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- J&K BANK - TAMILNAD MERCANTILE BANK
J&K BANK vs TAMILNAD MERCANTILE BANK - Comparison Results
Current Valuations
| J&K BANK | TAMILNAD MERCANTILE BANK | J&K BANK/ TAMILNAD MERCANTILE BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 5.1 | 6.2 | 82.4% | View Chart |
| P/BV | x | 0.9 | 0.9 | 96.4% | View Chart |
| Dividend Yield | % | 2.3 | 2.3 | 100.7% |
Financials
 J&K BANK  TAMILNAD MERCANTILE BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-24 |
TAMILNAD MERCANTILE BANK Mar-24 |
J&K BANK/ TAMILNAD MERCANTILE BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 152 | 611 | 25.0% | |
| Low | Rs | 48 | 396 | 12.2% | |
| Income per share (Unadj.) | Rs | 101.8 | 306.2 | 33.3% | |
| Earnings per share (Unadj.) | Rs | 16.1 | 67.7 | 23.8% | |
| Cash flow per share (Unadj.) | Rs | 51.2 | 145.1 | 35.3% | |
| Dividends per share (Unadj.) | Rs | 2.15 | 10.00 | 21.5% | |
| Avg Dividend yield | % | 2.1 | 2.0 | 107.8% | |
| Book value per share (Unadj.) | Rs | 110.7 | 500.2 | 22.1% | |
| Shares outstanding (eoy) | m | 1,101.18 | 158.35 | 695.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 1.0 | 1.6 | 60.0% | |
| Avg P/E ratio | x | 6.2 | 7.4 | 84.0% | |
| Avg P/CF ratio | x | 4.8 | 5.4 | 90.1% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 1.0 | 90.1% | |
| Dividend payout | % | 13.4 | 14.8 | 90.5% | |
| Avg Mkt Cap | Rs m | 110,597 | 79,734 | 138.7% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 25,790 | 6,859 | 376.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 112,132 | 48,479 | 231.3% | |
| Other income | Rs m | 8,377 | 6,449 | 129.9% | |
| Interest expense | Rs m | 60,079 | 26,970 | 222.8% | |
| Net interest income | Rs m | 52,053 | 21,509 | 242.0% | |
| Operating expense | Rs m | 37,626 | 13,141 | 286.3% | |
| Gross profit | Rs m | 14,427 | 8,368 | 172.4% | |
| Gross profit margin | % | 12.9 | 17.3 | 74.5% | |
| Provisions/contingencies | Rs m | 5,105 | 4,097 | 124.6% | |
| Profit before tax | Rs m | 23,881 | 13,936 | 171.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 13 | 0 | - | |
| Tax | Rs m | 6,182 | 3,216 | 192.2% | |
| Profit after tax | Rs m | 17,712 | 10,720 | 165.2% | |
| Net profit margin | % | 15.8 | 22.1 | 71.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 937,566 | 397,338 | 236.0% | |
| Deposits | Rs m | 1,347,632 | 495,151 | 272.2% | |
| Credit/Deposit ratio | x | 69.6 | 80.2 | 86.7% | |
| Yield on advances | % | 9.2 | 9.5 | 97.1% | |
| Cost of deposits | % | 4.2 | 5.4 | 78.8% | |
| Net Interest Margin | % | 4.0 | 3.9 | 103.4% | |
| Net fixed assets | Rs m | 22,083 | 2,710 | 814.9% | |
| Share capital | Rs m | 1,101 | 1,584 | 69.5% | |
| Free reserves | Rs m | 120,826 | 77,629 | 155.6% | |
| Net worth | Rs m | 121,927 | 79,212 | 153.9% | |
| Borrowings | Rs m | 28,850 | 13,012 | 221.7% | |
| Investments | Rs m | 349,002 | 152,626 | 228.7% | |
| Total assets | Rs m | 1,545,046 | 615,525 | 251.0% | |
| Debt/equity ratio | x | 11.3 | 6.4 | 176.0% | |
| Return on assets | % | 1.1 | 1.7 | 65.8% | |
| Return on equity | % | 14.5 | 13.5 | 107.3% | |
| Capital adequacy ratio | % | 15.4 | 29.4 | 52.5% | |
| Net NPAs | % | 0.8 | 0.9 | 92.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -8,526 | -6,105 | 139.6% | |
| From Investments | Rs m | -2,573 | -1,003 | 256.5% | |
| From Financial Activity | Rs m | 4,074 | 6,970 | 58.5% | |
| Net Cashflow | Rs m | -7,024 | -139 | 5,066.2% | |
Share Holding
| Indian Promoters | % | 59.4 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 12.9 | 6.3 | 204.1% | |
| FIIs | % | 6.5 | 4.1 | 158.6% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 40.6 | 100.0 | 40.6% | |
| Shareholders | 278,050 | 120,897 | 230.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on J&K Bank vs TAMILNAD MERCANTILE BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
J&K Bank vs TAMILNAD MERCANTILE BANK Share Price Performance
| Period | J&K Bank | TAMILNAD MERCANTILE BANK | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 0.26% | -0.56% | 1.61% |
| 1-Month | 3.84% | 2.70% | -0.07% |
| 1-Year | -14.22% | -13.40% | 18.92% |
| 3-Year CAGR | 34.47% | -4.45% | 11.26% |
| 5-Year CAGR | 23.81% | -2.69% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the TAMILNAD MERCANTILE BANK share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of TAMILNAD MERCANTILE BANK the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of TAMILNAD MERCANTILE BANK.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
TAMILNAD MERCANTILE BANK paid Rs 10.0, and its dividend payout ratio stood at 14.8%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of TAMILNAD MERCANTILE BANK.
For a sector overview, read our banking sector report.
Today's Market
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Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.
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