J&K BANK | STATE BANK OF MYSORE | J&K BANK/ STATE BANK OF MYSORE |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 5.1 | -5.1 | - | View Chart |
P/BV | x | 0.9 | 0.6 | 154.0% | View Chart |
Dividend Yield | % | 2.3 | 1.0 | 229.5% |
J&K BANK STATE BANK OF MYSORE |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-24 |
STATE BANK OF MYSORE Mar-16 |
J&K BANK/ STATE BANK OF MYSORE |
5-Yr Chart Click to enlarge
|
||
High | Rs | 152 | 555 | 27.5% | |
Low | Rs | 48 | 350 | 13.8% | |
Income per share (Unadj.) | Rs | 101.8 | 1,484.6 | 6.9% | |
Earnings per share (Unadj.) | Rs | 16.1 | 74.5 | 21.6% | |
Cash flow per share (Unadj.) | Rs | 51.2 | 263.7 | 19.4% | |
Dividends per share (Unadj.) | Rs | 2.15 | 6.00 | 35.8% | |
Avg Dividend yield | % | 2.1 | 1.3 | 161.4% | |
Book value per share (Unadj.) | Rs | 110.7 | 1,091.8 | 10.1% | |
Shares outstanding (eoy) | m | 1,101.18 | 48.01 | 2,293.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 0.3 | 323.6% | |
Avg P/E ratio | x | 6.2 | 6.1 | 102.8% | |
Avg P/CF ratio | x | 4.8 | 1.7 | 279.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.4 | 218.8% | |
Dividend payout | % | 13.4 | 8.1 | 166.0% | |
Avg Mkt Cap | Rs m | 110,597 | 21,726 | 509.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,790 | 9,761 | 264.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 112,132 | 71,278 | 157.3% | |
Other income | Rs m | 8,377 | 8,101 | 103.4% | |
Interest expense | Rs m | 60,079 | 50,124 | 119.9% | |
Net interest income | Rs m | 52,053 | 21,153 | 246.1% | |
Operating expense | Rs m | 37,626 | 16,739 | 224.8% | |
Gross profit | Rs m | 14,427 | 4,414 | 326.8% | |
Gross profit margin | % | 12.9 | 6.2 | 207.7% | |
Provisions/contingencies | Rs m | 5,105 | 8,937 | 57.1% | |
Profit before tax | Rs m | 23,881 | 4,859 | 491.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 13 | 0 | - | |
Tax | Rs m | 6,182 | 1,281 | 482.7% | |
Profit after tax | Rs m | 17,712 | 3,578 | 495.0% | |
Net profit margin | % | 15.8 | 5.0 | 314.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 937,566 | 539,542 | 173.8% | |
Deposits | Rs m | 1,347,632 | 705,683 | 191.0% | |
Credit/Deposit ratio | x | 69.6 | 76.5 | 91.0% | |
Yield on advances | % | 9.2 | 10.1 | 90.7% | |
Cost of deposits | % | 4.2 | 6.6 | 63.9% | |
Net Interest Margin | % | 4.0 | 2.9 | 141.7% | |
Net fixed assets | Rs m | 22,083 | 9,709 | 227.4% | |
Share capital | Rs m | 1,101 | 480 | 229.4% | |
Free reserves | Rs m | 120,826 | 51,938 | 232.6% | |
Net worth | Rs m | 121,927 | 52,418 | 232.6% | |
Borrowings | Rs m | 28,850 | 42,947 | 67.2% | |
Investments | Rs m | 349,002 | 201,240 | 173.4% | |
Total assets | Rs m | 1,545,046 | 829,750 | 186.2% | |
Debt/equity ratio | x | 11.3 | 14.3 | 79.0% | |
Return on assets | % | 1.1 | 0.4 | 265.8% | |
Return on equity | % | 14.5 | 6.8 | 212.8% | |
Capital adequacy ratio | % | 15.4 | 12.4 | 124.1% | |
Net NPAs | % | 0.8 | 4.2 | 18.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -8,526 | -2,749 | 310.1% | |
From Investments | Rs m | -2,573 | -1,095 | 234.9% | |
From Financial Activity | Rs m | 4,074 | -1,712 | -238.0% | |
Net Cashflow | Rs m | -7,024 | -5,556 | 126.4% |
Indian Promoters | % | 59.4 | 90.0 | 66.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.9 | 2.6 | 502.3% | |
FIIs | % | 6.5 | 0.1 | 12,940.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 10.0 | 406.0% | |
Shareholders | 278,050 | 27,339 | 1,017.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | STATE BANK OF MYSORE | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.26% | 1.36% | 1.61% |
1-Month | 3.84% | 7.98% | -0.07% |
1-Year | -14.22% | 64.57% | 18.92% |
3-Year CAGR | 34.47% | 18.07% | 11.26% |
5-Year CAGR | 23.81% | -1.82% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the STATE BANK OF MYSORE share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of STATE BANK OF MYSORE the stake stands at 90.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of STATE BANK OF MYSORE.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
STATE BANK OF MYSORE paid Rs 6.0, and its dividend payout ratio stood at 8.1%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of STATE BANK OF MYSORE.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.