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KARUR VYSYA BANK vs FEDERAL BANK - Comparison Results

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Current Valuations

    KARUR VYSYA BANK FEDERAL BANK KARUR VYSYA BANK/
FEDERAL BANK
 
P/E (TTM) x 9.5 12.3 77.4% View Chart
P/BV x 1.7 1.7 100.0% View Chart
Dividend Yield % 1.1 0.6 196.8%  

Financials

 KARUR VYSYA BANK   FEDERAL BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-24
FEDERAL BANK
Mar-24
KARUR VYSYA BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs205167 122.9%   
Low Rs93121 76.9%   
Income per share (Unadj.) Rs102.096.8 105.4%  
Earnings per share (Unadj.) Rs20.015.8 126.6%  
Cash flow per share (Unadj.) Rs43.742.5 102.9%  
Dividends per share (Unadj.) Rs2.401.20 200.0%  
Avg Dividend yield %1.60.8 193.1%  
Book value per share (Unadj.) Rs124.8123.6 100.9%  
Shares outstanding (eoy) m804.382,435.35 33.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.51.5 98.3%   
Avg P/E ratio x7.59.1 81.8%  
Avg P/CF ratio x4.26.4 65.7%  
Avg Price/Bookvalue ratio x1.21.2 102.6%  
Dividend payout %12.07.6 158.0%   
Avg Mkt Cap Rs m119,792350,143 34.2%   
No. of employees `000NANA-   
Total wages & salary Rs m14,61031,797 45.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,039235,655 34.8%  
Other income Rs m16,58732,165 51.6%   
Interest expense Rs m43,947144,947 30.3%   
Net interest income Rs m38,09290,708 42.0%  
Operating expense Rs m26,38867,667 39.0%   
Gross profit Rs m11,70523,041 50.8%  
Gross profit margin %14.39.8 145.9%  
Provisions/contingencies Rs m12,24315,931 76.9%   
Profit before tax Rs m21,00252,610 39.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,262 -0.0%   
Prior Period Items Rs m0365 0.0%   
Tax Rs m4,95413,335 37.1%   
Profit after tax Rs m16,04838,379 41.8%  
Net profit margin %19.616.3 120.1%  
BALANCE SHEET DATA
Advances Rs m736,6752,181,103 33.8%   
Deposits Rs m891,1272,524,550 35.3%  
Credit/Deposit ratio x82.786.4 95.7%  
Yield on advances %9.38.8 106.0%   
Cost of deposits %4.75.0 94.3%   
Net Interest Margin %4.03.2 122.1%  
Net fixed assets Rs m4,1249,960 41.4%   
Share capital Rs m1,6094,871 33.0%   
Free reserves Rs m98,750296,145 33.3%   
Net worth Rs m100,359301,016 33.3%   
Borrowings Rs m24,784251,596 9.9%   
Investments Rs m223,435610,431 36.6%   
Total assets Rs m1,055,8523,178,389 33.2%  
Debt/equity ratio x9.19.2 99.0%   
Return on assets %1.51.2 125.9%  
Return on equity %16.012.7 125.4%  
Capital adequacy ratio %16.716.1 103.3%  
Net NPAs %0.40.6 66.7%  
CASH FLOW
From Operations Rs m29,54164,312 45.9%  
From Investments Rs m-12,965-89,084 14.6%  
From Financial Activity Rs m-6,94138,709 -17.9%  
Net Cashflow Rs m9,63413,899 69.3%  

Share Holding

Indian Promoters % 2.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 52.1 74.7 69.8%  
FIIs % 15.1 27.7 54.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.9 100.0 97.9%  
Shareholders   257,300 851,199 30.2%  
Pledged promoter(s) holding % 4.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs Federal Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs Federal Bank Share Price Performance

Period Karur Vysya Bank Federal Bank S&P BSE BANKEX
1-Day -0.96% -0.74% 1.61%
1-Month -2.10% 10.51% -0.07%
1-Year 39.91% 43.86% 18.92%
3-Year CAGR 61.36% 31.75% 11.26%
5-Year CAGR 29.36% 18.97% 10.62%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the Federal Bank share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.1% stake in the company. In case of Federal Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of Federal Bank.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.4 per share. This amounted to a Dividend Payout ratio of 12.0%.

Federal Bank paid Rs 1.2, and its dividend payout ratio stood at 7.6%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of Federal Bank.

For a sector overview, read our banking sector report.



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