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KARNATAKA BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK BANK OF MAHARASHTRA KARNATAKA BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 5.8 8.9 65.8% View Chart
P/BV x 0.7 2.2 33.2% View Chart
Dividend Yield % 2.6 2.5 106.4%  

Financials

 KARNATAKA BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-24
BANK OF MAHARASHTRA
Mar-24
KARNATAKA BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs28670 409.1%   
Low Rs12725 514.4%   
Income per share (Unadj.) Rs220.028.9 760.1%  
Earnings per share (Unadj.) Rs34.65.7 602.4%  
Cash flow per share (Unadj.) Rs83.87.4 1,131.9%  
Dividends per share (Unadj.) Rs5.501.40 392.9%  
Avg Dividend yield %2.73.0 90.0%  
Book value per share (Unadj.) Rs287.528.1 1,024.6%  
Shares outstanding (eoy) m377.257,081.37 5.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.6 57.4%   
Avg P/E ratio x6.08.2 72.5%  
Avg P/CF ratio x3.64.2 86.2%  
Avg Price/Bookvalue ratio x0.71.7 42.6%  
Dividend payout %15.924.3 65.2%   
Avg Mkt Cap Rs m77,987335,338 23.3%   
No. of employees `000NANA-   
Total wages & salary Rs m13,81828,378 48.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,985204,948 40.5%  
Other income Rs m13,19029,986 44.0%   
Interest expense Rs m49,998106,718 46.9%   
Net interest income Rs m32,98798,230 33.6%  
Operating expense Rs m24,54248,152 51.0%   
Gross profit Rs m8,44650,078 16.9%  
Gross profit margin %10.224.4 41.7%  
Provisions/contingencies Rs m8,56939,506 21.7%   
Profit before tax Rs m15,63143,603 35.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0159 0.0%   
Tax Rs m2,5653,044 84.2%   
Profit after tax Rs m13,06640,718 32.1%  
Net profit margin %15.719.9 79.3%  
BALANCE SHEET DATA
Advances Rs m715,0862,002,399 35.7%   
Deposits Rs m980,5722,707,264 36.2%  
Credit/Deposit ratio x72.974.0 98.6%  
Yield on advances %9.17.9 115.4%   
Cost of deposits %4.93.7 131.4%   
Net Interest Margin %3.43.7 94.2%  
Net fixed assets Rs m9,14821,999 41.6%   
Share capital Rs m3,77370,814 5.3%   
Free reserves Rs m104,693127,892 81.9%   
Net worth Rs m108,466198,706 54.6%   
Borrowings Rs m43,99577,189 57.0%   
Investments Rs m243,003684,647 35.5%   
Total assets Rs m1,160,8333,073,290 37.8%  
Debt/equity ratio x9.414.0 67.4%   
Return on assets %1.11.3 85.0%  
Return on equity %12.020.5 58.8%  
Capital adequacy ratio %18.017.4 103.6%  
Net NPAs %1.60.2 790.0%  
CASH FLOW
From Operations Rs m3,622115,809 3.1%  
From Investments Rs m-1,112-2,595 42.8%  
From Financial Activity Rs m15,8234,614 342.9%  
Net Cashflow Rs m18,333117,828 15.6%  

Share Holding

Indian Promoters % 0.0 86.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 32.3 5.7 564.4%  
FIIs % 10.3 1.3 816.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 13.5 738.6%  
Shareholders   356,774 948,432 37.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs Bank of Maharashtra Share Price Performance

Period Karnataka Bank Bank of Maharashtra S&P BSE BANKEX
1-Day 1.17% 1.87% 0.04%
1-Month 3.26% 12.78% 1.84%
1-Year -2.31% 27.43% 20.13%
3-Year CAGR 48.06% 43.30% 13.07%
5-Year CAGR 25.15% 35.85% 10.49%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.5 per share. This amounted to a Dividend Payout ratio of 15.9%.

Bank of Maharashtra paid Rs 1.4, and its dividend payout ratio stood at 24.3%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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