FINANCIAL | KIFS FINANCIAL SERVICES/ SPANDANA SPHOORTY FINANCIAL |
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P/E (TTM) | x | 25.1 | 27.9 | 89.6% | View Chart |
P/BV | x | 3.6 | 0.7 | 483.7% | View Chart |
Dividend Yield | % | 0.8 | 0.0 | - |
KIFS FINANCIAL SERVICES SPANDANA SPHOORTY FINANCIAL |
EQUITY SHARE DATA | |||||
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KIFS FINANCIAL SERVICES Mar-24 |
SPANDANA SPHOORTY FINANCIAL Mar-24 |
KIFS FINANCIAL SERVICES/ SPANDANA SPHOORTY FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 231 | 1,243 | 18.6% | |
Low | Rs | 92 | 528 | 17.4% | |
Income per share (Unadj.) | Rs | 43.1 | 339.9 | 12.7% | |
Earnings per share (Unadj.) | Rs | 6.6 | 70.2 | 9.4% | |
Cash flow per share (Unadj.) | Rs | -14.3 | 222.0 | -6.5% | |
Dividends per share (Unadj.) | Rs | 1.35 | 0 | - | |
Avg Dividend yield | % | 0.8 | 0 | - | |
Book value per share (Unadj.) | Rs | 46.6 | 502.4 | 9.3% | |
Shares outstanding (eoy) | m | 10.82 | 71.30 | 15.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.7 | 2.6 | 143.6% | |
Avg P/E ratio | x | 24.5 | 12.6 | 194.4% | |
Avg P/CF ratio | x | 5.2 | 12.6 | 41.1% | |
Avg Price/Bookvalue ratio | x | 3.5 | 1.8 | 196.2% | |
Dividend payout | % | 20.5 | 0 | - | |
Avg Mkt Cap | Rs m | 1,745 | 63,145 | 2.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 4 | 4,732 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 466 | 24,237 | 1.9% | |
Other income | Rs m | 2 | 1,102 | 0.1% | |
Interest expense | Rs m | 352 | 9,297 | 3.8% | |
Net interest income | Rs m | 114 | 14,941 | 0.8% | |
Operating expense | Rs m | 14 | 9,133 | 0.1% | |
Gross profit | Rs m | 101 | 5,807 | 1.7% | |
Gross profit margin | % | 21.6 | 24.0 | 90.2% | |
Provisions/contingencies | Rs m | 266 | 12 | 2,134.8% | |
Profit before tax | Rs m | 97 | 6,706 | 1.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 26 | 1,699 | 1.5% | |
Profit after tax | Rs m | 71 | 5,007 | 1.4% | |
Net profit margin | % | 15.3 | 20.7 | 73.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 110,143 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 38.5 | 13.4 | 288.4% | |
Net fixed assets | Rs m | 15 | 524 | 2.9% | |
Share capital | Rs m | 108 | 713 | 15.2% | |
Free reserves | Rs m | 396 | 35,112 | 1.1% | |
Net worth | Rs m | 505 | 35,825 | 1.4% | |
Borrowings | Rs m | 2,449 | 0 | - | |
Investments | Rs m | 297 | 1,678 | 17.7% | |
Total assets | Rs m | 3,017 | 132,498 | 2.3% | |
Debt/equity ratio | x | 4.9 | 0 | - | |
Return on assets | % | 2.4 | 3.8 | 62.4% | |
Return on equity | % | 14.1 | 14.0 | 100.9% | |
Capital adequacy ratio | % | 0 | 32.0 | 0.0% | |
Net NPAs | % | 0 | 0.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 493 | -27,069 | -1.8% | |
From Investments | Rs m | -306 | 864 | -35.4% | |
From Financial Activity | Rs m | -15 | 32,054 | -0.0% | |
Net Cashflow | Rs m | 172 | 5,849 | 2.9% |
Indian Promoters | % | 74.4 | 14.7 | 504.8% | |
Foreign collaborators | % | 0.0 | 41.1 | - | |
Indian inst/Mut Fund | % | 0.0 | 30.0 | - | |
FIIs | % | 0.0 | 22.6 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.6 | 44.2 | 57.9% | |
Shareholders | 1,411 | 73,889 | 1.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare KIFS FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | KIFS FINANCIAL SERVICES | SPANDANA SPHOORTY FINANCIAL |
---|---|---|
1-Day | 14.99% | 1.40% |
1-Month | 4.54% | -22.08% |
1-Year | 23.48% | -61.55% |
3-Year CAGR | 63.70% | -5.37% |
5-Year CAGR | 28.37% | -21.70% |
* Compound Annual Growth Rate
Here are more details on the KIFS FINANCIAL SERVICES share price and the SPANDANA SPHOORTY FINANCIAL share price.
Moving on to shareholding structures...
The promoters of KIFS FINANCIAL SERVICES hold a 74.4% stake in the company. In case of SPANDANA SPHOORTY FINANCIAL the stake stands at 55.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of KIFS FINANCIAL SERVICES and the shareholding pattern of SPANDANA SPHOORTY FINANCIAL.
Finally, a word on dividends...
In the most recent financial year, KIFS FINANCIAL SERVICES paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 20.5%.
SPANDANA SPHOORTY FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of KIFS FINANCIAL SERVICES, and the dividend history of SPANDANA SPHOORTY FINANCIAL.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.