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KARUR VYSYA BANK vs SBI - Comparison Results

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Current Valuations

    KARUR VYSYA BANK SBI KARUR VYSYA BANK/
SBI
 
P/E (TTM) x 9.5 10.0 95.2% View Chart
P/BV x 1.7 1.8 97.1% View Chart
Dividend Yield % 1.1 1.7 67.2%  

Financials

 KARUR VYSYA BANK   SBI
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-24
SBI
Mar-24
KARUR VYSYA BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs205794 25.8%   
Low Rs93519 17.9%   
Income per share (Unadj.) Rs102.0492.1 20.7%  
Earnings per share (Unadj.) Rs20.075.2 26.5%  
Cash flow per share (Unadj.) Rs43.7330.8 13.2%  
Dividends per share (Unadj.) Rs2.4013.70 17.5%  
Avg Dividend yield %1.62.1 77.2%  
Book value per share (Unadj.) Rs124.8464.9 26.8%  
Shares outstanding (eoy) m804.388,924.61 9.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.51.3 109.5%   
Avg P/E ratio x7.58.7 85.5%  
Avg P/CF ratio x4.26.0 70.8%  
Avg Price/Bookvalue ratio x1.21.4 84.6%  
Dividend payout %12.018.2 66.0%   
Avg Mkt Cap Rs m119,7925,856,777 2.0%   
No. of employees `000NANA-   
Total wages & salary Rs m14,610836,712 1.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,0394,391,885 1.9%  
Other income Rs m16,5871,553,864 1.1%   
Interest expense Rs m43,9472,597,360 1.7%   
Net interest income Rs m38,0921,794,525 2.1%  
Operating expense Rs m26,3882,358,938 1.1%   
Gross profit Rs m11,705-564,414 -2.1%  
Gross profit margin %14.3-12.9 -111.0%  
Provisions/contingencies Rs m12,243308,068 4.0%   
Profit before tax Rs m21,002912,302 2.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-24,587 -0.0%   
Prior Period Items Rs m014,052 0.0%   
Tax Rs m4,954230,920 2.1%   
Profit after tax Rs m16,048670,847 2.4%  
Net profit margin %19.615.3 128.1%  
BALANCE SHEET DATA
Advances Rs m736,67537,842,727 1.9%   
Deposits Rs m891,12749,665,375 1.8%  
Credit/Deposit ratio x82.776.2 108.5%  
Yield on advances %9.37.9 118.2%   
Cost of deposits %4.74.5 105.5%   
Net Interest Margin %4.03.0 130.3%  
Net fixed assets Rs m4,124441,373 0.9%   
Share capital Rs m1,6098,925 18.0%   
Free reserves Rs m98,7504,140,467 2.4%   
Net worth Rs m100,3594,149,392 2.4%   
Borrowings Rs m24,7846,396,095 0.4%   
Investments Rs m223,43521,105,482 1.1%   
Total assets Rs m1,055,85267,337,788 1.6%  
Debt/equity ratio x9.113.5 67.5%   
Return on assets %1.51.0 152.6%  
Return on equity %16.016.2 98.9%  
Capital adequacy ratio %16.714.3 116.7%  
Net NPAs %0.40.6 70.2%  
CASH FLOW
From Operations Rs m29,541216,324 13.7%  
From Investments Rs m-12,965-42,517 30.5%  
From Financial Activity Rs m-6,941-98,963 7.0%  
Net Cashflow Rs m9,63482,604 11.7%  

Share Holding

Indian Promoters % 2.1 57.5 3.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 52.1 34.8 149.6%  
FIIs % 15.1 10.7 141.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.9 42.5 230.3%  
Shareholders   257,300 3,791,512 6.8%  
Pledged promoter(s) holding % 4.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    KOTAK MAHINDRA BANK    BANDHAN BANK    


More on Karur Vysya Bank vs SBI

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs SBI Share Price Performance

Period Karur Vysya Bank SBI S&P BSE BANKEX
1-Day -0.96% 4.51% 1.61%
1-Month -2.10% 3.24% -0.07%
1-Year 39.91% 45.96% 18.92%
3-Year CAGR 61.36% 18.82% 11.26%
5-Year CAGR 29.36% 19.91% 10.62%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the SBI share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.1% stake in the company. In case of SBI the stake stands at 57.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of SBI.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.4 per share. This amounted to a Dividend Payout ratio of 12.0%.

SBI paid Rs 13.7, and its dividend payout ratio stood at 18.2%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of SBI.

For a sector overview, read our banking sector report.



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