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- Indian - banking
- J&K BANK - IDBI BANK
J&K BANK vs IDBI BANK - Comparison Results
Current Valuations
| J&K BANK | IDBI BANK | J&K BANK/ IDBI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 5.1 | 12.3 | 41.8% | View Chart |
| P/BV | x | 0.9 | 1.6 | 52.9% | View Chart |
| Dividend Yield | % | 2.3 | 2.0 | 116.3% |
Financials
 J&K BANK  IDBI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-24 |
IDBI BANK Mar-24 |
J&K BANK/ IDBI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 152 | 99 | 154.5% | |
| Low | Rs | 48 | 45 | 106.6% | |
| Income per share (Unadj.) | Rs | 101.8 | 24.6 | 414.0% | |
| Earnings per share (Unadj.) | Rs | 16.1 | 5.4 | 298.8% | |
| Cash flow per share (Unadj.) | Rs | 51.2 | 11.8 | 433.4% | |
| Dividends per share (Unadj.) | Rs | 2.15 | 1.50 | 143.3% | |
| Avg Dividend yield | % | 2.1 | 2.1 | 102.8% | |
| Book value per share (Unadj.) | Rs | 110.7 | 47.5 | 233.1% | |
| Shares outstanding (eoy) | m | 1,101.18 | 10,752.40 | 10.2% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 1.0 | 2.9 | 33.7% | |
| Avg P/E ratio | x | 6.2 | 13.4 | 46.6% | |
| Avg P/CF ratio | x | 4.8 | 7.9 | 61.3% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 1.5 | 59.8% | |
| Dividend payout | % | 13.4 | 27.9 | 48.0% | |
| Avg Mkt Cap | Rs m | 110,597 | 774,764 | 14.3% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 25,790 | 44,170 | 58.4% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 112,132 | 264,457 | 42.4% | |
| Other income | Rs m | 8,377 | 39,248 | 21.3% | |
| Interest expense | Rs m | 60,079 | 122,264 | 49.1% | |
| Net interest income | Rs m | 52,053 | 142,193 | 36.6% | |
| Operating expense | Rs m | 37,626 | 83,704 | 45.0% | |
| Gross profit | Rs m | 14,427 | 58,489 | 24.7% | |
| Gross profit margin | % | 12.9 | 22.1 | 58.2% | |
| Provisions/contingencies | Rs m | 5,105 | 40,103 | 12.7% | |
| Profit before tax | Rs m | 23,881 | 83,244 | 28.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -260 | -0.0% | |
| Prior Period Items | Rs m | 13 | 507 | 2.6% | |
| Tax | Rs m | 6,182 | 25,610 | 24.1% | |
| Profit after tax | Rs m | 17,712 | 57,881 | 30.6% | |
| Net profit margin | % | 15.8 | 21.9 | 72.2% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 937,566 | 1,885,756 | 49.7% | |
| Deposits | Rs m | 1,347,632 | 2,773,655 | 48.6% | |
| Credit/Deposit ratio | x | 69.6 | 68.0 | 102.3% | |
| Yield on advances | % | 9.2 | 9.5 | 96.4% | |
| Cost of deposits | % | 4.2 | 3.8 | 110.5% | |
| Net Interest Margin | % | 4.0 | 4.7 | 86.6% | |
| Net fixed assets | Rs m | 22,083 | 94,364 | 23.4% | |
| Share capital | Rs m | 1,101 | 107,524 | 1.0% | |
| Free reserves | Rs m | 120,826 | 403,207 | 30.0% | |
| Net worth | Rs m | 121,927 | 510,731 | 23.9% | |
| Borrowings | Rs m | 28,850 | 170,827 | 16.9% | |
| Investments | Rs m | 349,002 | 1,157,186 | 30.2% | |
| Total assets | Rs m | 1,545,046 | 3,642,715 | 42.4% | |
| Debt/equity ratio | x | 11.3 | 5.8 | 195.8% | |
| Return on assets | % | 1.1 | 1.6 | 72.1% | |
| Return on equity | % | 14.5 | 11.3 | 128.2% | |
| Capital adequacy ratio | % | 15.4 | 22.3 | 69.3% | |
| Net NPAs | % | 0.8 | 0.3 | 232.4% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -8,526 | -12,259 | 69.5% | |
| From Investments | Rs m | -2,573 | -2,220 | 115.9% | |
| From Financial Activity | Rs m | 4,074 | -17,941 | -22.7% | |
| Net Cashflow | Rs m | -7,024 | -32,375 | 21.7% | |
Share Holding
| Indian Promoters | % | 59.4 | 94.7 | 62.7% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 12.9 | 0.6 | 2,009.4% | |
| FIIs | % | 6.5 | 0.5 | 1,406.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 40.6 | 5.3 | 767.5% | |
| Shareholders | 278,050 | 715,361 | 38.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on J&K Bank vs IDBI Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
J&K Bank vs IDBI Bank Share Price Performance
| Period | J&K Bank | IDBI Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 0.26% | 1.03% | 1.61% |
| 1-Month | 3.84% | -0.29% | -0.07% |
| 1-Year | -14.22% | 27.20% | 18.92% |
| 3-Year CAGR | 34.47% | 17.18% | 11.26% |
| 5-Year CAGR | 23.81% | 14.67% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the IDBI Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of IDBI Bank the stake stands at 94.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of IDBI Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
IDBI Bank paid Rs 1.5, and its dividend payout ratio stood at 27.9%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of IDBI Bank.
For a sector overview, read our banking sector report.
Today's Market
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Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.
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