J&K BANK | YES BANK | J&K BANK/ YES BANK |
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P/E (TTM) | x | 5.1 | 33.6 | 15.3% | View Chart |
P/BV | x | 0.9 | 1.5 | 58.4% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
J&K BANK YES BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-24 |
YES BANK Mar-24 |
J&K BANK/ YES BANK |
5-Yr Chart Click to enlarge
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High | Rs | 152 | 33 | 464.6% | |
Low | Rs | 48 | 14 | 343.4% | |
Income per share (Unadj.) | Rs | 101.8 | 9.6 | 1,061.2% | |
Earnings per share (Unadj.) | Rs | 16.1 | 0.4 | 3,600.4% | |
Cash flow per share (Unadj.) | Rs | 51.2 | 3.3 | 1,566.5% | |
Dividends per share (Unadj.) | Rs | 2.15 | 0 | - | |
Avg Dividend yield | % | 2.1 | 0 | - | |
Book value per share (Unadj.) | Rs | 110.7 | 14.3 | 774.1% | |
Shares outstanding (eoy) | m | 1,101.18 | 28,767.88 | 3.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 2.4 | 40.4% | |
Avg P/E ratio | x | 6.2 | 52.5 | 11.9% | |
Avg P/CF ratio | x | 4.8 | 19.7 | 24.6% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.6 | 55.3% | |
Dividend payout | % | 13.4 | 0 | - | |
Avg Mkt Cap | Rs m | 110,597 | 674,751 | 16.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,790 | 38,873 | 66.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 112,132 | 276,059 | 40.6% | |
Other income | Rs m | 8,377 | 53,550 | 15.6% | |
Interest expense | Rs m | 60,079 | 195,273 | 30.8% | |
Net interest income | Rs m | 52,053 | 80,786 | 64.4% | |
Operating expense | Rs m | 37,626 | 100,094 | 37.6% | |
Gross profit | Rs m | 14,427 | -19,308 | -74.7% | |
Gross profit margin | % | 12.9 | -7.0 | -184.0% | |
Provisions/contingencies | Rs m | 5,105 | 21,390 | 23.9% | |
Profit before tax | Rs m | 23,881 | 15,377 | 155.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 13 | 0 | - | |
Tax | Rs m | 6,182 | 2,525 | 244.8% | |
Profit after tax | Rs m | 17,712 | 12,852 | 137.8% | |
Net profit margin | % | 15.8 | 4.7 | 339.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 937,566 | 2,277,990 | 41.2% | |
Deposits | Rs m | 1,347,632 | 2,662,295 | 50.6% | |
Credit/Deposit ratio | x | 69.6 | 85.6 | 81.3% | |
Yield on advances | % | 9.2 | 9.3 | 99.2% | |
Cost of deposits | % | 4.2 | 5.1 | 82.8% | |
Net Interest Margin | % | 4.0 | 2.5 | 159.2% | |
Net fixed assets | Rs m | 22,083 | 25,091 | 88.0% | |
Share capital | Rs m | 1,101 | 57,536 | 1.9% | |
Free reserves | Rs m | 120,826 | 353,946 | 34.1% | |
Net worth | Rs m | 121,927 | 411,481 | 29.6% | |
Borrowings | Rs m | 28,850 | 805,076 | 3.6% | |
Investments | Rs m | 349,002 | 899,970 | 38.8% | |
Total assets | Rs m | 1,545,046 | 4,063,615 | 38.0% | |
Debt/equity ratio | x | 11.3 | 8.4 | 134.0% | |
Return on assets | % | 1.1 | 0.3 | 362.5% | |
Return on equity | % | 14.5 | 3.1 | 465.1% | |
Capital adequacy ratio | % | 15.4 | 15.4 | 100.1% | |
Net NPAs | % | 0.8 | 0.6 | 136.2% |
CASH FLOW | |||||
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From Operations | Rs m | -8,526 | 96,446 | -8.8% | |
From Investments | Rs m | -2,573 | -124,310 | 2.1% | |
From Financial Activity | Rs m | 4,074 | 27,708 | 14.7% | |
Net Cashflow | Rs m | -7,024 | -376 | 1,870.0% |
Indian Promoters | % | 59.4 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.9 | 65.2 | 19.7% | |
FIIs | % | 6.5 | 27.0 | 24.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 100.0 | 40.6% | |
Shareholders | 278,050 | 6,247,735 | 4.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Yes Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.26% | 0.47% | 1.61% |
1-Month | 3.84% | -4.14% | -0.07% |
1-Year | -14.22% | 0.10% | 18.92% |
3-Year CAGR | 34.47% | 15.27% | 11.26% |
5-Year CAGR | 23.81% | -21.58% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Yes Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Yes Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Yes Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
Yes Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Yes Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.