J&K BANK | SYNDICATE BANK | J&K BANK/ SYNDICATE BANK |
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P/E (TTM) | x | 5.1 | -24.4 | - | View Chart |
P/BV | x | 0.9 | 0.2 | 384.4% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
J&K BANK SYNDICATE BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-24 |
SYNDICATE BANK Mar-19 |
J&K BANK/ SYNDICATE BANK |
5-Yr Chart Click to enlarge
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High | Rs | 152 | 62 | 245.9% | |
Low | Rs | 48 | 30 | 163.9% | |
Income per share (Unadj.) | Rs | 101.8 | 87.3 | 116.6% | |
Earnings per share (Unadj.) | Rs | 16.1 | -10.1 | -158.5% | |
Cash flow per share (Unadj.) | Rs | 51.2 | -9.6 | -532.7% | |
Dividends per share (Unadj.) | Rs | 2.15 | 0 | - | |
Avg Dividend yield | % | 2.1 | 0 | - | |
Book value per share (Unadj.) | Rs | 110.7 | 73.5 | 150.7% | |
Shares outstanding (eoy) | m | 1,101.18 | 2,487.91 | 44.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 0.5 | 188.2% | |
Avg P/E ratio | x | 6.2 | -4.5 | -138.4% | |
Avg P/CF ratio | x | 4.8 | 3.9 | 122.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.6 | 145.6% | |
Dividend payout | % | 13.4 | 0 | - | |
Avg Mkt Cap | Rs m | 110,597 | 113,884 | 97.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,790 | 40,712 | 63.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 112,132 | 217,254 | 51.6% | |
Other income | Rs m | 8,377 | 22,238 | 37.7% | |
Interest expense | Rs m | 60,079 | 150,756 | 39.9% | |
Net interest income | Rs m | 52,053 | 66,498 | 78.3% | |
Operating expense | Rs m | 37,626 | 60,536 | 62.2% | |
Gross profit | Rs m | 14,427 | 5,962 | 242.0% | |
Gross profit margin | % | 12.9 | 2.7 | 468.9% | |
Provisions/contingencies | Rs m | 5,105 | 54,077 | 9.4% | |
Profit before tax | Rs m | 23,881 | -31,023 | -77.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 13 | 635 | 2.1% | |
Tax | Rs m | 6,182 | -5,146 | -120.1% | |
Profit after tax | Rs m | 17,712 | -25,242 | -70.2% | |
Net profit margin | % | 15.8 | -11.6 | -136.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 937,566 | 2,050,444 | 45.7% | |
Deposits | Rs m | 1,347,632 | 2,598,831 | 51.9% | |
Credit/Deposit ratio | x | 69.6 | 78.9 | 88.2% | |
Yield on advances | % | 9.2 | 7.6 | 121.1% | |
Cost of deposits | % | 4.2 | 5.2 | 81.4% | |
Net Interest Margin | % | 4.0 | 2.4 | 172.1% | |
Net fixed assets | Rs m | 22,083 | 25,630 | 86.2% | |
Share capital | Rs m | 1,101 | 24,879 | 4.4% | |
Free reserves | Rs m | 120,826 | 157,879 | 76.5% | |
Net worth | Rs m | 121,927 | 182,758 | 66.7% | |
Borrowings | Rs m | 28,850 | 256,045 | 11.3% | |
Investments | Rs m | 349,002 | 777,634 | 44.9% | |
Total assets | Rs m | 1,545,046 | 3,129,709 | 49.4% | |
Debt/equity ratio | x | 11.3 | 15.6 | 72.3% | |
Return on assets | % | 1.1 | -0.8 | -142.1% | |
Return on equity | % | 14.5 | -13.8 | -105.2% | |
Capital adequacy ratio | % | 15.4 | 14.2 | 108.4% | |
Net NPAs | % | 0.8 | 6.2 | 12.8% |
CASH FLOW | |||||
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From Operations | Rs m | -8,526 | -72,345 | 11.8% | |
From Investments | Rs m | -2,573 | -1,419 | 181.3% | |
From Financial Activity | Rs m | 4,074 | 30,169 | 13.5% | |
Net Cashflow | Rs m | -7,024 | -43,595 | 16.1% |
Indian Promoters | % | 59.4 | 78.5 | 75.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.9 | 10.0 | 129.0% | |
FIIs | % | 6.5 | 1.9 | 342.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 21.5 | 188.7% | |
Shareholders | 278,050 | 285,306 | 97.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Syndicate Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.26% | 3.77% | 1.61% |
1-Month | 3.84% | -31.91% | -0.07% |
1-Year | -14.22% | -62.03% | 18.92% |
3-Year CAGR | 34.47% | -39.72% | 11.26% |
5-Year CAGR | 23.81% | -32.54% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Syndicate Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Syndicate Bank the stake stands at 78.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Syndicate Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
Syndicate Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Syndicate Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.