J&K BANK | DENA BANK | J&K BANK/ DENA BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 5.1 | -1.1 | - | View Chart |
P/BV | x | 0.9 | 0.3 | 276.7% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
J&K BANK DENA BANK |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-24 |
DENA BANK Mar-18 |
J&K BANK/ DENA BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 152 | 50 | 304.9% | |
Low | Rs | 48 | 18 | 269.0% | |
Income per share (Unadj.) | Rs | 101.8 | 39.5 | 257.5% | |
Earnings per share (Unadj.) | Rs | 16.1 | -8.5 | -188.9% | |
Cash flow per share (Unadj.) | Rs | 51.2 | -16.8 | -304.2% | |
Dividends per share (Unadj.) | Rs | 2.15 | 0 | - | |
Avg Dividend yield | % | 2.1 | 0 | - | |
Book value per share (Unadj.) | Rs | 110.7 | 40.7 | 271.8% | |
Shares outstanding (eoy) | m | 1,101.18 | 2,259.05 | 48.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 0.9 | 114.7% | |
Avg P/E ratio | x | 6.2 | -4.0 | -156.3% | |
Avg P/CF ratio | x | 4.8 | 6.6 | 73.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.8 | 108.7% | |
Dividend payout | % | 13.4 | 0 | - | |
Avg Mkt Cap | Rs m | 110,597 | 76,808 | 144.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,790 | 15,875 | 162.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 112,132 | 89,322 | 125.5% | |
Other income | Rs m | 8,377 | 11,635 | 72.0% | |
Interest expense | Rs m | 60,079 | 64,564 | 93.1% | |
Net interest income | Rs m | 52,053 | 24,758 | 210.2% | |
Operating expense | Rs m | 37,626 | 24,682 | 152.4% | |
Gross profit | Rs m | 14,427 | 76 | 18,893.6% | |
Gross profit margin | % | 12.9 | 0.1 | 15,050.3% | |
Provisions/contingencies | Rs m | 5,105 | 30,943 | 16.5% | |
Profit before tax | Rs m | 23,881 | -31,788 | -75.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 13 | 0 | - | |
Tax | Rs m | 6,182 | -12,556 | -49.2% | |
Profit after tax | Rs m | 17,712 | -19,232 | -92.1% | |
Net profit margin | % | 15.8 | -21.5 | -73.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 937,566 | 655,815 | 143.0% | |
Deposits | Rs m | 1,347,632 | 1,061,301 | 127.0% | |
Credit/Deposit ratio | x | 69.6 | 61.8 | 112.6% | |
Yield on advances | % | 9.2 | 8.9 | 103.2% | |
Cost of deposits | % | 4.2 | 5.6 | 75.2% | |
Net Interest Margin | % | 4.0 | 2.4 | 168.6% | |
Net fixed assets | Rs m | 22,083 | 15,492 | 142.5% | |
Share capital | Rs m | 1,101 | 22,590 | 4.9% | |
Free reserves | Rs m | 120,826 | 69,438 | 174.0% | |
Net worth | Rs m | 121,927 | 92,028 | 132.5% | |
Borrowings | Rs m | 28,850 | 35,610 | 81.0% | |
Investments | Rs m | 349,002 | 376,096 | 92.8% | |
Total assets | Rs m | 1,545,046 | 1,208,598 | 127.8% | |
Debt/equity ratio | x | 11.3 | 11.9 | 94.7% | |
Return on assets | % | 1.1 | -1.6 | -72.0% | |
Return on equity | % | 14.5 | -20.9 | -69.5% | |
Capital adequacy ratio | % | 15.4 | 11.1 | 139.0% | |
Net NPAs | % | 0.8 | 12.0 | 6.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -8,526 | -17,129 | 49.8% | |
From Investments | Rs m | -2,573 | -753 | 341.6% | |
From Financial Activity | Rs m | 4,074 | 14,813 | 27.5% | |
Net Cashflow | Rs m | -7,024 | -3,069 | 228.9% |
Indian Promoters | % | 59.4 | 80.7 | 73.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.9 | 11.4 | 113.3% | |
FIIs | % | 6.5 | 1.3 | 505.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 19.3 | 210.8% | |
Shareholders | 278,050 | 249,565 | 111.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Dena Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.26% | 1.61% | 1.61% |
1-Month | 3.84% | 8.53% | -0.07% |
1-Year | -14.22% | -34.08% | 18.92% |
3-Year CAGR | 34.47% | -23.53% | 11.26% |
5-Year CAGR | 23.81% | -25.85% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Dena Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Dena Bank the stake stands at 80.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Dena Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
Dena Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Dena Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.