J&K BANK | CORPORATION BANK | J&K BANK/ CORPORATION BANK |
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P/E (TTM) | x | 5.1 | -1.0 | - | View Chart |
P/BV | x | 0.9 | 0.4 | 240.7% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
J&K BANK CORPORATION BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-24 |
CORPORATION BANK Mar-19 |
J&K BANK/ CORPORATION BANK |
5-Yr Chart Click to enlarge
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High | Rs | 152 | 34 | 450.4% | |
Low | Rs | 48 | 21 | 230.6% | |
Income per share (Unadj.) | Rs | 101.8 | 26.1 | 390.7% | |
Earnings per share (Unadj.) | Rs | 16.1 | -10.6 | -152.4% | |
Cash flow per share (Unadj.) | Rs | 51.2 | -21.8 | -235.0% | |
Dividends per share (Unadj.) | Rs | 2.15 | 0 | - | |
Avg Dividend yield | % | 2.1 | 0 | - | |
Book value per share (Unadj.) | Rs | 110.7 | 27.7 | 399.5% | |
Shares outstanding (eoy) | m | 1,101.18 | 5,994.18 | 18.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 1.1 | 93.7% | |
Avg P/E ratio | x | 6.2 | -2.6 | -240.3% | |
Avg P/CF ratio | x | 4.8 | 4.2 | 115.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.0 | 91.7% | |
Dividend payout | % | 13.4 | 0 | - | |
Avg Mkt Cap | Rs m | 110,597 | 164,390 | 67.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,790 | 17,475 | 147.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 112,132 | 156,227 | 71.8% | |
Other income | Rs m | 8,377 | 18,814 | 44.5% | |
Interest expense | Rs m | 60,079 | 101,139 | 59.4% | |
Net interest income | Rs m | 52,053 | 55,087 | 94.5% | |
Operating expense | Rs m | 37,626 | 34,870 | 107.9% | |
Gross profit | Rs m | 14,427 | 20,217 | 71.4% | |
Gross profit margin | % | 12.9 | 12.9 | 99.4% | |
Provisions/contingencies | Rs m | 5,105 | 102,284 | 5.0% | |
Profit before tax | Rs m | 23,881 | -63,253 | -37.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 13 | 0 | - | |
Tax | Rs m | 6,182 | 0 | - | |
Profit after tax | Rs m | 17,712 | -63,253 | -28.0% | |
Net profit margin | % | 15.8 | -40.5 | -39.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 937,566 | 1,212,512 | 77.3% | |
Deposits | Rs m | 1,347,632 | 1,845,641 | 73.0% | |
Credit/Deposit ratio | x | 69.6 | 65.7 | 105.9% | |
Yield on advances | % | 9.2 | 9.1 | 101.3% | |
Cost of deposits | % | 4.2 | 5.1 | 82.0% | |
Net Interest Margin | % | 4.0 | 3.0 | 133.1% | |
Net fixed assets | Rs m | 22,083 | 14,175 | 155.8% | |
Share capital | Rs m | 1,101 | 11,988 | 9.2% | |
Free reserves | Rs m | 120,826 | 154,157 | 78.4% | |
Net worth | Rs m | 121,927 | 166,145 | 73.4% | |
Borrowings | Rs m | 28,850 | 83,943 | 34.4% | |
Investments | Rs m | 349,002 | 600,186 | 58.1% | |
Total assets | Rs m | 1,545,046 | 2,136,241 | 72.3% | |
Debt/equity ratio | x | 11.3 | 11.6 | 97.2% | |
Return on assets | % | 1.1 | -3.0 | -38.7% | |
Return on equity | % | 14.5 | -38.1 | -38.2% | |
Capital adequacy ratio | % | 15.4 | 12.3 | 125.4% | |
Net NPAs | % | 0.8 | 5.7 | 13.8% |
CASH FLOW | |||||
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From Operations | Rs m | -8,526 | -67,558 | 12.6% | |
From Investments | Rs m | -2,573 | -1,119 | 229.9% | |
From Financial Activity | Rs m | 4,074 | 81,191 | 5.0% | |
Net Cashflow | Rs m | -7,024 | 12,514 | -56.1% |
Indian Promoters | % | 59.4 | 70.8 | 83.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.9 | 23.9 | 53.8% | |
FIIs | % | 6.5 | 1.9 | 344.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 29.2 | 138.9% | |
Shareholders | 278,050 | 73,808 | 376.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Corporation Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.26% | -3.90% | 1.61% |
1-Month | 3.84% | -52.64% | -0.07% |
1-Year | -14.22% | -66.15% | 18.92% |
3-Year CAGR | 34.47% | -40.98% | 11.26% |
5-Year CAGR | 23.81% | -29.68% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Corporation Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Corporation Bank the stake stands at 70.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Corporation Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
Corporation Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Corporation Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.